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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, INCOME, CHANGES IN STOCKHOLDERS'
EQUITY AND NOTES TO CONSOLIDATED FINANCIAL STATEMENTS AT, OR FOR THE THREE
MONTHS ENDED SEPTEMBER 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-START> JUL-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 898
<INT-BEARING-DEPOSITS> 2,218
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 10,976
<INVESTMENTS-CARRYING> 198,471
<INVESTMENTS-MARKET> 191,857
<LOANS> 183,949
<ALLOWANCE> 1,985
<TOTAL-ASSETS> 408,910
<DEPOSITS> 170,149
<SHORT-TERM> 136,102
<LIABILITIES-OTHER> 5,399
<LONG-TERM> 70,000
0
0
<COMMON> 37
<OTHER-SE> 27,223
<TOTAL-LIABILITIES-AND-EQUITY> 408,910
<INTEREST-LOAN> 3,701
<INTEREST-INVEST> 3,808
<INTEREST-OTHER> 8
<INTEREST-TOTAL> 7,517
<INTEREST-DEPOSIT> 1,679
<INTEREST-EXPENSE> 4,988
<INTEREST-INCOME-NET> 2,529
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 956
<INCOME-PRETAX> 1,746
<INCOME-PRE-EXTRAORDINARY> 1,746
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,100
<EPS-BASIC> 0.39
<EPS-DILUTED> 0.38
<YIELD-ACTUAL> 2.51
<LOANS-NON> 4,031
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,973
<CHARGE-OFFS> 7
<RECOVERIES> 19
<ALLOWANCE-CLOSE> 1,985
<ALLOWANCE-DOMESTIC> 1,741
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 244
</TABLE>
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