JOHN HANCOCK VARIABLE LIFE ACCOUNT S
SUPPLEMENT DATED DECEMBER 8, 1999
TO
PROSPECTUS DATED MAY 3, 1999
MARYLAND ONLY
Notwithstanding any language in the prospectus to the contrary, the following
shall apply with respect to policies delivered or issued for delivery in the
state of Maryland:
(a) Wherever the term "Guaranteed Minimum Death Benefit" is
used in the prospectus, the term "Basic Sum Insured No Lapse
Guarantee" shall be substituted.
(b) The Basic Sum Insured No Lapse Guarantee feature will
apply only during the first five Policy years.
(c) There is no option to extend the Basic Sum Insured No
Lapse Guarantee feature beyond the first five Policy years
and, as a consequence, there can be no Basic Sum Insured No
Lapse Guarantee Charge assessed under the Policy.
