INTERCOUNTY BANCSHARES INC
10-Q, EX-27, 2000-11-15
COMMERCIAL BANKS, NEC
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-Q FOR THE
QUARTER ENDED SEPTEMBER 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          16,566
<INT-BEARING-DEPOSITS>                              77
<FED-FUNDS-SOLD>                                13,038
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     97,161
<INVESTMENTS-CARRYING>                          44,361
<INVESTMENTS-MARKET>                            42,454
<LOANS>                                        374,158
<ALLOWANCE>                                      4,002
<TOTAL-ASSETS>                                 570,913
<DEPOSITS>                                     404,772
<SHORT-TERM>                                    36,159
<LIABILITIES-OTHER>                              2,382
<LONG-TERM>                                     80,431
                                0
                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      46,169
<TOTAL-LIABILITIES-AND-EQUITY>                 570,913
<INTEREST-LOAN>                                 23,401
<INTEREST-INVEST>                                7,004
<INTEREST-OTHER>                                    71
<INTEREST-TOTAL>                                30,476
<INTEREST-DEPOSIT>                              11,626
<INTEREST-EXPENSE>                              16,560
<INTEREST-INCOME-NET>                           13,916
<LOAN-LOSSES>                                    1,575
<SECURITIES-GAINS>                              (2,070)
<EXPENSE-OTHER>                                 11,545
<INCOME-PRETAX>                                  3,177
<INCOME-PRE-EXTRAORDINARY>                       3,177
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,719
<EPS-BASIC>                                       0.85
<EPS-DILUTED>                                     0.85
<YIELD-ACTUAL>                                    7.89
<LOANS-NON>                                      2,771
<LOANS-PAST>                                       546
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  6,866
<ALLOWANCE-OPEN>                                 3,222
<CHARGE-OFFS>                                    1,006
<RECOVERIES>                                       211
<ALLOWANCE-CLOSE>                                4,002
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          4,002


</TABLE>


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