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EXHIBIT 10 CONSENT OF INDEPENDENT ACCOUNTANTS <PAGE> Exhibit 10 INDEPENDENT AUDITORS' CONSENT The Shareholders and Board of Trustees USAA State Tax-Free Trust: We consent to the use of our report dated May 5, 2000, incorporated herein by reference and to the references to our form under the headings "Financial Highlights" in the prospectus and "Independent Auditors" in the statement of additional information. /S/ KPMG LLP San Antonio, Texas July 28, 2000
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