INS MUN SEC TR NY NAV INS SER 15 NJ NAV INS SER 11
497J, 2000-11-30
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ING FUNDS DISTRIBUTOR, INC.
230 Park Avenue
New York, New York 10169
(212) 309-8650





                                                    November 30, 2000

VIA EDGAR
---------

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

                     Re:      Insured Municipal Securities Trust, New Jersey
                              Navigator Insured Series 11
                              File No. 33-50891

Gentlemen:

                  As Sponsor of the above-referenced Trust, we are writing this
letter to certify that:

                  (1) the form of Prospectus that would have been filed under
Rule 497(b) of the Securities Act of 1933, does not differ from that contained
in the most recent Post-Effective Amendment to the Registration Statement on
Form S-6 (the "Registration Statement"), and

                  (2) the text of the most recent Registration Statement was
filed electronically with the Securities and Exchange Commission on October 27,
2000 and became effective October 28, 2000 pursuant to Rule 485(b).

                            Insured Municipal Securities Trust, New Jersey
                            Navigator Insured Series 11


                            ING FUNDS DISTRIBUTOR, INC.


                            By:      /s/ Peter J. DeMarco
                                     -----------------------
                                     Peter J. DeMarco
                                     Authorized Signatory







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