CWMBS INC
15-15D, 1997-01-27
ASSET-BACKED SECURITIES
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                      SECURITIES AND EXCHANGE COMMISSION
                           Washington, D.C.  20549

                                   FORM 15

        Certification and Notice of Termination of Registration under
           Section 12(g) of the Securities Exchange Act of 1934 or
             Suspension of Duty to File Reports Under Section 13
              and 15(d) of the Securities Exchange Act of 1934.


                                         Commission File Number   033-84910  
                                                                -------------


                                 CWMBS, Inc.
- --------------------------------------------------------------------------
            (Exact name of Registrant as specified in its charter)

                            155 North Lake Avenue
                 Pasadena, California 91101    (818) 584-3547
- --------------------------------------------------------------------------
        (Address, including zip code, and telephone number, including
           area code, of Registrant's principal executive offices)

                                 CWMBS, Inc.,
       Home Equity Mortgage Loan Asset-Backed Trust Series SPMD 1996-A,
            Mortgage Pass-Through Certificates, Series SPMD 1996-A
- --------------------------------------------------------------------------
           (Title of each class of securities covered by this Form)

                                     None
- --------------------------------------------------------------------------
        (Titles of all other classes of securities for which a duty to
              file reports under Section 13(a) or 15(d) remains)

     Please  place  an X  in the  box(es) to  designate the  appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

          Rule 12g-4(a)(1)(i)  ( )   Rule 12h-3(b)(1)(ii) ( )
          Rule 12g-4(a)(1)(ii) ( )   Rule 12h-3(b)(2)(i)  ( )
          Rule 12g-4(a)(2)(i)  ( )   Rule 12h-3(b)(2)(ii) ( )
          Rule 12g-4(a)(2)(ii) ( )   Rule 15d-6           (X)
          Rule 12h-3(b)(1)(i)  ( )

     Approximate  number of  holders of  record  as of  the certification  or
notice date:   2  
             -----

     Pursuant to  the requirements  of the Securities  Exchange Act  of 1934,
CWMBS, Inc. has caused this  certification/notice to be signed on  its behalf
by the undersigned duly authorized person.



DATE:   January 27, 1997                        BY:  /s/ David A. Spector    
       -------------------------                  -------------------------
                                                  David A. Spector 
                                                  Vice President




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