<PAGE> 1
SUPPLEMENT DATED JUNE 9, 2000 TO
PROSPECTUS DATED MAY 1, 2000 FOR
DEFERRED VARIABLE ANNUITY CONTRACTS
ISSUED BY
NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY
THROUGH ITS
NATIONWIDE VA SEPARATE ACCOUNT-C
THIS SUPPLEMENT UPDATES CERTAIN INFORMATION CONTAINED IN YOUR PROSPECTUS. PLEASE
READ IT AND KEEP IT WITH YOUR PROSPECTUS FOR FUTURE REFERENCE.
1. THE "UNDERLYING MUTUAL FUND ANNUAL EXPENSES" TABLE LOCATED ON PAGE 7 OF YOUR
PROSPECTUS IS AMENDED AS FOLLOWS:
UNDERLYING MUTUAL FUND ANNUAL EXPENSES
(AS A PERCENTAGE OF UNDERLYING MUTUAL FUND NET ASSETS,
AFTER EXPENSE REIMBURSEMENT)
<TABLE>
-------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Management Other 12b-1 Fees Total Mutual
Fees Expenses Fund Expenses
-------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
One Group Investment Trust Bond Portfolio(1) 0.53% 0.22% 0.00% 0.75%
-------------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust Diversified Equity Portfolio(1) 0.72% 0.23% 0.00% 0.95%
-------------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust Diversified Mid Cap Portfolio(1) 0.68% 0.27% 0.00% 0.95%
-------------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust Mid Cap Value Portfolio(1) 0.67% 0.28% 0.00% 0.95%
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
The expenses shown above are deducted by the underlying mutual fund before it
provides Nationwide with the daily net asset value. Nationwide then deducts
applicable variable account charges from the net asset value in calculating the
unit value of the corresponding sub-account. The management fees and other
expenses are more fully described in the prospectus for each underlying mutual
fund. Information relating to the underlying mutual funds was provided by the
underlying mutual funds and not independently verified by Nationwide.
Some underlying mutual funds are subject to fee waivers and expense
reimbursements. The following chart shows what the expenses would have been for
such funds without fee waivers and expense reimbursements.
<TABLE>
-------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Management Other 12b-1 Total Mutual
Fees Expenses Fees Fund Expenses
-------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
One Group Investment Trust Bond Portfolio(1) 0.60% 0.22% 0.00% 0.82%
-------------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust Diversified Equity Portfolio(1) 0.74% 0.23% 0.00% 0.97%
-------------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust Diversified Mid Cap Portfolio(1) 0.74% 0.27% 0.00% 1.01%
-------------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust Mid Cap Value Portfolio(1) 0.74% 0.28% 0.00% 1.02%
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(1)These figures reflect expenses that have been restated to reflect estimates
of current fees for the current fiscal year.
<PAGE> 2
2. THE "EXAMPLE" CHART LOCATED ON PAGE 8 OF YOUR PROSPECTUS, IS AMENDED AS
FOLLOWS:
The following chart shows the expenses (in dollars) that would be incurred under
this contract assuming a $1,000 investment, 5% annual return, and no change in
expenses. These dollar figures are illustrative only and should not be
considered a representation of past or future expenses. Actual expenses may be
greater or less than those shown below.
The chart reflects the expenses of both the variable account and the underlying
mutual funds. A 7 year CDSC schedule and a variable account charge of 1.30% is
assumed. Deductions for premium taxes are not reflected but may apply.
<TABLE>
----------------------------------------------------------------------------------------------------------------------------
<CAPTION>
If you surrender your If you do not surrender your If you annuitize your contract
contract at the end of the contract at the end of the at the end of the
applicable time period applicable time period applicable time period
----------------------------------------------------------------------------------------------------------------------------
1 3 5 10 1 3 5 10 1 3 5 10
Yr. Yrs. Yrs. Yrs. Yr. Yrs. Yrs. Yrs. Yr. Yrs. Yrs. Yrs.
----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
One Group Investment Trust 92 111 141 245 22 66 114 245 * 66 114 245
Bond Portfolio
----------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust 94 118 152 266 24 73 125 266 * 73 125 266
Diversified Equity Portfolio
----------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust 94 118 152 266 24 73 125 266 * 73 125 266
Diversified Mid Cap Portfolio
----------------------------------------------------------------------------------------------------------------------------
One Group Investment Trust 94 118 152 266 24 73 125 266 * 73 125 266
Mid Cap Value Portfolio
----------------------------------------------------------------------------------------------------------------------------
</TABLE>
