PROVIDENT MUTUAL VARIABLE ANNUITY SEPARATE ACCOUNT
24F-2NT, 1999-03-30
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APPENDIX I             UNITED STATES               ----------------------------
             SECURITIES AND EXCHANGE COMMISSION             OMB APPROVAL
                   Washington, D.C. 20549          ----------------------------
                                                   OMB Number:        3235-0456
                                                   Expires:     August 31, 2000
                                                   Estimated average burden
                        FORM 24F-2                 hours per response.........1
             ANNUAL NOTICE OF SECURITIES SOLD      ----------------------------
                  PURSUANT TO RULE 24f-2
           
           Read instructions at end of Form before preparing Form.

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<S>                                                                                                                       <C>
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1.    Name and address of issuer:

      PROVIDENT MUTUAL VARIABLE ANNUITY SEPARATE ACCOUNT

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2.    The name of each series or class of securities for which this Form is filed. If the Form is being filed for all series 
      and classes of securities of the issuer, check the box but do not list series or classes):                            [  ]
     

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3.    Investment Company Act File Number:       811-07708


      Securities Act File Number:               33-70926


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4(a). Last day of fiscal year for which this Form is filed:

      December 31, 1998
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4(b). [ ]  Check box if this Form is being filed late (i.e., more than 90 calendar days after the end of the issuer's fiscal 
           year).  (See Instruction A.2)
         


Note: If the Form is being filed late, interest must be paid on the registration fee due.

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4(c). [ ] Check box if this is the last time the issuer will be filing this Form.



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</TABLE>

SEC 2393 (9-97)


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<S>                                                                                                          <C>
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5.   Calculation of registration fee:

     (i)     Aggregate sale price of securities sold during the 
             fiscal year pursuant to section 24(f):                                                            $       55,762,778
                                                                                                                ------------------

     (ii)    Aggregate price of securities redeemed or 
             repurchased during the fiscal year:                                $       36,440,700              
                                                                                 ------------------

     (iii)   Aggregate price of securities redeemed or
             repurchased during any prior fiscal year 
             ending no earlier than October 11, 1995  
             that were not previously used to reduce  
             registration fees payable to the         
             Commission:                                                        $                  
                                                                                 ------------------
     (iv)    Total available redemption credits [add Items
             5(ii) and 5(iii)]:                                                                                -$      36,440,700 
                                                                                                                ------------------
                                                                                          
     (v)     Net sales -- if item 5(i) is greater than Item 5(iv)                         
             [subtract Item 5(iv) from Item 5(i)]:                                                              $      19,322,078
                                                                                                                ------------------

   -------------------------------------------------------------------------------------------------------
     (vi)    Redemption credits available for use in future years                $ (              )   
             -- if Item 5(i) is less than Item 5(iv) [subtract Item              ------------------
             5(iv) from Item 5(i)]:                                 

   -------------------------------------------------------------------------------------------------------
     (vii)   Multiplier for determining registration fee (See                                                                      
             Instruction C.9):                                                                                x           .000278
                                                                                                                ------------------
                                                                                                                                  
     (viii)  Registration fee due [multiply Item 5(v) by Item                                                 =$            5,372
             5(vii)] (enter "0" if no fee is due):                                                              ==================

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6.   Prepaid Shares

     If the response to Item 5(i) was determined by deducting an amount of securities that
     were registered under the Securities Act of 1933 pursuant to rule 24e-2 as in effect
     before October 11, 1997, then report the amount of securities (number of shares or
     other units) deducted here:________.  If there is a number of shares or other units
     that were registered pursuant to rule 24e-2 remaining unsold at the end of the fiscal
     year for which this form is filed that are available for use by the issuer in future
     fiscal years, then state that number here:___________.                                                  
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7.   Interest due -- if this Form is being filed more than 90 days after the end of the
     issuer's fiscal year (see Instruction D):

                                                                                                              /$                  
                                                                                                                ==================

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8.   Total of the amount of the registration fee due plus any interest due [line 5(viii) plus
     line 7]: 


                                                                                                              =$            5,372
                                                                                                                ==================

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9.   Date the registration fee and any interest payment was sent to the Commission's lockbox depository:


        Method of Delivery:

                        [  ]   Wire Transfer
                        [  ]   Mail or other means

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                                 File No. 07708
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                                SIGNATURES

This report has been signed below by the following persons on behalf of the
issuer and in the capacities and on the dates indicated.                      


By (Signature and Title)*    /s/ James G. Potter, Jr.
                         -------------------------------------------------------
                         Executive Vice President, General Counsel and Secretary
                         -------------------------------------------------------

Date  3/31/99
    ------------------------
 *Please print the name and title of the signing officer below the signature.


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