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[NEW YORK LIFE LETTERHEAD]
December 27, 2000
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION
VARIABLE UNIVERSAL LIFE SEPARATE ACCOUNT-I
INVESTMENT COMPANY ACT FILE NUMBER: 811-07798
SECURITIES ACT FILE NUMBER: 333-47728
Ladies and Gentlemen:
This opinion is furnished in connection with the filing by New York Life
Insurance and Annuity Corporation ("NYLIAC") of Pre-Effective Amendment No. 1 to
the registration statement on Form S-6 ("Registration Statement") under the
Securities Act of 1933, as amended, of NYLIAC Variable Universal Life Separate
Account-I ("Separate Account-I"). Separate Account I receives and invests
premiums allocated to it under a single premium variable universal life policy
("Policy"). The Policy is offered in the manner described in the Registration
Statement.
In connection with this opinion, I have made such examination of the law
and have examined such corporate records and such other documents as I consider
appropriate as a basis for this opinion hereinafter expressed. On the basis of
such examination, it is my opinion that:
1. NYLIAC is a corporation duly organized and validly existing under
the laws of the State of Delaware.
2. Separate Account-I is a separate account established and
maintained by NYLIAC pursuant to Section 2932 of the Delaware
Insurance Code, under which the income, gains and losses, realized
or unrealized, from assets allocated to Separate Account I shall
be credited to or charged against Separate Account-I, without
regard to other income, gains or losses of NYLIAC.
3. The Policy has been duly authorized by NYLIAC and, when sold in
jurisdictions authorizing such sales, in accordance with the
Registration Statement, will constitute validly issued and binding
obligations of NYLIAC in accordance with its terms.
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Securities and Exchange Commission
December 27, 2000
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4. Back owner of a Policy will not be subject to any deductions,
charges, or assessments imposed by NYLIAC, other than those
provided in the Policy.
I consent to the use of this opinion as an exhibit to the Registration
Statement.
Very truly yours,
/s/ THOMAS F. ENGLISH
Thomas F. English
Senior Vice President and
Deputy General Counsel
