SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report March 17, 1997
HOUSEHOLD AFFINITY CREDIT CARD MASTER TRUST I
(Exact name of registrant as specified in Department of
the Treasury, Internal Revenue Service Form SS-4)
HOUSEHOLD FINANCE CORPORATION
(Servicer of the Trust)
(Exact name as specified in Servicer's charter)
Delaware 0-23942 Not Applicable
(State or other juris- (Commission File Numbers) (IRS Employer
diction of incorpora- Identification
tion of Master Servicer) Number of
Registrant)
2700 Sanders Road, Prospect Heights, Illinois 60070
(Address of principal executive offices of (Zip Code)
Master Servicer)
Servicer's telephone number, including area code 847/564-5000
Exhibit Index appears on page 4
<PAGE>
Item 7. FINANCIAL STATEMENTS AND EXHIBITS
(c) Exhibits
99(a) Statement to Certificateholders with respect to the distribution on
March 17, 1997 provided under Section 6 of the Series 1993-1
Supplement dated as of September 1, 1993 to the Amended and
Restated Pooling and Servicing Agreement dated as of August 1, 1993
among Household Affinity Funding Corporation, as Seller, Household
Finance Corporation, as Servicer, and The Bank of New York, as
Trustee (the "Amended and Restated Pooling and Servicing
Agreement"), with respect to Class A and Class B Credit Card
Participation Certificates, Series 1993-1.
99(b) Statement to Certificateholders with respect to the distribution on
March 17, 1997 provided under Section 6 of the Series 1993-2
Supplement dated as of November 1, 1993 to the Amended and Restated
Pooling and Servicing Agreement, with respect to Class A and Class
B Credit Card Participation Certificates, Series 1993-2.
99(c) Statement to Certificateholders with respect to the distribution on
March 17, 1997 provided under Section 6 of the Series 1993-3
Supplement dated as of November 1, 1993 to the Amended and Restated
Pooling and Servicing Agreement, with respect to Class A and Class
B Credit Card Participation Certificates, Series 1993-3.
99(d) Statement to Certificateholders with respect to the distribution on
March 17, 1997 provided under Section 6 of the Series 1994-1
Supplement dated as of March 1, 1994 to the Amended and Restated
Pooling and Servicing Agreement, with respect to Class A and Class
B Credit Card Participation Certificates, Series 1994-1.
99(e) Statement to Certificateholders with respect to the distribution on
March 17, 1997 provided under Section 6 of the Series 1994-2
Supplement dated as of September 1, 1994 to the Amended and
Restated Pooling and Servicing Agreement, with respect to Class A
and Class B Credit Card Participation Certificates, Series 1994-2.
-2-
<PAGE>
99(f) Statement to Certificateholders with respect to the distribution on
March 17, 1997 provided under Section 6 of the Series 1995-1
Supplement dated as of April 3, 1995 to the Amended and Restated
Pooling and Servicing Agreement, with respect to Class A and Class
B Credit Card Participation Certificates, Series 1995-1.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Servicer has duly caused this report to be signed on behalf of the Class A
and Class B Credit Card Participation Certificates, Series 1993-1, the Class
A and Class B Credit Card Participation Certificates, Series 1993-2, the
Class A and Class B Credit Card Participation Certificates, Series 1993-3,
the Class A and Class B Credit Card Participation Certificates, Series 1994-
1, the Class A and Class B Credit Card Participation Certificates, Series
1994-2, and the Class A and Class B Credit Card Participation Certificates,
Series 1995-1, by the undersigned hereunto duly authorized.
HOUSEHOLD FINANCE CORPORATION,
as Servicer of and on behalf of the
HOUSEHOLD AFFINITY CREDIT CARD
MASTER TRUST I
(Registrant)
By: /s/ J. W. Blenke
Dated: March 25, 1997 J. W. Blenke, Authorized Representative
-3-<PAGE>
EXHIBIT INDEX
Exhibit
Number Exhibit Page
5
99(a) Statement to Certificateholders with respect to the
distribution on March 17, 1997 provided under Section 6
of the Series 1993-1 Supplement dated as of September 1,
1993 to the Amended and Restated Pooling and Servicing
Agreement dated as of August 1, 1993 among Household
Affinity Funding Corporation, as Seller, Household
Finance Corporation, as Servicer, and The Bank of New
York, as Trustee (the "Amended and Restated Pooling and
Servicing Agreement"), with respect to Class A and Class
B Credit Card Participation Certificates, Series 1993-1.
16
99(b) Statement to Certificateholders with respect to the
distribution on March 17, 1997 provided under Section 6
of the Series 1993-2 Supplement dated as of November 1,
1993 to the Amended and Restated Pooling and Servicing
Agreement, with respect to Class A and Class B Credit
Card Participation Certificates, Series 1993-2.
29
99(c) Statement to Certificateholders with respect to the
distribution on March 17, 1997 provided under Section 6
of the Series 1993-3 Supplement dated as of November 1,
1993 to the Amended and Restated Pooling and Servicing
Agreement, with respect to Class A and Class B Credit
Card Participation Certificates, Series 1993-3.
42
99(d) Statement to Certificateholders with respect to the
distribution on March 17, 1997 provided under Section 6
of the Series 1994-1 Supplement dated as of March 1, 1994
to the Amended and Restated Pooling and Servicing
Agreement, with respect to Class A and Class B Credit
Card Participation Certificates, Series 1994-1.
54
99(e) Statement to Certificateholders with respect to the
distribution on March 17, 1997 provided under Section 6
of the Series 1994-2 Supplement dated as of September 1,
1994 to the Amended and Restated Pooling and Servicing
Agreement, with respect to Class A and Class B Credit
Card Participation Certificates, Series 1994-2.
67
99(f) Statement to Certificateholders with respect to the
distribution on March 17, 1997 provided under Section 6
of the Series 1995-1 Supplement dated as of April 3, 1995
to the Amended and Restated Pooling and Servicing
Agreement, with respect to Class A and Class B Credit
Card Participation Certificates, Series 1995-1.
-4-
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1993-1
17-Mar-97
*****************************************************************
******************************************
*** Trust Portfolio Activity Summary ***
Performance Ratios (expressed as a percentage of Principal
Receivables)
Payment Rate
24.283%
Annualized Gross Cash Yield (excluding principal recoveries)
19.014%
Annualized Net Default Rate
4.709%
Annualized Portfolio Yield
14.305%
Delinquency status of accounts:
5 - 29 days ($)
255,235,741.01
5 - 29 days (%) (Gross/Gross)
4.05%
30 - 59 days($)
89,538,748.80
30 - 59 days (%) (Gross/Gross)
1.42%
60+ days ($)
174,813,127.07
60+ days (%) (Gross/Gross)
2.77%
Total ($)
519,587,616.88
Total (%) (Gross/Gross)
8.24%
Collections
Principal
1,460,305,245.41
Finance Charge
70,885,182.80
Fees
9,142,534.68
Allocated Interchange
19,875,850.00
Other Recoveries
606,158.84
Total
1,560,814,971.73
Adjustment Payments
0.00
Transfer Deposit Amount
0.00
Charge-Off Activity
Gross Principal Defaults
26,520,493.86
Principal Recoveries
1,627,121.56
Defaulted Receivables Repurchased Pursuant to Article 2.07
0.00
Defaulted Receivables Repurchased Pursuant to Article 3.03
0.00
Net Defaulted Amount (Gross Defaults less Principal Recoveries)
24,893,372.30
*** Reallocated Investor Finance Charge and Administrative
Collections ***
Reallocated Investor Finance Charge and Administrative Collections
(includes recoveries) 16,608,656.35
Investor Defaulted Amount (Gross)
4,426,773.05
Series Adjusted Portfolio Yield
13.806%
*** Class A Invested Percentage Allocations ***
Class A Invested Percentage
84.9996411%
Fixed Class A Invested Percentage
84.9996411%
Class A Monthly Interest (Due) [Section 4.08(a)]
3,768,396.75
Overdue Class A Monthly Interest (Due) [Section 4.08(a)]
0.00
Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Overdue Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Class A Investor Default Amount
3,762,741.21
Allocable Servicing Fee (Due) [Section 3]
1,764,713.33
Previously unpaid Allocable Servicing Fee
0.01
Class A Required Amount [Section 4.09(a)]
0.00
Funding of Class A Required Amount:
From Excess Reallocated FC&A to Pay Req. Amount [Section
4.13(a)] 0.00
From Cash Collateral Account Withdrawls [Section 4.14(b)]
0.00
From Subordinated Principal Collections [Section 4.15(a)]
0.00
Total ("Funded Class A Required Amount")
0.00
Class A Invested Percentage of Reallocated FC&A [Section 4.11(a)]
14,117,298.29
Amount that constitutes Excess FC&A [Section 4.11(a)(iv)]
4,821,446.99
Funded Class A Required Amount
0.00
Excess Reallocated FC&A to cover previously unpaid Allocated
Servicing Fee [Section 4.13( 0.00
Total Available for Class A Invested Percentage Allocations
9,295,851.30
Class A Monthly Interest (Paid)
3,768,396.75
Overdue Class A Monthly Interest (Paid)
0.00
Class A Additional Interest (Paid)
0.00
Overdue Class A Additional Interest (Paid)
0.00
Reimb. of Class A Investor Default Amount (Paid)
3,762,741.21
Allocable Servicing Fee (Paid)
1,764,713.33
Previously unpaid Allocable Servicing Fee (Paid)
0.01
Class A Interest Shortfall
0.00
*** Class B Invested Percentage Allocations ***
0.00
Class B Invested Percentage
5.0003400%
Fixed Class B Invested Percentage
5.0003400%
Class B Monthly Interest (Due) [Section 4.08(b)]
233,840.42
Overdue Class B Monthly Interest (Due) [Section 4.08(b)]
0.00
Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Overdue Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Class B Investor Default Amount
221,353.70
Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest
0.00
Funding of Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
From Excess Reallocated FC&A [Section 4.13(c)]
0.00
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
0.00
Funding of Class B Investor Default Amount
From Excess Reallocated FC&A [Section 4.13(d)]
221,353.70
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
221,353.70
Class B Invested Percentage of Reallocated FC&A [Section 4.11(b)]
830,489.29
Amount that constitutes Excess FC&A [Section 4.11(b)(ii)]
596,648.87
Funded Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
0.00
Funded Class B Default Amount
221,353.70
Total Available for Class B Floating Allocations
455,194.12
Class B Monthly Interest (Paid)
233,840.42
Overdue Class B Monthly Interest (Paid)
0.00
Class B Additional Interest (Paid)
0.00
Overdue Class B Additional Interest (Paid)
0.00
Reimbursement Class B Investor Default Amount (Paid)
221,353.70
Class B Interest Shortfall
0.00
*** Collateral Invested Percentage Allocations ***
Collateral Invested Percentage
10.0000189%
Collateral Monthly Interest (Due) [Section 4.08(c)]
506,873.30
Overdue Collateral Monthly Interest (Due) [Section 4.08(c)]
0.00
Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Overdue Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Collateral Investor Default Amount
442,678.14
Collateral Invested Percentage of Reallocated FC&A [Section
4.11(b-1)] 1,660,868.77
Amount that constitutes Excess FC&A [Section 4.11(b-1)(ii)]
1,153,995.47
From Excess Reallocated FC&A to Fund Collateral Investor Default
Amount [Section 4.13(g)] 442,678.14
Total Available for Collateral Invested Percentage Allocations
949,551.44
Collateral Monthly Interest (Paid)
506,873.30
Overdue Collateral Monthly Interest (Paid)
0.00
Collateral Additional Interest (Paid)
0.00
Overdue Collateral Additional Interest (Paid)
0.00
Reimbursement of Collateral Default Amount (Paid)
442,678.14
Collateral Interest Shortfall
0.00
*** Reimbursement of Shortfalls ***
Excess Reallocated FC&A Collections
Sources of Excess Reallocated FC&A Collections
Excess Class A Reallocated FC&A [Section 4.11(a)(iv)]
4,821,446.99
Excess Class B Reallocated FC&A [Section 4.11(b)(ii)]
596,648.87
Excess Collateral Interest Reallocated FC&A [Section
4.11(b-1)(ii)] 1,153,995.47
Total
6,572,091.33
Uses of Excess Reallocated FC&A Collections [Section 4.13]
Allocated to Class A Required Amount [Section 4.13(a)]
0.00
Allocated to reimburse Class A Investor Charge-Offs [Section
4.13(b)] 0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.13(c)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.13(d)] 221,353.70
Allocated to reimburse Class B Invested Amount reductions
[Section 4.13(e)] 0.00
Allocated to unpaid Allocated Servicing Fee from previous
periods [Section 4.13(f)] 0.00
Allocated to fund the Collateral Default Amount [Section
4.13(g)] 442,678.14
Allocated to reimburse Collateral Invested Amount reductions
[Section 4.13(h)] 0.00
Allocated to the Cash Collateral Account [Section 4.13(i)]
0.00
Allocated pursuant to the Collateral Agreement [Section
4.13(j)] 5,908,059.49
Subordinated Principal Collections [Section 4.15]
36,563,768.07
Allocated to Class A Required Amount [Section 4.15(a)]
0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.15(b)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.15(c)] 0.00
*** Amortization Allocations ***
Amortization Events
[Three Month Average Series Adjusted Portfolio Yield Test]
Not Triggered
Other Amortization Events
Not Triggered
Transaction Period
REVOLVING
Principal Allocation Percentage
N/A
Principal Allocation Percentage Numerator
N/A
Available Investor Principal Collections
Investor Principal Collections
223,361,408.48
Subordinated Principal Collections
0.00
Series Allocable Miscellaneous Payments
0.00
Series 1993-1 Excess Principal Collections
0.00
[Subordinated Series Reallocated Principal Collections]
0.00
Available Investor Principal Collections
223,361,408.48
Collateral Principal Collections
24,817,986.36
Controlled Distribution Amount
N/A
Class A Monthly Principal (Due) [Section 4.09(a)]
0.00
Class A Monthly Principal (Paid)
0.00
Deficit Controlled Amortization Amount
0.00
Total Available to Pay Class B Monthly Principal
223,361,408.48
Class B Monthly Principal (Due) [Section 4.09(b)]
0.00
Class B Monthly Principal (Paid)
0.00
Collateral Monthly Principal (Due) [Section 4.09(c)]
0.00
Collateral Monthly Principal (Paid)
0.00
Series 1993-1 Principal Shortfall
0.00
Trust Excess Principal Collections
248,179,394.84
*** Funding Accounts ***
Class A Principal Funding Account deposit
N/A
Principal Distributed to Class A Certificateholders
0.00
Class A Principal Funding Account Balance
N/A
Class B Principal Funding Account deposits
0.00
Principal Distributed to Class B Certificateholders
0.00
Class B Principal Funding Account Balance
N/A
Class A Interest Payment/Deposit
from Collection Account
3,768,396.75
from Principal Funding Account
N/A
Paid to Class A Certificateholders
3,768,396.75
Principal Funding Account Balance
N/A
Class B Interest Payment/Deposit
from Collection Account
233,840.42
from Principal Funding Account
N/A
Paid to Class B Certificateholders
233,840.42
Principal Funding Account Balance
N/A
Class A Investor Charge-Offs
0.00
Reimbursement of Class A Investor Charge-Offs
0.00
Cumulative Unreimbursed Class A Investor Charge-Offs
0.00
Reduction of Class B Invested Amount (Other than Class B ICO)
0.00
Class B Investor Charge-Offs
0.00
Reimbursement of Class B Investor Charge-Offs
0.00
Cumulative Unreimbursed Class B Investor Charge-Offs and Reductions
0.00
Reduction of the Collateral Invested Amount
0.00
Previous month's ending Collateral Invested Amount
105,883,000.00
Current Month's ending Collateral Invested Amount
105,883,000.00
Reimbursement of Collateral Invested Amount reductions
0.00
Cumulative Unreimbursed Collateral Invested Amount Reductions
0.00
Unpaid current Allocated Servicing Fee
0.00
Reimbursement of unpaid Allocated Servicing Fee
0.00
Cumulative unreimbursed unpaid Allocated Serving Fee
0.01
*** Receivables Outstanding & Invested Amounts ***
Principal Receivables outstanding [Last Month]
6,343,365,954.56
Average Principal outstanding based upon additional accounts
6,343,365,954.56
Principal Receivables outstanding
6,223,581,582.34
Finance Charge and Administrative Receivables outstanding
83,409,238.18
Class A Invested Amount
900,000,000.00
Class B Invested Amount
52,945,000.00
Collateral Invested Amount
105,883,000.00
Series Adjusted Invested Amount
1,058,828,000.00
Series Required Sellers Amount
74,117,960.00
Required Collateral Amount
105,883,000.00
Available Collateral Amount
105,883,000.00
Class A Certificate Balance
900,000,000.00
Class B Certificate Balance
52,945,000.00
*** Cash Collateral Account ***
Cash Collateral Account [Section 4.14]
Begin Balance
0.00
Deposit of Excess Collections
0.00
Withdrawal Amounts [Section 4.14 (b)]
For Class A Required Amount
0.00
To reimburse Class A Investor Charge-Offs
0.00
To pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount
0.00
To fund the Class B Investor Default Amount
0.00
To reimburse Class B Invested Amount reductions
0.00
Total
0.00
Deposit of Collateral Monthly Principal
0.00
Net Available
0.00
Required Cash Collateral Amount
0.00
Collateral Surplus
0.00
Cash Collateral Account Surplus
0.00
End Balance
0.00
Collateral Surplus (Prime)
0.00
Cash Collateral Account Surplus (Prime)
0.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1993-1
17-Mar-97
*****************************************************************
******************************************
CLASS A CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
4.1871075
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
4.1871075
B. Calculation of Class A Interest
1. Calculation of Class A Certificate Rate
0.000000%
a. One-month LIBOR
5.382810%
b. Spread
0.200000%
c. Class A Certificate Rate
5.582810%
2. Beginning Invested Amount
900,000,000.00
3. Number of Days in the Interest Period
27
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of Finance Charge & Administrative
Receivables 100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class A Invested Percentage
84.9996411%
(b) Principal Allocation Percentage
N/A
3. Class A Principal
(a) Total Amount Paid / Deposited to
Principal Funding Account
0.00
(b) Total amount on deposit in Principal
Funding Account
N/A
4. Delinquent Balances
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class A Investor Default Amount
3,762,741.21
CLASS A CERTIFICATEHOLDER'S STATEMENT
6. Class A Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class A Investor Charge-Offs, if any, for the
Distribution
Date(s) with respect to the Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class A
Investor Charge-Offs
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of such Payment Date
0.00
7. Allocable Servicing Fee paid for the Distribution
0.00
Date(s) with respect to the Payment Date
1,764,713.33
8. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class A Pool Factor
1.0000000
E. Receivables Balances
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
F. Class B Certificates
1. Class B Invested Amount as of the end of the Payment Date
52,945,000.00
2. Available Collateral Invested Amount as of the end of the
Payment Date 105,883,000.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
28-Feb-97
Household Affinity Credit Card Master Trust I, Series 1993-1
17-Mar-97
*****************************************************************
******************************************
CLASS B CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
4.416667
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
4.416667
B. Calculation of Class B Interest
1. Class B Coupon
5.30%
2. Beginning Invested Amount
52,945,000.00
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of FC&A
100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class B Invested Percentage
5.0003400%
(b) Principal Allocation Percentage
N/A
3. Class B Principal
(a) Total Amount Paid / Deposited to
the Principal Funding Account
0.00
(b) Total amount on deposit in Principal
Funding Account
N/A
4. Delinquent Balances
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class B Investor Default Amount
221,353.70
CLASS B CERTIFICATEHOLDER'S STATEMENT
6. Class B Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class B Investor Charge-Offs and other reductions, if
any,
for the Distribution Date(s) with respect to the
Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class B
Investor Charge-Offs and other reductions
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of of the Class B Certificates exceeds the Class
B
Invested Amount as of the end of such Payment Date
0.00
7. Available Cash Collateral Amount
(a) Available Cash Collateral Amount at close of business
on the Payment Date
0.00
(b) Available Cash Collateral Amount as a percent of the
Class B Invested Amount, each at close of business on the
Payment Date
0.00%
8. Available Collateral Invested Amount
105,883,000.00
9. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class B Pool Factor
1.0000000
E. Receivables Balances
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1993-2
17-Mar-97
*****************************************************************
******************************************
*** Trust Portfolio Activity Summary ***
Performance Ratios (expressed as a percentage of Principal
Receivables)
Payment Rate
24.283%
Annualized Gross Cash Yield (excluding principal recoveries)
19.014%
Annualized Net Default Rate
4.709%
Annualized Portfolio Yield
14.305%
Delinquency status of accounts:
5 - 29 days ($)
255,235,741.01
5 - 29 days (%) (Gross/Gross)
4.05%
30 - 59 days($)
89,538,748.80
30 - 59 days (%) (Gross/Gross)
1.42%
60+ days ($)
174,813,127.07
60+ days (%) (Gross/Gross)
2.77%
Total ($)
519,587,616.88
Total (%) (Gross/Gross)
8.24%
Collections
Principal
1,460,305,245.41
Finance Charge
70,885,182.80
Fees
9,142,534.68
Allocated Interchange
19,875,850.00
Other Recoveries
606,158.84
Total
1,560,814,971.73
Adjustment Payments
0.00
Transfer Deposit Amount
0.00
Charge-Off Activity
Gross Principal Defaults
26,520,493.86
Principal Recoveries
1,627,121.56
Defaulted Receivables Repurchased Pursuant to Article 2.07
0.00
Defaulted Receivables Repurchased Pursuant to Article 3.03
0.00
Net Defaulted Amount (Gross Defaults less Principal Recoveries)
24,893,372.30
*** Reallocated Investor Finance Charge and Administrative
Collections ***
Reallocated Investor Finance Charge and Administrative Collections
(includes recoveries) 9,481,488.76
Investor Defaulted Amount (Gross)
2,459,310.93
Series Adjusted Portfolio Yield
14.325%
*** Class A Invested Percentage Allocations ***
Class A Invested Percentage
84.9998980%
Fixed Class A Invested Percentage
84.9998980%
Class A Monthly Interest (Due) [Section 4.08(a)]
2,333,333.33
Overdue Class A Monthly Interest (Due) [Section 4.08(a)]
0.00
Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Overdue Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Class A Investor Default Amount
2,090,411.78
Allocable Servicing Fee (Due) [Section 3]
980,393.33
Previously unpaid Allocable Servicing Fee
0.00
Class A Required Amount [Section 4.09(a)]
0.00
Funding of Class A Required Amount:
From Excess Reallocated FC&A to Pay Req. Amount [Section
4.13(a)] 0.00
From Cash Collateral Account Withdrawls [Section 4.14(b)]
0.00
From Subordinated Principal Collections [Section 4.15(a)]
0.00
Total ("Funded Class A Required Amount")
0.00
Class A Invested Percentage of Reallocated FC&A [Section 4.11(a)]
8,059,255.77
Amount that constitutes Excess FC&A [Section 4.11(a)(iv)]
2,655,117.33
Funded Class A Required Amount
0.00
Excess Reallocated FC&A to cover previously unpaid Allocated
Servicing Fee [Section 4.13( 0.00
Total Available for Class A Invested Percentage Allocations
5,404,138.44
Class A Monthly Interest (Paid)
2,333,333.33
Overdue Class A Monthly Interest (Paid)
0.00
Class A Additional Interest (Paid)
0.00
Overdue Class A Additional Interest (Paid)
0.00
Reimb. of Class A Investor Default Amount (Paid)
2,090,411.78
Allocable Servicing Fee (Paid)
980,393.33
Previously unpaid Allocable Servicing Fee (Paid)
0.00
Class A Interest Shortfall
0.00
*** Class B Invested Percentage Allocations ***
Class B Invested Percentage
5.0000340%
Fixed Class B Invested Percentage
5.0000340%
Class B Monthly Interest (Due) [Section 4.08(b)]
144,609.00
Overdue Class B Monthly Interest (Due) [Section 4.08(b)]
0.00
Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Overdue Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Class B Investor Default Amount
122,966.38
Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest
0.00
Funding of Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
From Excess Reallocated FC&A [Section 4.13(c)]
0.00
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
0.00
Funding of Class B Investor Default Amount
From Excess Reallocated FC&A [Section 4.13(d)]
122,966.38
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
122,966.38
Class B Invested Percentage of Reallocated FC&A [Section 4.11(b)]
474,077.66
Amount that constitutes Excess FC&A [Section 4.11(b)(ii)]
329,468.66
Funded Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
0.00
Funded Class B Default Amount
122,966.38
Total Available for Class B Floating Allocations
267,575.38
Class B Monthly Interest (Paid)
144,609.00
Overdue Class B Monthly Interest (Paid)
0.00
Class B Additional Interest (Paid)
0.00
Overdue Class B Additional Interest (Paid)
0.00
Reimbursement Class B Investor Default Amount (Paid)
122,966.38
Class B Interest Shortfall
0.00
*** Collateral Invested Percentage Allocations ***
Collateral Invested Percentage
10.0000680%
Collateral Monthly Interest (Due) [Section 4.08(c)]
281,596.81
Overdue Collateral Monthly Interest (Due) [Section 4.08(c)]
0.00
Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Overdue Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Collateral Investor Default Amount
245,932.77
Collateral Invested Percentage of Reallocated FC&A [Section
4.11(b-1)] 948,155.32
Amount that constitutes Excess FC&A [Section 4.11(b-1)(ii)]
666,558.51
From Excess Reallocated FC&A to Fund Collateral Investor Default
Amount [Section 4.13(g)] 245,932.77
Total Available for Collateral Invested Percentage Allocations
527,529.58
Collateral Monthly Interest (Paid)
281,596.81
Overdue Collateral Monthly Interest (Paid)
0.00
Collateral Additional Interest (Paid)
0.00
Overdue Collateral Additional Interest (Paid)
0.00
Reimbursement of Collateral Default Amount (Paid)
245,932.77
Collateral Interest Shortfall
0.00
*** Reimbursement of Shortfalls ***
Excess Reallocated FC&A Collections
Sources of Excess Reallocated FC&A Collections
Excess Class A Reallocated FC&A [Section 4.11(a)(iv)]
2,655,117.33
Excess Class B Reallocated FC&A [Section 4.11(b)(ii)]
329,468.66
Excess Collateral Interest Reallocated FC&A [Section
4.11(b-1)(ii)] 666,558.51
Total
3,651,144.50
Uses of Excess Reallocated FC&A Collections [Section 4.13]
Allocated to Class A Required Amount [Section 4.13(a)]
0.00
Allocated to reimburse Class A Investor Charge-Offs [Section
4.13(b)] 0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.13(c)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.13(d)] 122,966.38
Allocated to reimburse Class B Invested Amount reductions
[Section 4.13(e)] 0.00
Allocated to unpaid Allocated Servicing Fee from previous
periods [Section 4.13(f)] 0.00
Allocated to fund the Collateral Default Amount [Section
4.13(g)] 245,932.77
Allocated to reimburse Collateral Invested Amount reductions
[Section 4.13(h)] 0.00
Allocated to the Cash Collateral Account [Section 4.13(i)]
0.00
Allocated pursuant to the Collateral Agreement [Section
4.13(j)] 3,282,245.35
Subordinated Principal Collections [Section 4.15]
20,312,795.22
Allocated to Class A Required Amount [Section 4.15(a)]
0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.15(b)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.15(c)] 0.00
*** Amortization Allocations ***
Amortization Events
[Three Month Average Series Adjusted Portfolio Yield Test]
Not Triggered
Other Amortization Events
Not Triggered
Transaction Period
REVOLVING
Principal Allocation Percentage
N/A
Principal Allocation Percentage Numerator
N/A
Available Investor Principal Collections
Investor Principal Collections
124,089,228.64
Subordinated Principal Collections
0.00
Series Allocable Miscellaneous Payments
0.00
Series 1993-2 Excess Principal Collections
0.00
[Subordinated Series Reallocated Principal Collections]
0.00
Available Investor Principal Collections
124,089,228.64
Collateral Principal Collections
13,787,796.25
Controlled Distribution Amount
N/A
Class A Monthly Principal (Due) [Section 4.09(a)]
0.00
Class A Monthly Principal (Paid)
0.00
Deficit Controlled Amortization Amount
0.00
Total Available to Pay Class B Monthly Principal
124,089,228.64
Class B Monthly Principal (Due) [Section 4.09(b)]
0.00
Class B Monthly Principal (Paid)
0.00
Collateral Monthly Principal (Due) [Section 4.09(c)]
0.00
Collateral Monthly Principal (Paid)
0.00
Series 1993-2 Principal Shortfall
0.00
Trust Excess Principal Collections
137,877,024.89
*** Funding Accounts ***
Class A Principal Funding Account deposit
N/A
Principal Distributed to Class A Certificateholders
0.00
Class A Principal Funding Account Balance
N/A
Class B Principal Funding Account deposits
0.00
Principal Distributed to Class B Certificateholders
0.00
Class B Principal Funding Account Balance
N/A
Class A Interest Payment/Deposit
from Collection Account
2,333,333.33
from Principal Funding Account
N/A
Paid to Class A Certificateholders
2,333,333.33
Principal Funding Account Balance
N/A
Class B Interest Payment/Deposit
from Collection Account
144,609.00
from Principal Funding Account
N/A
Paid to Class B Certificateholders
144,609.00
Principal Funding Account Balance
N/A
Class A Investor Charge-Offs
0.00
Reimbursement of Class A Investor Charge-Offs
0.00
Cumulative Unreimbursed Class A Investor Charge-Offs
0.00
Reduction of Class B Invested Amount (Other than Class B ICO)
0.00
Class B Investor Charge-Offs
0.00
Reimbursement of Class B Investor Charge-Offs
0.00
Cumulative Unreimbursed Class B Investor Charge-Offs and Reductions
0.00
Reduction of the Collateral Invested Amount
0.00
Previous month's ending Collateral Invested Amount
58,824,000.00
Current Month's ending Collateral Invested Amount
58,824,000.00
Reimbursement of Collateral Invested Amount reductions
0.00
Cumulative Unreimbursed Collateral Invested Amount Reductions
0.00
Unpaid current Allocated Servicing Fee
0.00
Reimbursement of unpaid Allocated Servicing Fee
0.00
Cumulative unreimbursed unpaid Allocated Serving Fee
0.00
*** Receivables Outstanding & Invested Amounts ***
Principal Receivables outstanding [Last Month]
6,343,365,954.56
Average Principal outstanding based upon additional accounts
6,343,365,954.56
Principal Receivables outstanding
6,223,581,582.34
Finance Charge and Administrative Receivables outstanding
83,409,238.18
Class A Invested Amount
500,000,000.00
Class B Invested Amount
29,412,000.00
Collateral Invested Amount
58,824,000.00
Series Adjusted Invested Amount
588,236,000.00
Series Required Sellers Amount
41,176,520.00
Required Collateral Amount
58,824,000.00
Available Collateral Amount
58,824,000.00
Class A Certificate Balance
500,000,000.00
Class B Certificate Balance
29,412,000.00
*** Cash Collateral Account ***
Cash Collateral Account [Section 4.14]
Begin Balance
0.00
Deposit of Excess Collections
0.00
Withdrawal Amounts [Section 4.14 (b)]
For Class A Required Amount
0.00
To reimburse Class A Investor Charge-Offs
0.00
To pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount
0.00
To fund the Class B Investor Default Amount
0.00
To reimburse Class B Invested Amount reductions
0.00
Total
0.00
Deposit of Collateral Monthly Principal
0.00
Net Available
0.00
Required Cash Collateral Amount
0.00
Collateral Surplus
0.00
Cash Collateral Account Surplus
0.00
End Balance
0.00
Collateral Surplus (Prime)
0.00
Cash Collateral Account Surplus (Prime)
0.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1993-2
17-Mar-97
*****************************************************************
******************************************
CLASS A CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
4.666667
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
4.666667
B. Calculation of Class A Interest
1. Class A Certificate Coupon
5.60%
2. Beginning Invested Amount
500,000,000.00
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of Finance Charge & Administrative
Receivables 100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class A Invested Percentage
84.9998980%
(b) Principal Allocation Percentage
N/A
3. Class A Principal
(a) Total Amount Paid / Deposited to
Principal Funding Account
0.00
(b) Total amount on deposit in Principal
Funding Account
N/A
4. Delinquent Balances
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class A Investor Default Amount
2,090,411.78
CLASS A CERTIFICATEHOLDER'S STATEMENT
Reimbursement of Charge-Offs.
(a) Class A Investor Charge-Offs, if any, for the
Distribution
Date(s) with respect to the Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class A
Investor Charge-Offs
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of such Payment Date
0.00
7. Allocable Servicing Fee paid for the Distribution
Date(s) with respect to the Payment Date
980,393.33
8. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class A Pool Factor
1.0000000
E. Receivables Balances
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
F. Class B Certificates
1. Class B Invested Amount as of the end of the Payment Date
29,412,000.00
2. Available Collateral Invested Amount as of the end of the
Payment Date 58,824,000.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1993-2
Mar-97
*****************************************************************
******************************************
CLASS B CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
4.916667
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
4.916667
B. Calculation of Class B Interest
1. Class B Certificate Coupon
5.9000%
2. Beginning Class B Invested Amount
29,412,000.00
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of FC&A
100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class B Invested Percentage
5.0000340%
(b) Principal Allocation Percentage
N/A
3. Class B Principal
(a) Total Amount Paid / Deposited to
the Principal Funding Account
0.000000
(b) Total amount on deposit in Principal
Funding Account
N/A
4. Delinquent Balances
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
1.42%
(c) 60+ days -- ($)
174,813,127.07
2.77%
5. Class B Investor Default Amount
122,966.38
CLASS B CERTIFICATEHOLDER'S STATEMENT
6. Class B Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class B Investor Charge-Offs and other reductions, if
any,
for the Distribution Date(s) with respect to the
Payment Date
0.000000
(b) The amount of Item 6(a) per $1,000 interest
0.000000
(c) Total reimbursed to Trust in respect of Class B
Investor Charge-Offs and other reductions
0.000000
(d) The amount of Item 6(c) per $1,000 interest
0.000000
(e) The amount, if any, by which the outstanding principal
balance of of the Class B Certificates exceeds the Class
B
Invested Amount as of the end of such Payment Date
0.000000
7. Available Cash Collateral Amount
(a) Available Cash Collateral Amount at close of business
on the Payment Date
0.000000
(b) Available Cash Collateral Amount as a percent of the
Class B Invested Amount, each at close of business on the
0.000000
Payment Date
0.000000
8. Available Collateral Invested Amount
58,824,000.00
9. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class B Pool Factor
1.000000000
E. Receivables Balances
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1994-1
17-Mar-97
*****************************************************************
******************************************
*** Trust Portfolio Activity Summary ***
Performance Ratios (expressed as a percentage of Principal
Receivables)
Payment Rate
24.283%
Annualized Gross Cash Yield (excluding principal recoveries)
19.014%
Annualized Net Default Rate
4.709%
Annualized Portfolio Yield
14.305%
Delinquency status of accounts:
5 - 29 days ($)
255,235,741.01
5 - 29 days (%) (Gross/Gross)
4.05%
30 - 59 days($)
89,538,748.80
30 - 59 days (%) (Gross/Gross)
1.42%
60+ days ($)
174,813,127.07
60+ days (%) (Gross/Gross)
2.77%
Total ($)
519,587,616.88
Total (%) (Gross/Gross)
8.24%
Collections
Principal
1,460,305,245.41
Finance Charge
70,885,182.80
Fees
9,142,534.68
Allocated Interchange
19,875,850.00
Other Recoveries
606,158.84
Total
1,560,814,971.73
Aggregate Principal Shortfalls for Group 1
0.00
Adjustment Payments
0.00
Transfer Deposit Amount
0.00
Charge-Off Activity
Gross Principal Defaults
26,520,493.86
Principal Recoveries
1,627,121.56
Defaulted Receivables Repurchased Pursuant to Article 2.07
0.00
Defaulted Receivables Repurchased Pursuant to Article 3.03
0.00
Net Defaulted Amount (Gross Defaults less Principal Recoveries)
24,893,372.30
*** Reallocated Investor Finance Charge and Administrative
Collections ***
Reallocated Investor Finance Charge and Administrative Collections
(includes recoveries) 15,685,261.10
Investor Defaulted Amount (Gross)
4,180,823.56
Series Adjusted Portfolio Yield
13.805%
*** Class A Invested Percentage Allocations ***
Class A Invested Percentage
85.0000000%
Fixed Class A Invested Percentage
85.0000000%
Class A Monthly Interest (Due) [Section 4.08(a)]
3,527,166.38
Overdue Class A Monthly Interest (Due) [Section 4.08(a)]
0.00
Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Overdue Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Class A Investor Default Amount
3,553,700.03
Allocable Servicing Fee (Due) [Section 3]
1,666,666.67
Previously unpaid Allocable Servicing Fee
(0.00)
Class A Required Amount [Section 4.10 (a)]
0.00
Funding of Class A Required Amount:
From Excess Reallocated FC&A to Pay Req. Amount [Section
4.13(a)] 0.00
From Cash Collateral Account Withdrawls [Section 4.14(b)]
0.00
From Subordinated Principal Collections [Section 4.15(a)]
0.00
Total ("Funded Class A Required Amount")
0.00
Class A Invested Percentage of Reallocated FC&A [Section 4.11(a)]
13,332,471.94
Amount that constitutes Excess FC&A [Section 4.11(a)(iv)]
4,584,938.86
Funded Class A Required Amount
0.00
Excess Reallocated FC&A to cover previously unpaid Allocated
Servicing Fee [Section 4.13( 0.00
Total Available for Class A Invested Percentage Allocations
8,747,533.08
Class A Monthly Interest (Paid)
3,527,166.38
Overdue Class A Monthly Interest (Paid)
0.00
Class A Additional Interest (Paid)
0.00
Overdue Class A Additional Interest (Paid)
0.00
Reimb. of Class A Investor Default Amount (Paid)
3,553,700.03
Allocable Servicing Fee (Paid)
1,666,666.67
Previously unpaid Allocable Servicing Fee (Paid)
0.00
Class A Interest Shortfall
0.00
*** Class B Invested Percentage Allocations ***
Class B Invested Percentage
5.0000000%
Fixed Class B Invested Percentage
5.0000000%
Class B Monthly Interest (Due) [Section 4.08(b)]
252,083.33
Overdue Class B Monthly Interest (Due) [Section 4.08(b)]
0.00
Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Overdue Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Class B Investor Default Amount
209,041.18
0
Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest
0.00
Funding of Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
From Excess Reallocated FC&A [Section 4.13(c)]
0.00
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
0.00
Funding of Class B Investor Default Amount
From Excess Reallocated FC&A [Section 4.13(d)]
209,041.18
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
209,041.18
Class B Invested Percentage of Reallocated FC&A [Section 4.11(b)]
784,263.06
Amount that constitutes Excess FC&A [Section 4.11(b)(ii)]
532,179.73
Funded Excess current or overdue Class B Monthly Interest,
0
Class B Additional Interest or the Cummulative Excess Interest:
0.00
Funded Class B Default Amount
209,041.18
Total Available for Class B Floating Allocations
461,124.51
Class B Monthly Interest (Paid)
252,083.33
Overdue Class B Monthly Interest (Paid)
0.00
Class B Additional Interest (Paid)
0.00
Overdue Class B Additional Interest (Paid)
0.00
Reimbursement Class B Investor Default Amount (Paid)
209,041.18
Class B Interest Shortfall
0.00
*** Collateral Invested Percentage Allocations ***
Collateral Invested Percentage
10.0000000%
Collateral Monthly Interest (Due) [Section 4.08(c)]
478,710.75
Overdue Collateral Monthly Interest (Due) [Section 4.08(c)]
0.00
Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Overdue Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Collateral Investor Default Amount
418,082.36
Collateral Invested Percentage of Reallocated FC&A [Section
4.11(b-1)] 1,568,526.11
Amount that constitutes Excess FC&A [Section 4.11(b-1)(ii)]
1,089,815.36
From Excess Reallocated FC&A to Fund Collateral Investor Default
Amount [Section 4.13(g)] 418,082.36
Total Available for Collateral Invested Percentage Allocations
896,793.11
Collateral Monthly Interest (Paid)
478,710.75
Overdue Collateral Monthly Interest (Paid)
0.00
Collateral Additional Interest (Paid)
0.00
Overdue Collateral Additional Interest (Paid)
0.00
Reimbursement of Collateral Default Amount (Paid)
418,082.36
Collateral Interest Shortfall
0.00
*** Reimbursement of Shortfalls ***
Excess Reallocated FC&A Collections
Sources of Excess Reallocated FC&A Collections
Excess Class A Reallocated FC&A [Section 4.11(a)(iv)]
4,584,938.86
Excess Class B Reallocated FC&A [Section 4.11(b)(ii)]
532,179.73
Excess Collateral Interest Reallocated FC&A [Section
4.11(b-1)(ii)] 1,089,815.36
Total
6,206,933.95
Uses of Excess Reallocated FC&A Collections [Section 4.13]
Allocated to Class A Required Amount [Section 4.13(a)]
0.00
Allocated to reimburse Class A Investor Charge-Offs [Section
4.13(b)] 0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.13(c)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.13(d)] 209,041.18
Allocated to reimburse Class B Invested Amount reductions
[Section 4.13(e)] 0.00
Allocated to unpaid Allocated Servicing Fee from previous
periods [Section 4.13(f)] 0.00
Allocated to fund the Collateral Default Amount [Section
4.13(g)] 418,082.36
Allocated to reimburse Collateral Invested Amount reductions
[Section 4.13(h)] 0.00
Allocated to the Cash Collateral Account [Section 4.13(i)]
0.00
Allocated pursuant to the Collateral Agreement [Section
4.13(j)] 5,579,810.41
Subordinated Principal Collections [Section 4.15]
34,531,475.62
Allocated to Class A Required Amount [Section 4.15(a)]
0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.15(b)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.15(c)] 0.00
*** Amortization Allocations ***
Amortization Events
[Three Month Average Series Adjusted Portfolio Yield Test]
Not Triggered
Other Amortization Events
Not Triggered
Transaction Period
REVOLVING
Principal Allocation Percentage
N/A
Principal Allocation Percentage Numerator
N/A
Available Investor Principal Collections
Investor Principal Collections
210,951,594.93
Subordinated Principal Collections
0.00
Series Allocable Miscellaneous Payments
0.00
Series 1994-1 Excess Principal Collections
0.00
[Subordinated Series Reallocated Principal Collections]
0.00
Available Investor Principal Collections
210,951,594.93
Collateral Principal Collections
23,439,066.11
Controlled Distribution Amount
N/A
Class A Monthly Principal (Due) [Section 4.09(a)]
0.00
Class A Monthly Principal (Paid)
0.00
Deficit Controlled Amortization Amount
0.00
Total Available to Pay Class B Monthly Principal
210,951,594.93
Class B Monthly Principal (Due) [Section 4.09(b)]
0.00
Class B Monthly Principal (Paid)
0.00
Collateral Monthly Principal (Due) [Section 4.09(c)]
0.00
Collateral Monthly Principal (Paid)
0.00
Series 1994-1 Principal Shortfall
0.00
Trust Excess Principal Collections
234,390,661.04
*** Funding Accounts ***
Class A Principal Funding Account deposit
N/A
Principal Distributed to Class A Certificateholders
0.00
Class A Principal Funding Account Balance
N/A
Class B Principal Funding Account deposits
0.00
Principal Distributed to Class B Certificateholders
0.00
Class B Principal Funding Account Balance
N/A
Class A Interest Payment/Deposit
from Collection Account
3,527,166.38
from Principal Funding Account
N/A
Paid to Class A Certificateholders
3,527,166.38
Principal Funding Account Balance
N/A
Class B Interest Payment/Deposit
from Collection Account
252,083.33
from Principal Funding Account
N/A
Paid to Class B Certificateholders
252,083.33
Principal Funding Account Balance
0.00
Class A Investor Charge-Offs
0.00
Reimbursement of Class A Investor Charge-Offs
0.00
Cumulative Unreimbursed Class A Investor Charge-Offs
0.00
Reduction of Class B Invested Amount (Other than Class B ICO)
0.00
Class B Investor Charge-Offs
0.00
Reimbursement of Class B Investor Charge-Offs
0.00
Cumulative Unreimbursed Class B Investor Charge-Offs and Reductions
0.00
Reduction of the Collateral Invested Amount
0.00
Previous month's ending Collateral Invested Amount
100,000,000.00
Current Month's ending Collateral Invested Amount
100,000,000.00
Reimbursement of Collateral Invested Amount reductions
0.00
Cumulative Unreimbursed Collateral Invested Amount Reductions
0.00
Unpaid current Allocated Servicing Fee
0.00
Reimbursement of unpaid Allocated Servicing Fee
0.00
Cumulative unreimbursed unpaid Allocated Serving Fee
(0.00)
*** Receivables Outstanding & Invested Amounts ***
Principal Receivables outstanding [Last Month]
6,343,365,954.56
Average Principal outstanding based upon additional accounts
6,343,365,954.56
Principal Receivables outstanding [End of Month]
6,223,581,582.34
Finance Charge and Administrative Receivables outstanding
83,409,238.18
Class A Invested Amount
850,000,000.00
Class B Invested Amount
50,000,000.00
Collateral Invested Amount
100,000,000.00
Series Adjusted Invested Amount
1,000,000,000.00
Series Required Sellers Amount
70,000,000.00
Required Collateral Amount
100,000,000.00
Available Collateral Amount
100,000,000.00
Class A Certificate Balance
850,000,000.00
Class B Certificate Balance
50,000,000.00
*** Cash Collateral Account ***
Cash Collateral Account [Section 4.14]
Begin Balance
0.00
Deposit of Excess Collections
0.00
Withdrawal Amounts [Section 4.14 (b)]
For Class A Required Amount
0.00
To reimburse Class A Investor Charge-Offs
0.00
To pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount
0.00
To fund the Class B Investor Default Amount
0.00
To reimburse Class B Invested Amount reductions
0.00
Total
0.00
Deposit of Collateral Monthly Principal
0.00
Net Available
0.00
Required Cash Collateral Amount
0.00
Collateral Surplus
0.00
Cash Collateral Account Surplus
0.00
End Balance
0.00
Collateral Surplus (Prime)
0.00
Cash Collateral Account Surplus (Prime)
0.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1994-1
17-Mar-97
*****************************************************************
******************************************
CLASS A CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
4.149608
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
4.149608
B. Calculation of Class A Interest
1. Calculation of Class A Certificate Rate
(a) One-month LIBOR
5.382810%
(b) Spread
0.150000%
(c) Class A Certificate Rate
5.532810%
2. Beginning Invested Amount
850,000,000.00
3. Days in the Interest Period
27
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of Finance Charge & Administrative
Receivables 100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class A Invested Percentage
85.000000%
(b) Principal Allocation Percentage
N/A
3. Class A Principal
(a) Total Amount Paid / Deposited to
Principal Funding Account
NA
(b) Total amount on deposit in Principal
Funding Account
NA
4. Delinquent Balances (as reported for 12/16/96 Distribution)
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class A Investor Default Amount
3,553,700.03
CLASS A CERTIFICATEHOLDER'S STATEMENT
6. Class A Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class A Investor Charge-Offs, if any, for the
Distribution
Date(s) with respect to the Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class A
Investor Charge-Offs
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of such Payment Date
0.00
7. Allocable Servicing Fee paid for the Distribution
Date(s) with respect to the Payment Date
1,666,666.67
8. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class A Pool Factor
1.000000000
E. Receivables Balances ( as reported for 12/16/96 Distribution)
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
F. Class B Certificates (as reported for 12/16/96 Distribution)
1. Class B Invested Amount as of the end of the Payment Date
50,000,000.00
2. Available Collateral Invested Amount as of the end of the
Payment Date 100,000,000.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1994-1
17-Mar-97
17-Mar-97
*****************************************************************
******************************************
CLASS B CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
5.041667
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
5.041667
B. Calculation of Class B Interest
1. Class B Certificate Coupon
6.050000%
2. Beginning Class B Invested Amount
50,000,000.00
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of FC&A
100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class B Invested Percentage
5.0000000%
(b) Principal Allocation Percentage
N/A
3. Class B Principal
(a) Total Amount Paid / Deposited to
the Principal Funding Account
NA
(b) Total amount on deposit in Principal
Funding Account
NA
4. Delinquent Balances (as reported for 12/16/96 Distribution)
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class B Investor Default Amount
209,041.18
CLASS B CERTIFICATEHOLDER'S STATEMENT
6. Class B Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class B Investor Charge-Offs and other reductions, if
any,
for the Distribution Date(s) with respect to the
Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class B
Investor Charge-Offs and other reductions
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of of the Class B Certificates exceeds the Class
B
Invested Amount as of the end of such Payment Date
0.00
7. Available Cash Collateral Amount
(a) Available Cash Collateral Amount at close of business
on the Payment Date
0.00
(b) Available Cash Collateral Amount as a percent of the
Class B Invested Amount, each at close of business on the
Payment Date
0.00
8. Available Collateral Invested Amount (as reported for
12/16/96 Distribution) 100,000,000.00
9. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class B Pool Factor
1.000000000
E. Receivables Balances (as reported for 12/16/96 Distribution)
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1994-2
17-Mar-97
*****************************************************************
******************************************
*** Trust Portfolio Activity Summary ***
Performance Ratios (expressed as a percentage of Principal
Receivables)
Payment Rate
24.283%
Annualized Gross Cash Yield (excluding principal recoveries)
19.014%
Annualized Net Default Rate
4.709%
Annualized Portfolio Yield
14.305%
Delinquency status of accounts:
5 - 29 days ($)
255,235,741.01
5 - 29 days (%) (Gross/Gross)
4.05%
30 - 59 days($)
89,538,748.80
30 - 59 days (%) (Gross/Gross)
1.42%
60+ days ($)
174,813,127.07
60+ days (%) (Gross/Gross)
2.77%
Total ($)
519,587,616.88
Total (%) (Gross/Gross)
8.24%
Collections
Principal
1,460,305,245.41
Finance Charge
70,885,182.80
Fees
9,142,534.68
Allocated Interchange
19,875,850.00
Other Recoveries
606,158.84
Total
1,560,814,971.73
Aggregate Principal Shortfalls for Group 1
0.00
Adjustment Payments
0.00
Transfer Deposit Amount
0.00
Charge-Off Activity
Gross Principal Defaults
26,520,493.86
Principal Recoveries
1,627,121.56
Defaulted Receivables Repurchased Pursuant to Article 2.07
0.00
Defaulted Receivables Repurchased Pursuant to Article 3.03
0.00
Net Defaulted Amount (Gross Defaults less Principal Recoveries)
24,893,372.30
*** Reallocated Investor Finance Charge and Administrative
Collections ***
Reallocated Investor Finance Charge and Administrative Collections
(includes recoveries) 17,173,140.32
Investor Defaulted Amount (Gross)
4,180,823.56
Series Adjusted Portfolio Yield
15.591%
*** Class A Invested Percentage Allocations ***
Class A Invested Percentage
87.0000000%
Fixed Class A Invested Percentage
87.0000000%
Class A Monthly Interest (Due) [Section 4.08(a)]
5,075,000.00
Overdue Class A Monthly Interest (Due) [Section 4.08(a)]
0.00
Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Overdue Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Class A Investor Default Amount
3,637,316.50
Allocable Servicing Fee (Due) [Section 3]
1,666,666.67
Previously unpaid Allocable Servicing Fee
0.00
Class A Required Amount [Section 4.10 (a)]
0.00
Funding of Class A Required Amount:
From Excess Reallocated FC&A to Pay Req. Amount [Section
4.13(a)] 0.00
From Cash Collateral Account Withdrawls [Section 4.14(b)]
0.00
From Subordinated Principal Collections [Section 4.15(a)]
0.00
Total ("Funded Class A Required Amount")
0.00
Class A Invested Percentage of Reallocated FC&A [Section 4.11(a)]
14,940,632.08
Amount that constitutes Excess FC&A [Section 4.11(a)(iv)]
4,561,648.90
Funded Class A Required Amount
0.00
Excess Reallocated FC&A to cover previously unpaid Allocated
Servicing Fee [Section 4.13( 0.00
Total Available for Class A Invested Percentage Allocations
10,378,983.18
Class A Monthly Interest (Paid)
5,075,000.00
Overdue Class A Monthly Interest (Paid)
0.00
Class A Additional Interest (Paid)
0.00
Overdue Class A Additional Interest (Paid)
0.00
Reimb. of Class A Investor Default Amount (Paid)
3,637,316.50
Allocable Servicing Fee (Paid)
1,666,666.67
Previously unpaid Allocable Servicing Fee (Paid)
0.00
Class A Interest Shortfall
0.00
*** Class B Invested Percentage Allocations ***
Class B Invested Percentage
4.0000000%
Fixed Class B Invested Percentage
4.0000000%
Class B Monthly Interest (Due) [Section 4.08(b)]
240,000.00
Overdue Class B Monthly Interest (Due) [Section 4.08(b)]
0.00
Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Overdue Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Class B Investor Default Amount
167,232.94
Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest
0.00
Funding of Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
From Excess Reallocated FC&A [Section 4.13(c)]
0.00
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
0.00
Funding of Class B Investor Default Amount
From Excess Reallocated FC&A [Section 4.13(d)]
167,232.94
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
167,232.94
Class B Invested Percentage of Reallocated FC&A [Section 4.11(b)]
686,925.61
Amount that constitutes Excess FC&A [Section 4.11(b)(ii)]
446,925.61
Funded Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
0.00
Funded Class B Default Amount
167,232.94
Total Available for Class B Floating Allocations
407,232.94
Class B Monthly Interest (Paid)
240,000.00
Overdue Class B Monthly Interest (Paid)
0.00
Class B Additional Interest (Paid)
0.00
Overdue Class B Additional Interest (Paid)
0.00
Reimbursement Class B Investor Default Amount (Paid)
167,232.94
Class B Interest Shortfall
0.00
*** Collateral Invested Percentage Allocations ***
Collateral Invested Percentage
9.0000000%
Collateral Monthly Interest (Due) [Section 4.08(c)]
430,839.68
Overdue Collateral Monthly Interest (Due) [Section 4.08(c)]
0.00
Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Overdue Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Collateral Investor Default Amount
376,274.12
Collateral Invested Percentage of Reallocated FC&A
1,545,582.63
Amount that constitutes Excess FC&A [Section 2 def of Excess FC&A]
1,545,582.63
Collateral Monthly Interest (Paid)
430,839.68
Overdue Collateral Monthly Interest (Paid)
0.00
Collateral Additional Interest (Paid)
0.00
Overdue Collateral Additional Interest (Paid)
0.00
Reimbursement of Collateral Default Amount (Paid)
376,274.12
Collateral Interest Shortfall
0.00
*** Reimbursement of Shortfalls ***
Excess Reallocated FC&A Collections
Sources of Excess Reallocated FC&A Collections
Excess Class A Reallocated FC&A [Section 4.11(a)(iv)]
4,561,648.90
Excess Class B Reallocated FC&A [Section 4.11(b)(ii)]
446,925.61
Excess from Collateral Interest Reallocated FC&A [Section 2
def] 1,545,582.63
Total
6,554,157.14
Uses of Excess Reallocated FC&A Collections [Section 4.13]
Allocated to Class A Required Amount [Section 4.13(a)]
0.00
Allocated to reimburse Class A Investor Charge-Offs [Section
4.13(b)] 0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.13(c)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.13(d)] 167,232.94
Allocated to reimburse Class B Invested Amount reductions
[Section 4.13(e)] 0.00
Allocated to pay current or overdue Collateral Monthly
Interest,
and Collateral Additional Interest [Section 4.13 (f)]
430,839.68
Allocated to unpaid Allocated Servicing Fee from previous
periods [Section 4.13(g)] 0.00
Allocated to fund the Collateral Default Amount [Section
4.13(h)] 376,274.12
Allocated to reimburse Collateral Invested Amount reductions
[Section 4.13(i)] 0.00
Allocated to the Cash Collateral Account [Section 4.13(j)]
0.00
Allocated pursuant to the Collateral Agreement [Section
4.13(k)] 5,579,810.40
Subordinated Principal Collections [Section 4.15]
29,927,278.87
Allocated to Class A Required Amount [Section 4.15(a)]
0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.15(b)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.15(c)] 0.00
*** Amortization Allocations ***
Amortization Events
[Three Month Average Series Adjusted Portfolio Yield Test]
Not Triggered
Other Amortization Events
Not Triggered
Transaction Period
REVOLVING
Principal Allocation Percentage
N/A
Principal Allocation Percentage Numerator
N/A
Available Investor Principal Collections
Investor Principal Collections
213,295,501.54
Subordinated Principal Collections
0.00
Series Allocable Miscellaneous Payments
0.00
Series 1994-1 Excess Principal Collections
0.00
[Subordinated Series Reallocated Principal Collections]
0.00
Available Investor Principal Collections
213,295,501.54
Collateral Principal Collections
21,095,159.49
Controlled Distribution Amount
N/A
Class A Monthly Principal (Due) [Section 4.09(a)]
0.00
Class A Monthly Principal (Paid)
0.00
Deficit Controlled Amortization Amount
0.00
Total Available to Pay Class B Monthly Principal
213,295,501.54
Class B Monthly Principal (Due) [Section 4.09(b)]
0.00
Class B Monthly Principal (Paid)
0.00
Collateral Monthly Principal (Due) [Section 4.09(c)]
0.00
Collateral Monthly Principal (Paid)
0.00
Series 1994-2 Principal Shortfall
0.00
Trust Excess Principal Collections
234,390,661.03
*** Funding Accounts ***
Class A Principal Funding Account deposit
N/A
Principal Distributed to Class A Certificateholders
0.00
Class A Principal Funding Account Balance
N/A
Class B Principal Funding Account deposits
0.00
Principal Distributed to Class B Certificateholders
0.00
Class B Principal Funding Account Balance
N/A
Class A Interest Payment/Deposit
from Collection Account
5,075,000.00
from Principal Funding Account
N/A
Paid to Class A Certificateholders
5,075,000.00
Principal Funding Account Balance
N/A
Class B Interest Payment/Deposit
from Collection Account
240,000.00
from Principal Funding Account
N/A
Paid to Class B Certificateholders
240,000.00
Principal Funding Account Balance
0.00
Class A Investor Charge-Offs
0.00
Reimbursement of Class A Investor Charge-Offs
0.00
Cumulative Unreimbursed Class A Investor Charge-Offs
0.00
Reduction of Class B Invested Amount (Other than Class B ICO)
0.00
Class B Investor Charge-Offs
0.00
Reimbursement of Class B Investor Charge-Offs
0.00
Cumulative Unreimbursed Class B Investor Charge-Offs and Reductions
0.00
Reduction of the Collateral Invested Amount
0.00
Previous month's ending Collateral Invested Amount
90,000,000.00
Current Month's ending Collateral Invested Amount
90,000,000.00
Reimbursement of Collateral Invested Amount reductions
0.00
Cumulative Unreimbursed Collateral Invested Amount Reductions
0.00
Unpaid current Allocated Servicing Fee
0.00
Reimbursement of unpaid Allocated Servicing Fee
0.00
Cumulative unreimbursed unpaid Allocated Serving Fee
0.00
*** Receivables Outstanding & Invested Amounts ***
Principal Receivables outstanding [Last Month]
6,343,365,954.56
Average Principal outstanding based upon additional accounts
6,343,365,954.56
Principal Receivables outstanding [End of Month]
6,223,581,582.34
Finance Charge and Administrative Receivables outstanding
83,409,238.18
Class A Invested Amount
870,000,000.00
Class B Invested Amount
40,000,000.00
Collateral Invested Amount
90,000,000.00
Series Adjusted Invested Amount
1,000,000,000.00
Series Required Sellers Amount
70,000,000.00
Required Collateral Amount
90,000,000.00
Available Collateral Amount
90,000,000.00
Class A Certificate Balance
870,000,000.00
Class B Certificate Balance
40,000,000.00
*** Cash Collateral Account ***
Cash Collateral Account [Section 4.14]
Begin Balance
0.00
Deposit of Excess Collections
0.00
Withdrawal Amounts [Section 4.14 (b)]
For Class A Required Amount
0.00
To reimburse Class A Investor Charge-Offs
0.00
To pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount
0.00
To fund the Class B Investor Default Amount
0.00
To reimburse Class B Invested Amount reductions
0.00
Total
0.00
Deposit of Collateral Monthly Principal
0.00
Net Available
0.00
Required Cash Collateral Amount
0.00
Collateral Surplus
0.00
Cash Collateral Account Surplus
0.00
End Balance
0.00
Collateral Surplus (Prime)
0.00
Cash Collateral Account Surplus (Prime)
0.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
28-Feb-97
Household Affinity Credit Card Master Trust I, Series 1994-2
17-Mar-97
*****************************************************************
******************************************
CLASS A CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
5.833333
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
5.833333
B. Calculation of Class A Interest
1. Class A Certificate Coupon
7.0000000%
2. Beginning Invested Amount
870,000,000.00
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of Finance Charge & Administrative
Receivables 100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class A Invested Percentage
87.0000000%
(b) Principal Allocation Percentage
N/A
3. Class A Principal
(a) Total Amount Paid / Deposited to
Principal Funding Account
NA
(b) Total amount on deposit in Principal
Funding Account
NA
4. Delinquent Balances (as reported for 12/16/96 Distribution)
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class A Investor Default Amount
3,637,316.50
CLASS A CERTIFICATEHOLDER'S STATEMENT
6. Class A Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class A Investor Charge-Offs, if any, for the
Distribution
Date(s) with respect to the Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class A
Investor Charge-Offs
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of such Payment Date
0.00
7. Allocable Servicing Fee paid for the Distribution
Date(s) with respect to the Payment Date
1,666,666.67
8. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class A Pool Factor
1.000000000
E. Receivables Balances (as reported for 12/16/96 Distribution)
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
F. Class B Certificates (as reported for 12/16/96 Distribution)
1. Class B Invested Amount as of the end of the Payment Date
40,000,000.00
2. Available Collateral Invested Amount as of the end of the
Payment Date 90,000,000.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1994-2
Mar-97
17-Mar-97
*****************************************************************
******************************************
CLASS B CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
6.000000
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
6.000000
B. Calculation of Class B Interest
1. Class B Certificate Coupon
7.2000000%
2. Beginning Class B Invested Amount
40,000,000.00
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of FC&A
100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class B Invested Percentage
4.0000000%
(b) Principal Allocation Percentage
N/A
3. Class B Principal
(a) Total Amount Paid / Deposited to
the Principal Funding Account
NA
(b) Total amount on deposit in Principal
Funding Account
NA
4. Delinquent Balances (as reported for 12/16/96 Distribution)
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class B Investor Default Amount
167,232.94
CLASS B CERTIFICATEHOLDER'S STATEMENT
6. Class B Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class B Investor Charge-Offs and other reductions, if
any,
for the Distribution Date(s) with respect to the
Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class B
Investor Charge-Offs and other reductions
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of of the Class B Certificates exceeds the Class
B
Invested Amount as of the end of such Payment Date
0.00
7. Available Cash Collateral Amount
(a) Available Cash Collateral Amount at close of business
on the Payment Date
0.00
(b) Available Cash Collateral Amount as a percent of the
Class B Invested Amount, each at close of business on the
Payment Date
0.00%
8. Available Collateral Invested Amount
90,000,000.00
9. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class B Pool Factor
1.000000000
E. Receivables Balances
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1995-1
17-Mar-97
*****************************************************************
*************************
*** Trust Portfolio Activity Summary ***
Performance Ratios (expressed as a percentage of Principal
Receivables)
Payment Rate
24.283%
Annualized Gross Cash Yield (excluding principal recoveries)
19.014%
Annualized Net Default Rate
4.709%
Annualized Portfolio Yield
14.305%
Delinquency status of accounts:
5 - 29 days ($)
255,235,741.01
5 - 29 days (%) (Gross/Gross)
4.05%
30 - 59 days($)
89,538,748.80
30 - 59 days (%) (Gross/Gross)
1.42%
60+ days ($)
174,813,127.07
60+ days (%) (Gross/Gross)
2.77%
Total ($)
519,587,616.88
Total (%) (Gross/Gross)
8.24%
Collections
Principal
1,460,305,245.41
Finance Charge
70,885,182.80
Fees
9,142,534.68
Allocated Interchange
19,875,850.00
Other Recoveries
606,158.84
Total
1,560,814,971.73
Aggregate Principal Shortfalls for Group 1
0.00
Adjustment Payments
0.00
Transfer Deposit Amount
0.00
Charge-Off Activity
Gross Principal Defaults
26,520,493.86
Principal Recoveries
1,627,121.56
Defaulted Receivables Repurchased Pursuant to Article 2.07
0.00
Defaulted Receivables Repurchased Pursuant to Article 3.03
0.00
Net Defaulted Amount (Gross Defaults less Principal Recoveries)
24,893,372.30
*** Reallocated Investor Finance Charge and Administrative
Collections ***
Reallocated Investor Finance Charge and Administrative Collections
(includes recoveries) 9,434,979.32
Investor Defaulted Amount (Gross)
2,508,494.14
Series Adjusted Portfolio Yield
13.853%
*** Class A Invested Percentage Allocations ***
Class A Invested Percentage
87.0000000%
Fixed Class A Invested Percentage
87.0000000%
Class A Monthly Interest (Due) [Section 4.08(a)]
2,166,095.12
Overdue Class A Monthly Interest (Due) [Section 4.08(a)]
0.00
Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Overdue Class A Additional Interest (Due) [Section 4.08(a)]
0.00
Class A Investor Default Amount
2,182,389.90
Allocable Servicing Fee (Due) [Section 3]
1,000,000.00
Previously unpaid Allocable Servicing Fee
0.00
Class A Required Amount [Section 4.10 (a)]
0.00
Funding of Class A Required Amount:
From Excess Reallocated FC&A to Pay Req. Amount [Section
4.13(a)] 0.00
From Cash Collateral Account Withdrawls [Section 4.14(b)]
0.00
From Subordinated Principal Collections [Section 4.15(a)]
0.00
Total ("Funded Class A Required Amount")
0.00
Class A Invested Percentage of Reallocated FC&A [Section 4.11(a)]
8,208,432.01
Amount that constitutes Excess FC&A [Section 4.11(a)(iv)]
2,859,946.99
Funded Class A Required Amount
0.00
Excess Reallocated FC&A to cover previously unpaid Allocated
Servicing Fee [Section 4.13( 0.00
Total Available for Class A Invested Percentage Allocations
5,348,485.02
Class A Monthly Interest (Paid)
2,166,095.12
Overdue Class A Monthly Interest (Paid)
0.00
Class A Additional Interest (Paid)
0.00
Overdue Class A Additional Interest (Paid)
0.00
Reimb. of Class A Investor Default Amount (Paid)
2,182,389.90
Allocable Servicing Fee (Paid)
1,000,000.00
Previously unpaid Allocable Servicing Fee (Paid)
0.00
Class A Interest Shortfall
0.00
*** Class B Invested Percentage Allocations ***
Class B Invested Percentage
4.0000000%
Fixed Class B Invested Percentage
4.0000000%
Class B Monthly Interest (Due) [Section 4.08(b)]
154,000.00
Overdue Class B Monthly Interest (Due) [Section 4.08(b)]
0.00
Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Overdue Class B Additional Interest (Due) [Section 4.08(b)]
0.00
Class B Investor Default Amount
100,339.77
Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest
0.00
Funding of Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
From Excess Reallocated FC&A [Section 4.13(c)]
0.00
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
0.00
Funding of Class B Investor Default Amount
From Excess Reallocated FC&A [Section 4.13(d)]
100,339.77
From Cash Collateral Account Withdrawl [Section 4.14(b)]
0.00
From Subordinated Principal Collections allocable to the
Collateral Invested Amount 0.00
Total Funded
100,339.77
Class B Invested Percentage of Reallocated FC&A [Section 4.11(b)]
377,399.17
Amount that constitutes Excess FC&A [Section 4.11(b)(ii)]
223,399.17
Funded Excess current or overdue Class B Monthly Interest,
Class B Additional Interest or the Cummulative Excess Interest:
0.00
Funded Class B Default Amount
100,339.77
Total Available for Class B Floating Allocations
254,339.77
Class B Monthly Interest (Paid)
154,000.00
Overdue Class B Monthly Interest (Paid)
0.00
Class B Additional Interest (Paid)
0.00
Overdue Class B Additional Interest (Paid)
0.00
Reimbursement Class B Investor Default Amount (Paid)
100,339.77
Class B Interest Shortfall
0.00
*** Collateral Invested Percentage Allocations ***
Collateral Invested Percentage
9.0000000%
Collateral Monthly Interest (Due) [Section 4.08(c)]
258,503.81
Overdue Collateral Monthly Interest (Due) [Section 4.08(c)]
0.00
Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Overdue Collateral Additional Interest (Due) [Section 4.08(c)]
0.00
Collateral Investor Default Amount
225,764.47
Collateral Invested Percentage of Reallocated FC&A
849,148.14
Amount that constitutes Excess FC&A [Section 2 def of Excess FC&A]
849,148.14
Collateral Monthly Interest (Paid)
258,503.81
Overdue Collateral Monthly Interest (Paid)
0.00
Collateral Additional Interest (Paid)
0.00
Overdue Collateral Additional Interest (Paid)
0.00
Reimbursement of Collateral Default Amount (Paid)
225,764.47
Collateral Interest Shortfall
0.00
*** Reimbursement of Shortfalls ***
Excess Reallocated FC&A Collections
Sources of Excess Reallocated FC&A Collections
Excess Class A Reallocated FC&A [Section 4.11(a)(iv)]
2,859,946.99
Excess Class B Reallocated FC&A [Section 4.11(b)(ii)]
223,399.17
Excess from Collateral Interest Reallocated FC&A [Section 2
def] 849,148.14
Total
3,932,494.30
Uses of Excess Reallocated FC&A Collections [Section 4.13]
Allocated to Class A Required Amount [Section 4.13(a)]
0.00
Allocated to reimburse Class A Investor Charge-Offs [Section
4.13(b)] 0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.13(c)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.13(d)] 100,339.77
Allocated to reimburse Class B Invested Amount reductions
[Section 4.13(e)] 0.00
Allocated to pay current or overdue Collateral Monthly
Interest,
and Collateral Additional Interest [Section 4.13 (f)]
258,503.81
Allocated to unpaid Allocated Servicing Fee from previous
periods [Section 4.13(g)] 0.00
Allocated to fund the Collateral Default Amount [Section
4.13(h)] 225,764.47
Allocated to reimburse Collateral Invested Amount reductions
[Section 4.13(i)] 0.00
Allocated to the Cash Collateral Account [Section 4.13(j)]
0.00
Allocated pursuant to the Collateral Agreement [Section
4.13(k)] 3,347,886.25
Subordinated Principal Collections [Section 4.15]
17,956,367.32
Allocated to Class A Required Amount [Section 4.15(a)]
0.00
Allocated to pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount [Section 4.15(b)]
0.00
Allocated to fund the Class B Investor Default Amount [Section
4.15(c)] 0.00
*** Amortization Allocations ***
Amortization Events
[Three Month Average Series Adjusted Portfolio Yield Test]
Not Triggered
Other Amortization Events
Not Triggered
Transaction Period
REVOLVING
Principal Allocation Percentage
N/A
Principal Allocation Percentage Numerator
N/A
Available Investor Principal Collections
Investor Principal Collections
127,977,300.93
Subordinated Principal Collections
0.00
Series Allocable Miscellaneous Payments
0.00
Series 1995-1 Excess Principal Collections
0.00
[Subordinated Series Reallocated Principal Collections]
0.00
Available Investor Principal Collections
127,977,300.93
Collateral Principal Collections
12,657,095.69
Controlled Distribution Amount
N/A
Class A Monthly Principal (Due) [Section 4.09(a)]
0.00
Class A Monthly Principal (Paid)
0.00
Deficit Controlled Amortization Amount
0.00
Total Available to Pay Class B Monthly Principal
127,977,300.93
Class B Monthly Principal (Due) [Section 4.09(b)]
0.00
Class B Monthly Principal (Paid)
0.00
Collateral Monthly Principal (Due) [Section 4.09(c)]
0.00
Collateral Monthly Principal (Paid)
0.00
Series 1995-1 Principal Shortfall
0.00
Trust Excess Principal Collections
140,634,396.62
*** Funding Accounts ***
Class A Principal Funding Account deposit
N/A
Principal Distributed to Class A Certificateholders
0.00
Class A Principal Funding Account Balance
N/A
Class B Principal Funding Account deposits
0.00
Principal Distributed to Class B Certificateholders
0.00
Class B Principal Funding Account Balance
N/A
Class A Interest Payment/Deposit
from Collection Account
2,166,095.12
from Principal Funding Account
N/A
Paid to Class A Certificateholders
2,166,095.12
Principal Funding Account Balance
N/A
Class B Interest Payment/Deposit
from Collection Account
154,000.00
from Principal Funding Account
N/A
Paid to Class B Certificateholders
154,000.00
Principal Funding Account Balance
0.00
Class A Investor Charge-Offs
0.00
Reimbursement of Class A Investor Charge-Offs
0.00
Cumulative Unreimbursed Class A Investor Charge-Offs
0.00
Reduction of Class B Invested Amount (Other than Class B ICO)
0.00
Class B Investor Charge-Offs
0.00
Reimbursement of Class B Investor Charge-Offs
0.00
Cumulative Unreimbursed Class B Investor Charge-Offs and Reductions
0.00
Reduction of the Collateral Invested Amount
0.00
Previous month's ending Collateral Invested Amount
54,000,000.00
Current Month's ending Collateral Invested Amount
54,000,000.00
Reimbursement of Collateral Invested Amount reductions
0.00
Cumulative Unreimbursed Collateral Invested Amount Reductions
0.00
Unpaid current Allocated Servicing Fee
0.00
Reimbursement of unpaid Allocated Servicing Fee
0.00
Cumulative unreimbursed unpaid Allocated Serving Fee
0.00
*** Receivables Outstanding & Invested Amounts ***
Principal Receivables outstanding [Last Month]
6,343,365,954.56
Average Principal outstanding based upon additional accounts
6,343,365,954.56
Principal Receivables outstanding [End of Month]
6,223,581,582.34
Finance Charge and Administrative Receivables outstanding
83,409,238.18
Class A Invested Amount
522,000,000.00
Class B Invested Amount
24,000,000.00
Collateral Invested Amount
54,000,000.00
Series Adjusted Invested Amount
600,000,000.00
Series Required Sellers Amount
42,000,000.00
Required Collateral Amount
54,000,000.00
Available Collateral Amount
54,000,000.00
Class A Certificate Balance
522,000,000.00
Class B Certificate Balance
24,000,000.00
*** Cash Collateral Account ***
Cash Collateral Account [Section 4.14]
Begin Balance
0.00
Deposit of Excess Collections
0.00
Withdrawal Amounts [Section 4.14 (b)]
For Class A Required Amount
0.00
To reimburse Class A Investor Charge-Offs
0.00
To pay current or overdue Class B Monthly
Interest, Class B Additional Interest or the Cumulative
Excess Interest Amount
0.00
To fund the Class B Investor Default Amount
0.00
To reimburse Class B Invested Amount reductions
0.00
Total
0.00
Deposit of Collateral Monthly Principal
0.00
Net Available
0.00
Required Cash Collateral Amount
0.00
Collateral Surplus
0.00
Cash Collateral Account Surplus
0.00
End Balance
0.00
Collateral Surplus (Prime)
(0.00)
Cash Collateral Account Surplus (Prime)
(0.00)
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
28-Feb-97
Household Affinity Credit Card Master Trust I, Series 1995-1
17-Mar-97
*****************************************************************
******************************************
CLASS A CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
4.149608
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
4.149608
B. Calculation of Class A Interest
1. Calculation of Class A Certificate Rate
(a) One-month LIBOR
5.382810%
(b) Spread
0.150000%
(c) Class A Certificate Rate
5.532810%
2. Beginning Invested Amount
522,000,000.00
3. Days in the Interest Period
27
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of Finance Charge & Administrative
Receivables 100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class A Invested Percentage
87.000000000%
(b) Principal Allocation Percentage
N/A
3. Class A Principal
(a) Total Amount Paid / Deposited to
Principal Funding Account
NA
(b) Total amount on deposit in Principal
Funding Account
NA
4. Delinquent Balances
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class A Investor Default Amount
2,182,389.90
CLASS A CERTIFICATEHOLDER'S STATEMENT
6. Class A Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class A Investor Charge-Offs, if any, for the
Distribution
Date(s) with respect to the Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class A
Investor Charge-Offs
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of such Payment Date
0.00
7. Allocable Servicing Fee paid for the Distribution
Date(s) with respect to the Payment Date
1,000,000.00
8. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class A Pool Factor
1.000000000
E. Receivables Balances
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
F. Class B Certificates
1. Class B Invested Amount as of the end of the Payment Date
24,000,000.00
2. Available Collateral Invested Amount as of the end of the
Payment Date 54,000,000.00
*****************************************************************
******************************************
Household Finance Corporation
Household Affinity Funding Corporation
Feb-97
Household Affinity Credit Card Master Trust I, Series 1995-1
17-Mar-97
*****************************************************************
******************************************
CLASS B CERTIFICATEHOLDER'S STATEMENT
A. Information Regarding Distributions
1. Total distribution per $1,000 interest
6.416667
2. Principal distribution per $1,000 interest
0.000000
3. Interest distribution per $1,000 interest
6.416667
B. Calculation of Class B Interest
1. Class B Certificate Coupon
7.700000%
2. Beginning Class B Invested Amount
24,000,000.00
C. Performance of Trust
1. Collections of Receivables
(a) Total Collections
1,560,814,971.73
(b) Collections of FC&A
100,509,726.32
(c) Collections of Principal
1,460,305,245.41
2. Allocation of Receivables
(a) Class B Invested Percentage
4.000000%
(b) Principal Allocation Percentage
N/A
3. Class B Principal
(a) Total Amount Paid / Deposited to
the Principal Funding Account
NA
(b) Total amount on deposit in Principal
Funding Account
NA
4. Delinquent Balances
(a) 5 - 29 days -- ($)
255,235,741.01
(%) (Gross/Gross)
4.05%
(b) 30 - 59 days-- ($)
89,538,748.80
(%) (Gross/Gross)
1.42%
(c) 60+ days -- ($)
174,813,127.07
(%) (Gross/Gross)
2.77%
5. Class B Investor Default Amount
100,339.77
CLASS B CERTIFICATEHOLDER'S STATEMENT
6. Class B Investor Charge-Offs;
Reimbursement of Charge-Offs.
(a) Class B Investor Charge-Offs and other reductions, if
any,
for the Distribution Date(s) with respect to the
Payment Date
0.00
(b) The amount of Item 6(a) per $1,000 interest
0.00
(c) Total reimbursed to Trust in respect of Class B
Investor Charge-Offs and other reductions
0.00
(d) The amount of Item 6(c) per $1,000 interest
0.00
(e) The amount, if any, by which the outstanding principal
balance of of the Class B Certificates exceeds the Class
B
Invested Amount as of the end of such Payment Date
0.00
7. Available Cash Collateral Amount
(a) Available Cash Collateral Amount at close of business
on the Payment Date
0.00
(b) Available Cash Collateral Amount as a percent of the
Class B Invested Amount, each at close of business on the
Payment Date
0.00
8. Available Collateral Invested Amount
54,000,000.00
9. Deficit Controlled Amortization Amount for such Payment Date
0.00
D. Class B Pool Factor
1.000000000
E. Receivables Balances
0.00
1. Principal Receivables as of close of business on the last day
of the preceding Due Period
6,223,581,582.34
2. Finance Charge and Administrative Receivables as of the close
of business on the last day of the preceding Due Period
83,409,238.18
