JOHN HANCOCK VARIABLE LIFE ACCOUNT S
SUPPLEMENT DATED NOVEMBER 19, 1998
TO
PROSPECTUS DATED JULY 1, 1998
MASSACHUSETTS ONLY
Notwithstanding any language in the prospectus to the contrary, the following
shall apply with respect to policies delivered or issued for delivery in the
Commonwealth of Massachusetts:
(a) The Guaranteed Minimum Death Benefit feature will apply only during
the first five Policy years.
(b) There is no option to extend the Guaranteed Minimum Death Benefit
feature beyond the first five Policy years and, as a consequence,
there can be no Guaranteed Minimum Death Benefit Charge assessed under
the Policy.
