<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the quarterly
report on Form 10-QSB for the fiscal quarter ended June 30, 2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 516,980
<INT-BEARING-DEPOSITS> 341,900
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 1,982,600
<INVESTMENTS-CARRYING> 15,862,199
<INVESTMENTS-MARKET> 15,669,371
<LOANS> 23,452,197
<ALLOWANCE> 788,866
<TOTAL-ASSETS> 46,179,607
<DEPOSITS> 94,247,330
<SHORT-TERM> 5,800,000
<LIABILITIES-OTHER> 1,672,526
<LONG-TERM> 31,000,000
16,493
0
<COMMON> 0
<OTHER-SE> 13,443,258
<TOTAL-LIABILITIES-AND-EQUITY> 46,179,607
<INTEREST-LOAN> 7,189,571
<INTEREST-INVEST> 918,567
<INTEREST-OTHER> 138,695
<INTEREST-TOTAL> 8,246,833
<INTEREST-DEPOSIT> 3,377,074
<INTEREST-EXPENSE> 4,808,441
<INTEREST-INCOME-NET> 3,438,392
<LOAN-LOSSES> 63,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,081,203
<INCOME-PRETAX> 1,600,169
<INCOME-PRE-EXTRAORDINARY> 1,017,943
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,017,943
<EPS-BASIC> 1.00
<EPS-DILUTED> .96
<YIELD-ACTUAL> 7.82
<LOANS-NON> 1,084,795
<LOANS-PAST> 364,447
<LOANS-TROUBLED> 23,577
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 752,650
<CHARGE-OFFS> 26,784
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 788,866
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 788,866
</TABLE>
