<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEPTEMBER 30, 2000 FORM 10-Q OF PMC COMMERCIAL TRUST AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 117
<SECURITIES> 208
<RECEIVABLES> 112,221<F1>
<ALLOWANCES> (100)
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 70,941
<DEPRECIATION> (4,716)
<TOTAL-ASSETS> 185,861<F2>
<CURRENT-LIABILITIES> 7,471<F3>
<BONDS> 89,414
0
0
<COMMON> 94,328
<OTHER-SE> (5,352)
<TOTAL-LIABILITY-AND-EQUITY> 185,861
<SALES> 15,253
<TOTAL-REVENUES> 15,253
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 3,404
<LOSS-PROVISION> 600
<INTEREST-EXPENSE> 5,102
<INCOME-PRETAX> 6,147
<INCOME-TAX> 0
<INCOME-CONTINUING> 6,147
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6,147
<EPS-BASIC> 0.94
<EPS-DILUTED> 0.94
<FN>
<F1>INCLUDES CURRENT AND LONG-TERM PORTION OF ALL LOANS RECEIVABLE - BEFORE RESERVE
AND RELATED INTEREST RECEIVABLES.
<F2>INCLUDES THE FOLLOWING ITEMS NOT INCLUDED ABOVE:
(i) OTHER ASSETS, NET $ 341
(ii) DEFERRED BORROWING COSTS 372
(iii) RESTRICTED INVESTMENTS 5,890
(iv) ASSET ACQUIRED IN LIQUIDATION 587
-------
$ 7,190
=======
<F3>INCLUDES THE FOLLOWING ITEMS:
(i) DIVIDENDS PAYABLE $ 3,003
(ii) OTHER LIABILITIES 2,114
(iii) INTEREST PAYABLE 323
(iv) BORROWER ADVANCES 1,160
(v) UNEARNED COMMITMENT FEES 313
(vi) DUE TO AFFILIATES 558
-------
$ 7,471
=======
</FN>
</TABLE>