INTERCOUNTY BANCSHARES INC
10-Q, EX-27, 2000-08-11
COMMERCIAL BANKS, NEC
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-Q FOR THE
QUARTER ENDED JUNE 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          19,921
<INT-BEARING-DEPOSITS>                               1
<FED-FUNDS-SOLD>                                   147
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    101,438
<INVESTMENTS-CARRYING>                          44,348
<INVESTMENTS-MARKET>                            42,158
<LOANS>                                        370,818
<ALLOWANCE>                                      3,508
<TOTAL-ASSETS>                                 553,278
<DEPOSITS>                                     389,139
<SHORT-TERM>                                    34,802
<LIABILITIES-OTHER>                              2,929
<LONG-TERM>                                     80,431
                                0
                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      44,977
<TOTAL-LIABILITIES-AND-EQUITY>                 553,278
<INTEREST-LOAN>                                 15,283
<INTEREST-INVEST>                                4,642
<INTEREST-OTHER>                                    26
<INTEREST-TOTAL>                                19,951
<INTEREST-DEPOSIT>                               7,355
<INTEREST-EXPENSE>                              10,547
<INTEREST-INCOME-NET>                            9,404
<LOAN-LOSSES>                                      850
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  7,909
<INCOME-PRETAX>                                  3,613
<INCOME-PRE-EXTRAORDINARY>                       3,613
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,851
<EPS-BASIC>                                       0.90
<EPS-DILUTED>                                     0.89
<YIELD-ACTUAL>                                    8.08
<LOANS-NON>                                      3,047
<LOANS-PAST>                                       608
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    779
<ALLOWANCE-OPEN>                                 3,222
<CHARGE-OFFS>                                      723
<RECOVERIES>                                       159
<ALLOWANCE-CLOSE>                                3,508
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,508


</TABLE>


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