<PAGE>
January 19, 1996
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: John Hancock Variable Life Account S
File No. 33-79108
CIK 0000906790
Rule 497(j) Filing
Commissioners:
Conveyed via EDGAR for filing pursuant to Rule 101(a)(1)(i) of
Regulation S-T and pursuant to Rule 497(j) under the Securities Act of 1933 is
this certification that:
(1) the form of the COLI policy prospectus that would have been filed
under paragraph (b) or (c) of Rule 497 would not have differed from that
contained in the most recent post-effective amendment to the registration
statement, and
(2) the text of the most recent post-effective amendment to the
registration statement has been filed electronically.
If you have any questions with respect to this submission, please do not
hesitate to call me at (617) 572-9193.
Very truly yours,
/s/ FRANCIS C. CLEARY, JR.
Francis C. Cleary, Jr.
Vice President and Counsel
FCC/W3RAK (1750)COLI
cc: L. Mangan, S. DaDalt
