USAA STATE TAX FREE TRUST
497, 2000-01-03
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USAA                      USAA STATE TAX-FREE TRUST
EAGLE                   FLORIDA TAX-FREE INCOME FUND AND
LOGO                   FLORIDA TAX-FREE MONEY MARKET FUND

                         SUPPLEMENT DATED JANUARY 3, 2000
                   TO THE STATEMENT OF ADDITIONAL INFORMATION
                              DATED AUGUST 1, 1999

Effective  January 1, 2000,  David G.  Peebles  and  Michael F.  Reimherr  will
replace John W.  Saunders,  Jr., and Howard L. Freeman,  Jr.,  respectively  as
Trustees.  Messrs.  Saunders and Freeman  retired from the Board of Trustees on
December 31, 1999. Mr. Saunders will remain a director and executive officer of
USAA Investment  Management Company until January 31, 2000, when he will retire
from  his  position  of  Senior  Vice  President,   Fixed  Income  Investments.
Additionally,  Kenneth E. Willmann has been elected as a Vice  President of the
Trust. As a result of these actions, the paragraphs under the caption "Trustees
and Officers of the Trust" have been changed as follows:

David G. Peebles 1, 2, 4
Trustee and Vice President
Age: 60

Senior  Vice  President,   Equity  Investments,   IMCO  (11/98-present);   Vice
President,  Equity  Investments,  IMCO  (2/88-11/98).  Mr.  Peebles  serves  as
Trustee/Director  and Vice President of each of the remaining  Funds within the
USAA  Family  of  Funds;  Director  of  IMCO;  Senior  Vice  President  of USAA
Shareholder Account Services; and Vice President of USAA Life Investment Trust.

Michael F. Reimherr 3, 4, 5
128 East Arrowhead
San Antonio, Texas 78228
Age: 53

President of Reimherr Business  Consulting  (5/95-present);  President of Twang
Candy Company (5/91-5/94). Mr. Reimherr serves as a Trustee/Director of each of
the remaining Funds within the USAA Family of Funds.

Kenneth E. Willmann 1
Vice President
Age: 53

Senior Vice President,  Fixed Income Investments,  IMCO  (12/99-present);  Vice
President, Mutual Fund Portfolios,  IMCO (09/94-12/99).  Mr. Willmann serves as
Vice President of each of the remaining  Funds within the USAA Family of Funds;
Director of IMCO; and Vice President of USAA Life Investment Trust.

               PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE
                                                                     35404-0100
<PAGE>

USAA                       USAA STATE TAX-FREE TRUST
EAGLE                    TEXAS TAX-FREE INCOME FUND AND
LOGO                    TEXAS TAX-FREE MONEY MARKET FUND

                         SUPPLEMENT DATED JANUARY 3, 2000
                   TO THE STATEMENT OF ADDITIONAL INFORMATION
                              DATED AUGUST 1, 1999

Effective  January 1, 2000,  David G.  Peebles  and  Michael F.  Reimherr  will
replace John W.  Saunders,  Jr., and Howard L. Freeman,  Jr.,  respectively  as
Trustees.  Messrs.  Saunders and Freeman  retired from the Board of Trustees on
December 31, 1999. Mr. Saunders will remain a director and executive officer of
USAA Investment  Management Company until January 31, 2000, when he will retire
from  his  position  of  Senior  Vice  President,   Fixed  Income  Investments.
Additionally,  Kenneth E. Willmann has been elected as a Vice  President of the
Trust. As a result of these actions, the paragraphs under the caption "Trustees
and Officers of the Trust" have been changed as follows:

David G. Peebles 1, 2, 4
Trustee and Vice President
Age: 60

Senior  Vice  President,   Equity  Investments,   IMCO  (11/98-present);   Vice
President,  Equity  Investments,  IMCO  (2/88-11/98).  Mr.  Peebles  serves  as
Trustee/Director  and Vice President of each of the remaining  Funds within the
USAA  Family  of  Funds;  Director  of  IMCO;  Senior  Vice  President  of USAA
Shareholder Account Services; and Vice President of USAA Life Investment Trust.

Michael F. Reimherr 3, 4, 5
128 East Arrowhead
San Antonio, Texas 78228
Age: 53

President of Reimherr Business  Consulting  (5/95-present);  President of Twang
Candy Company (5/91-5/94). Mr. Reimherr serves as a Trustee/Director of each of
the remaining Funds within the USAA Family of Funds.

Kenneth E. Willmann 1
Vice President
Age: 53

Senior Vice President,  Fixed Income Investments,  IMCO  (12/99-present);  Vice
President, Mutual Fund Portfolios,  IMCO (09/94-12/99).  Mr. Willmann serves as
Vice President of each of the remaining  Funds within the USAA Family of Funds;
Director of IMCO; and Vice President of USAA Life Investment Trust.

               PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE
                                                                     35405-0100


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