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<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE JUNE
30, 2000 FORM 10-Q OF PMC COMMERCIAL TRUST AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 136
<SECURITIES> 295
<RECEIVABLES> 106,716<F1>
<ALLOWANCES> (700)
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 70,941
<DEPRECIATION> (4,164)
<TOTAL-ASSETS> 179,512<F2>
<CURRENT-LIABILITIES> 6,902<F3>
<BONDS> 82,700
0
0
<COMMON> 94,414
<OTHER-SE> (4,504)
<TOTAL-LIABILITY-AND-EQUITY> 179,512
<SALES> 10,351
<TOTAL-REVENUES> 10,351
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 2,926
<LOSS-PROVISION> 0
<INTEREST-EXPENSE> 3,433
<INCOME-PRETAX> 3,922
<INCOME-TAX> 0
<INCOME-CONTINUING> 3,922
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,922
<EPS-BASIC> 0.61
<EPS-DILUTED> 0.61
<FN>
<F1>INCLUDES CURRENT AND LONG-TERM PORTION OF ALL LOANS RECEIVABLE - BEFORE
RESERVE AND RELATED INTEREST RECEIVABLES.
<F2>INCLUDES THE FOLLOWING ITEMS NOT INCLUDED ABOVE:
(i) OTHER ASSETS, NET $ 360
(ii) DEFERRED BORROWING COSTS 386
(iii) RESTRICTED INVESTMENTS 5,542
-------
$ 6,288
=======
<F3>INCLUDES THE FOLLOWING ITEMS:
(i) DIVIDENDS PAYABLE $ 3,007
(ii) OTHER LIABILITIES 2,052
(iii) INTEREST PAYABLE 437
(iv) BORROWER ADVANCES 764
(v) UNEARNED COMMITMENT FEES 200
(vi) DUE TO AFFILIATES 442
-------
$ 6,902
=======
</FN>
</TABLE>
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