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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 25,072 29,441
<INT-BEARING-DEPOSITS> 1,378 532
<FED-FUNDS-SOLD> 0 2,000
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 253,964 249,866
<INVESTMENTS-CARRYING> 0 10,403
<INVESTMENTS-MARKET> 0 10,480
<LOANS> 1,020,633 821,008
<ALLOWANCE> 12,925 13,203
<TOTAL-ASSETS> 1,458,884 1,223,114
<DEPOSITS> 1,015,222 941,362
<SHORT-TERM> 303,190 98,139
<LIABILITIES-OTHER> 21,052 20,523
<LONG-TERM> 32,135 86,003
0 0
0 0
<COMMON> 71 71
<OTHER-SE> 0 0
<TOTAL-LIABILITIES-AND-EQUITY> 1,458,884 1,223,114
<INTEREST-LOAN> 62,230 45,935
<INTEREST-INVEST> 13,669 12,901
<INTEREST-OTHER> 61 47
<INTEREST-TOTAL> 75,963 59,645
<INTEREST-DEPOSIT> 28,224 22,697
<INTEREST-EXPENSE> 43,005 30,184
<INTEREST-INCOME-NET> 32,958 29,461
<LOAN-LOSSES> 2,340 897
<SECURITIES-GAINS> 0 1
<EXPENSE-OTHER> 26,638 24,964
<INCOME-PRETAX> 12,098 10,494
<INCOME-PRE-EXTRAORDINARY> 12,098 10,494
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 8,471 7,072
<EPS-BASIC> 1.20 1.10
<EPS-DILUTED> 1.19 1.10
<YIELD-ACTUAL> 8.33 7.49
<LOANS-NON> 9,561 10,800
<LOANS-PAST> 60 130
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 12,197 6,344
<CHARGE-OFFS> 2,264 4,054
<RECOVERIES> 652 527
<ALLOWANCE-CLOSE> 12,925 13,203
<ALLOWANCE-DOMESTIC> 12,925 13,203
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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