<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheet and Statement of Earnings at September 30, 2000 and
is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000910110
<NAME> Penn-America Group, Inc.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Sep-30-2000
<DEBT-HELD-FOR-SALE> 116,527
<DEBT-CARRYING-VALUE> 17,271
<DEBT-MARKET-VALUE> 0
<EQUITIES> 24,914
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 158,712
<CASH> 14,284
<RECOVER-REINSURE> 17,607
<DEFERRED-ACQUISITION> 11,050
<TOTAL-ASSETS> 229,803
<POLICY-LOSSES> 105,484
<UNEARNED-PREMIUMS> 43,687
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 0
0
0
<COMMON> 101
<OTHER-SE> 72,708
<TOTAL-LIABILITY-AND-EQUITY> 229,803
67,392
<INVESTMENT-INCOME> 7,613
<INVESTMENT-GAINS> (1,177)
<OTHER-INCOME> 0
<BENEFITS> 56,445
<UNDERWRITING-AMORTIZATION> 19,320
<UNDERWRITING-OTHER> 5,062
<INCOME-PRETAX> (7,108)
<INCOME-TAX> (2,951)
<INCOME-CONTINUING> 0
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (4,157)
<EPS-BASIC> (0.54)
<EPS-DILUTED> (0.54)
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>