QUEENS COUNTY BANCORP INC
8-K, 1997-03-11
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported)   March 3, 1997
                                                         --------------------

                          QUEENS COUNTY BANCORP, INC.
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)



<TABLE>
<S>                                       <C>                                <C>
         Delaware                                0-22278                                06-1377322
         --------                                -------                                ----------
(State or other jurisdiction of           (Commission File Number)           (I.R.S. Employer Identification No.)
 incorporation or organization)
</TABLE>

                                       
                  38-25 Main Street, Flushing, New York 11354
                  -------------------------------------------
                   (Address of principal executive offices)
                                       
    (Registrant's telephone number, including area code)   (718)   359-6400
                                                          -------------------
                                       
                                Not applicable
         ------------------------------------------------------------
         (Former name or former address, if changed since last report)
<PAGE>   2

                           CURRENT REPORT ON FORM 8-K



Item 1.  Changes in Control of Registrant

                 Not applicable.

Item 2.  Acquisition or Disposition of Assets

                 Not applicable.

Item 3.          Bankruptcy or Receivership

                 Not applicable.

Item 4.          Changes in Registrant's Certifying Accountant

                 Not applicable

Item 5.  Other Events

                 Queens County Bancorp, Inc. (the "Company"), a Delaware
                 Corporation, has declared a three-for-two stock split in the
                 form of a 50% stock dividend, payable on April 10, 1997 to
                 shareholders of record on March 17, 1997.  Cash in lieu of
                 fractional shares will be based on the average of the high and 
                 low bids on the date of record, as adjusted for the split.
        
Item 6.  Resignations of Registrant's Directors

                 Not applicable.

Item 7.  Financial Statements and Exhibits

                 (a)   No financial statements of businesses acquired are
                       required.

                 (b)   No pro forma financial information is required.

                 (c)   Attached as an exhibit is the Company's press release
                       announcing the stock split.

Item 8.   Change in Fiscal Year

                 Not applicable.
<PAGE>   3

                                   Signature


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

March 3, 1997                           QUEENS COUNTY BANCORP, INC.  
- -------------
     Date


                                        /s/ Joseph R. Ficalora 
                                        ---------------------------
                                        Joseph R. Ficalora 
                                        Chairman, President, and
                                        Chief Executive Officer

<PAGE>   1
QUEENS COUNTY
BANCORP, INC.                                             NEWS RELEASE

38-25 MAIN ST., FLUSHING, N.Y. 11354 - 718 359-6400
FAX # 718 762-6000

Release Date:                             Contact:
              March 3, 1997                         Ilene A. Angarola
                                                    Vice President 
                                                    Investor Relations 
                                                    718:  359-6400, ext. 275



             QUEENS COUNTY BANCORP ANNOUNCES 3-FOR-2 STOCK SPLIT



Flushing, New York, March 3, 1997 -- The Board of Directors of Queens County
Bancorp, Inc. (Nasdaq: QCSB) today declared a three- for-two stock split in the
form of a 50% stock dividend, payable on April 10, 1997.  Shareholders will
receive one additional share for every two shares held at March 17, 1997, the
date of record for the split.

Announcing the Board's action, Chairman, President, and Chief Executive Officer
Joseph R. Ficalora noted that the Company has now split its stock three times
since public trading began in November 1993.  "Like the stock splits which
preceded it, this split is intended to enhance the value of our shareholders'
investment while also enhancing our liquidity."  The Company currently has
approximately 7.6 million shares outstanding; as a result of the split, that
number will increase to approximately 11.4 million.

Queens County Bancorp is the holding company for Queens County Savings Bank,
the first savings bank chartered by the State of New York in the New York City
Borough of Queens.  FDIC-insured through the Bank Insurance Fund, the Bank
gathers deposits from its customers in Queens and Nassau County and invests
these funds in the origination of residential mortgage loans throughout
metropolitan New York.  Information about the Company's financial performance
is available at the following web site: http://www.businesswire.com/cnn/qcsb.htm

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