WVS FINANCIAL CORP
10-K405, EX-23, 2000-09-28
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                         CONSENT OF INDEPENDENT AUDITORS

We consent to the  incorporation  by reference  in  Registration  Statement  No.
33-91684 of WVS  Financial  Corp. on Form S-8 of our report dated July 28, 2000,
appearing in the Annual Report on Form 10-K of WVS Financial  Corp. for the year
ended June 30, 2000.

/s/ S.R. Snodgrass, A.C.

Wexford, PA
September 22, 2000



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