JOHN HANCOCK VARIABLE LIFE ACCOUNT S
SUPPLEMENT DATED NOVEMBER 28, 2000
TO
PROSPECTUS DATED NOVEMBER 1, 2000
MARYLAND ONLY
Notwithstanding any language in the prospectus to the contrary, the following
shall apply with respect to policies delivered or issued for delivery in the
state of Maryland:
(a) Wherever the term "Guaranteed Minimum Death Benefit" is used in the
prospectus, the term "Basic Sum Insured No Lapse Guarantee" shall be
substituted.
(b) The Basic Sum Insured No Lapse Guarantee feature will apply only
during the first five Policy years.
(c) There is no option to extend the Basic Sum Insured No Lapse
Guarantee feature beyond the first five Policy years and, as a
consequence, there can be no Basic Sum Insured No Lapse Guarantee
Charge assessed under the Policy.
<PAGE>
JOHN HANCOCK VARIABLE LIFE ACCOUNT S
SUPPLEMENT DATED NOVEMBER 28, 2000
TO
PROSPECTUS DATED NOVEMBER 1, 2000
MASSACHUSETTS ONLY
Notwithstanding any language in the prospectus to the contrary, the following
shall apply with respect to policies delivered or issued for delivery in the
Commonwealth of Massachusetts:
(a) The Guaranteed Minimum Death Benefit feature will apply only during
the first five Policy years.
(b) There is no option to extend the Guaranteed Minimum Death Benefit
feature beyond the first five Policy years and, as a consequence, there
can be no Guaranteed Minimum Death Benefit Charge assessed under the
Policy.
<PAGE>
JOHN HANCOCK VARIABLE LIFE ACCOUNT S
SUPPLEMENT DATED NOVEMBER 28, 2000
TO
PROSPECTUS DATED NOVEMBER 1, 2000
TEXAS ONLY
Notwithstanding any language in the prospectus to the contrary, the following
shall apply with respect to policies delivered or issued for delivery in the
state of Texas:
(a) The Guaranteed Minimum Death Benefit feature will apply only during
the first five Policy years.
(b) There is no option to extend the Guaranteed Minimum Death Benefit
feature beyond the first five Policy years and, as a consequence, there
can be no Guaranteed Minimum Death Benefit Charge assessed under the
Policy.
