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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Fidelity
Federal Bancorp Consolidated Balance Sheet as of 9/30/00 and Consolidated Income
Statement for the Nine Months Ended 9/30/00 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1600
<INT-BEARING-DEPOSITS> 16713
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 21558
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 110214
<ALLOWANCE> 2051
<TOTAL-ASSETS> 168354
<DEPOSITS> 126927
<SHORT-TERM> 0
<LIABILITIES-OTHER> 8196
<LONG-TERM> 24690
0
0
<COMMON> 4608
<OTHER-SE> 3933
<TOTAL-LIABILITIES-AND-EQUITY> 168354
<INTEREST-LOAN> 6987
<INTEREST-INVEST> 1158
<INTEREST-OTHER> 850
<INTEREST-TOTAL> 8995
<INTEREST-DEPOSIT> 4726
<INTEREST-EXPENSE> 6225
<INTEREST-INCOME-NET> 2220
<LOAN-LOSSES> 550
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5976
<INCOME-PRETAX> (2501)
<INCOME-PRE-EXTRAORDINARY> (1226)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (1226)
<EPS-BASIC> (0.32)
<EPS-DILUTED> (0.32)
<YIELD-ACTUAL> 2.51
<LOANS-NON> 750
<LOANS-PAST> 73
<LOANS-TROUBLED> 194
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2021
<CHARGE-OFFS> 728
<RECOVERIES> 208
<ALLOWANCE-CLOSE> 2051
<ALLOWANCE-DOMESTIC> 1058
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 993
</TABLE>
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