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EXHIBIT 7
CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS
We consent to the references to our firm under the captions "Accounting and
actuarial experts" and "Financial statements of "John Hancock and the Account"
in the Prospectus and to the inclusion of our reports dated February 11, 2000,
with respect to the financial statements included in the Annual Report of John
Hancock Mutual Variable Life Insurance Account UV, and March 10, 2000, with
respect to the financial statements included in the Annual Report of John
Hancock Mutual Life Insurance Company, included in this Post-Effective Amendment
No. 8 to the Registration Statement (Form S-6, No. 33-64364).
/s/ ERNST & YOUNG LLP
ERNST & YOUNG LLP
Boston, Massachusetts
June 30, 2000
