<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheet and Statement of Earnings at June 30, 2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000910110
<NAME> Penn-America Group, Inc.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-mos
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Jun-30-2000
<DEBT-HELD-FOR-SALE> 112,610
<DEBT-CARRYING-VALUE> 22,263
<DEBT-MARKET-VALUE> 22,105
<EQUITIES> 24,694
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 159,567
<CASH> 6,883
<RECOVER-REINSURE> 18,263
<DEFERRED-ACQUISITION> 10,514
<TOTAL-ASSETS> 221,346
<POLICY-LOSSES> 96,356
<UNEARNED-PREMIUMS> 41,416
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 0
0
0
<COMMON> 100
<OTHER-SE> 76,218
<TOTAL-LIABILITY-AND-EQUITY> 221,346
44,026
<INVESTMENT-INCOME> 4,860
<INVESTMENT-GAINS> (29)
<OTHER-INCOME> 0
<BENEFITS> 31,899
<UNDERWRITING-AMORTIZATION> 12,712
<UNDERWRITING-OTHER> 3,445
<INCOME-PRETAX> 801
<INCOME-TAX> (120)
<INCOME-CONTINUING> 0
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 921
<EPS-BASIC> .12
<EPS-DILUTED> .12
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>