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EXHIBIT (9)(o)
POWER OF ATTORNEY
I, the undersigned director of New York Life Insurance and Annuity
Corporation ("NYLIAC"), hereby constitute Patrick C. Colloton, Melvin J.
Feinberg, Michael Gallo, David Harland, Robert J. Hebron, David Krystel, Robert
D. Rock and George J. Trapp, and each of them singly, my true and lawful
attorneys with full power to them and each of them to sign for me, and in my
name, registration statements to be filed with the Securities and Exchange
Commission pursuant to the Securities Act of 1933, the Securities Exchange Act
of 1934 and the Investment Company Act of 1940, and any and all amendments
thereto, with respect to any variable life insurance policies or variable
annuity contracts issued by NYLIAC and related units in NYLIAC separate
accounts.
Witness my hand on the date set forth below.
Signature Date
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/s/ GARY G. BENANAV 9/22/00
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Gary G. Benanav
