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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13D
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. )*
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STEELTON BANCORP, INC.
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(Name of Issuer)
COMMON STOCK ($0.10 PAR VALUE)
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(Title of Class of Securities)
858272107
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(CUSIP Number)
HOWARD AMSTER, 25812 FAIRMOUNT BLVD, BEACHWOOD OH 44122 (216) 595-1047
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(Name, Address and Telephone Number of Person Authorized
to Receive Notices and Communications)
7/12/99
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(Date of Event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to
report the acquisition which is the subject of this Schedule 13D, and is
filing this schedule because of Rule 13d-1(b)(3) or (4), check the following
box / /.
Check the following box if a fee is being paid with the statement / /. (A
fee is not required only if the reporting person: (1) has a previous statement
on file reporting beneficial ownership of more than five percent of the class
of securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of five percent or less of such
class). (See Rule 13d-7.)
NOTE: Six copies of this statement, including all exhibits, should be filed
with the Commission. See Rule 13d-1(a) for other parties to whom copies are to
be sent.
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
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CUSIP No. 858272107 13D Page of Pages
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(1) Names of Reporting Persons. S.S. or I.R.S. Identification Nos. of Above
Persons
HOWARD AMSTER
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(2) Check the Appropriate Box if a Member (a) / /
of a Group* (b) /X/
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(3) SEC Use Only
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(4) Source of Funds*
PF
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(5) Check if Disclosure of Legal Proceedings is Required Pursuant to
Items 2(d) or 2(e)
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(6) Citizenship or Place of Organization
USA
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Number of Shares (7) Sole Voting Power
Beneficially Owned 10000
by Each Reporting --------------------------------------------------
Person With (8) Shared Voting Power
14110
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(9) Sole Dispositive Power
10000
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(10) Shared Dispositive Power
14110
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(11) Aggregate Amount Beneficially Owned by Each Reporting Person
24110
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(12) Check if the Aggregate Amount in Row (11) Excludes Certain Shares*
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(13) Percent of Class Represented by Amount in Row (11)
6.26%
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(14) Type of Reporting Person*
IN
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CUSIP No. 858272107 13D Page of Pages
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(1) Names of Reporting Persons. S.S. or I.R.S. Identification Nos. of Above
Persons
HOWARD AMSTER INDIVIDUAL RETIREMENT ACCOUNT
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(2) Check the Appropriate Box if a Member (a) / /
of a Group* (b) /X/
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(3) SEC Use Only
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(4) Source of Funds*
PF
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(5) Check if Disclosure of Legal Proceedings is Required Pursuant to
Items 2(d) or 2(e)
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(6) Citizenship or Place of Organization
USA
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Number of Shares (7) Sole Voting Power
Beneficially Owned
by Each Reporting --------------------------------------------------
Person With (8) Shared Voting Power
14110
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(9) Sole Dispositive Power
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(10) Shared Dispositive Power
14110
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(11) Aggregate Amount Beneficially Owned by Each Reporting Person
- -------------------------------------------------------------------------------
(12) Check if the Aggregate Amount in Row (11) Excludes Certain Shares*
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(13) Percent of Class Represented by Amount in Row (11)
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(14) Type of Reporting Person*
IN
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Schedule 13D
CUSIP 858272107
Item 1. Security Steelton Bancorp, Inc. Steelton Bancorp Inc.
and Common Stock ($0.10 par value) 51 South Front Street
Issuer Steelton, Pennsylvania 17113
Harold E. Stremmel, (717) 939-1966
Executive VP/CEO
Item 2. Identity and Background
a) Howard Amster
b) 25812 Fairmount Blvd, Beachwood, Ohio 44122
c) Present principal occupation-Investment Consultant at EVEREN
Securities Inc./Securities Brokerage Firm/23811 Chagrin Blvd/Suite 200,
Beachwood, Ohio 44122
d) Howard Amster has not been convicted in any criminal proceedings
(excluding traffic violations or similar misdemeanors, if any) within
the last five years.
e) Howard Amster has not been a party to any civil proceedings of a
judicial or administrative body of competent jurisdiction of the type
described in Item 2 of Schedule 13D within the last five years.
f) USA
a) Howard Amster Individual Retirement Account, custodial account for
the benefit of Howard Amster
b) 23811 Chagrin Blvd #200, Beachwood, Ohio 44122
c) Custodian for Individual Retirement Account
d)(e) None
f) USA
Item 3. Source and Amount of Funds or Other Consideration
Howard Amster's Individual Retirement Account purchased with personal funds
without borrowing. The total consideration of the purchase is $150,720.47
Howard Amster purchased with personal funds without borrowing. The total
consideration of the purchase is $100,000.00
Item 4. Purposes of Transaction
Howard Amster's Individual Retirement Account and Howard Amster acquired the
shares for purposes of investment.
There are no present plans or proposals by the beneficial owners of record
as reported in this Schedule 13D which relate to or would result in the
following:
a) The acquisition by any person of additional securities of the issuer,
or the disposition of securities of the issuer provided, however, the
reporting persons might acquire additional shares or other securities
of the issuer or dispose of some or all of their shares depending upon
market conditions and their personal circumstances;
b) An extraordinary corporate transaction, such as a merger,
reorganization or liquidation, involving the issuer or any of its
subsidiaries;
c) A sale or transfer or a material amount of assets of the issuer or
any of its subsidiaries;
d) Any change in the present board of directors or management of the
issuer, including any plans or proposals to change the number of
terms of directors or to fill any existing vacancies on the board;
e) Any material change in the present capitalization or dividend policy
of the issuer;
f) Any other material change in the issuer's business or corporate
structure;
g) Changes in the issuer's charter, bylaws or instruments corresponding
thereto or other changes which may impede the acquisition of control
of the issuer by any person;
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h) Causing a class of securities of the issuer to be delisted from a
national securities exchange or cease to be authorized to be quoted
in an inter-dealer quotation system of a registered national securities
association;
i) A class of equity securities of the issuer becoming eligible for
termination of registration pursuant to Section 12(g)(4) of the Act;
or
j) Any action similar to any of those enumerated above.
Item 5. Interest in securities of the Issuer
a) The aggregate amount owned by the Reporting Persons is
24,110 shares or 6.26% of the outstanding shares.
b) Howard Amster owns 10,000 shares or 2.50% of the outstanding shares.
Howard Amster's individual retirement account owns 14,110 shares or
3.66% of the outstanding shares.
c) Description of transactions reported:
Name Date Shares Price
Howard Amster 7/8/99 10,000 10 Initial Public Offering
Howard Amster 7/12/99 14,110 10.6415 EVEREN Securities Inc.
Individual Bulletin Board/NASDAQ
Retirement Account Open Market Transaction
Item 6. Contracts, Arrangements, Understandings or Relationships
with Respect to Securities of the Issuer.
There are no contracts, arrangements, understandings or relationships with
respect to securities of the issuer with any persons except as set forth in
items 2,3,5 above.
Item 7. Material to be filed as exhibits. None
SIGNATURE After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement
is true, complete and correct.
Date: 7/19/99 /s/ /s/
HOWARD AMSTER HOWARD AMSTER
INDIVIDUAL RETIREMENT ACCOUNT
