HANCOCK JOHN MUTUAL VARIABLE LIFE INSURANCE ACCOUNT UV
485BPOS, EX-99.7, 2000-11-01
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                                                                       EXHIBIT 7



              CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS

We consent to the reference to our firm under the caption "Accounting and
actuarial experts" in the Prospectus and to the use of our reports dated
February 11, 2000 with respect to the financial statements of John Hancock
Variable Life Insurance Account UV and dated March 10, 2000, with respect to the
financial statements of John Hancock Mutual Life Insurance Company, included in
this Post-Effective Amendment No. 8 to the Registration Statement (Form S-6, No.
33-63900).


                              /s/ Ernst & Young LLP
                              ERNST & YOUNG LLP


Boston, Massachusetts

November 1, 2000



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