<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 28,473
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 6,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 15,095
<INVESTMENTS-CARRYING> 202,428
<INVESTMENTS-MARKET> 198,797
<LOANS> 1,835,139
<ALLOWANCE> 7,031
<TOTAL-ASSETS> 2,160,814
<DEPOSITS> 1,112,598
<SHORT-TERM> 852,961
<LIABILITIES-OTHER> 47,576
<LONG-TERM> 25,000
0
0
<COMMON> 122,679
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 2,160,814
<INTEREST-LOAN> 104,392
<INTEREST-INVEST> 0
<INTEREST-OTHER> 10,560
<INTEREST-TOTAL> 114,952
<INTEREST-DEPOSIT> 32,560
<INTEREST-EXPENSE> 33,352
<INTEREST-INCOME-NET> 49,040
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 13,219
<INCOME-PRETAX> 35,821
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 23,149
<EPS-BASIC> 1.30
<EPS-DILUTED> 1.29
<YIELD-ACTUAL> 0.08
<LOANS-NON> 2,047
<LOANS-PAST> 786
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,031
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 7,031
<ALLOWANCE-DOMESTIC> 7,031
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>