ASTORIA FINANCIAL CORP
10-Q, EX-27, 2000-11-13
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Condensed Consolidated Statement of Financial Condition as of September 30, 2000
and the Condensed Consolidated Statement of Income for the nine months ended
September 30, 2000 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                              JAN-1-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                         127,678
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               368,476
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  7,799,508
<INVESTMENTS-CARRYING>                       1,769,225
<INVESTMENTS-MARKET>                         1,709,826
<LOANS>                                     11,095,894
<ALLOWANCE>                                     78,957
<TOTAL-ASSETS>                              22,201,798
<DEPOSITS>                                   9,851,514
<SHORT-TERM>                                   556,751
<LIABILITIES-OTHER>                            408,565
<LONG-TERM>                                  9,894,887
                                0
                                      2,000
<COMMON>                                           555
<OTHER-SE>                                   1,362,526
<TOTAL-LIABILITIES-AND-EQUITY>              22,201,798
<INTEREST-LOAN>                                579,972
<INTEREST-INVEST>                              556,102
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             1,136,074
<INTEREST-DEPOSIT>                             301,216
<INTEREST-EXPENSE>                             751,380
<INTEREST-INCOME-NET>                          384,694
<LOAN-LOSSES>                                    3,008
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 21,696
<INCOME-PRETAX>                                269,586
<INCOME-PRE-EXTRAORDINARY>                     165,046
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   165,046
<EPS-BASIC>                                       3.33
<EPS-DILUTED>                                     3.28
<YIELD-ACTUAL>                                    2.34
<LOANS-NON>                                     35,232
<LOANS-PAST>                                       967
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,535
<ALLOWANCE-OPEN>                                76,578
<CHARGE-OFFS>                                    2,226
<RECOVERIES>                                     1,597
<ALLOWANCE-CLOSE>                               78,957
<ALLOWANCE-DOMESTIC>                            78,957
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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