UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K /A/
Amendment #1
Exhibit 27.1
(Mark One)
[x] Annual Report Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
For the fiscal year ended December 31, 1996
OR
[ ] Transition Report Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Commission file Number 0-22516
GREENPOINT FINANCIAL CORP.
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
DELAWARE 06-1379001
(STATE OR OTHER JURISDICTION OF
INCORPORATION OR ORGANIZATION) (I.R.S. EMPLOYER IDENTIFICATION NUMBER)
90 PARK AVENUE, NEW YORK, NEW YORK 10016
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)
REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (212) 834-1711
SECURITIES REGISTERED PURSUANT TO SECTION 12(B) OF THE ACT:
TITLE OF EACH CLASS NAME OF EACH EXCHANGE ON WHICH REGISTERED
NONE NONE
SECURITIES REGISTERED PURSUANT TO SECTION 12(G) OF THE ACT:
TITLE OF EACH CLASS
Common Stock $0.01 par value
Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for shorter period that the registrant
was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. [x] YES [ ] NO
Indicate by check mark if disclosure of delinquent filers pursuant to item 405
of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to
this Form 10-K. [x]
The aggregate market value of the voting stock held by non-affiliates of the
registrant as of March 21, 1997: Common stock par value $0.01 per share,
$2,117,587.
This figure is based on the closing price by the New York Stock Exchange
("NYSE") for a share of the registrant's common stock on March 21, 1997, which
was $55.00 as reported in the Wall Street Journal on March 24, 1997. The
number of shares of the registrant's Common Stock issued and outstanding as of
March 21, 1997 was 47,152,976 shares.
DOCUMENTS INCORPORATED BY REFERENCE
Portions of the definitive Proxy Statement for the Annual Meeting of
Stockholders to be held on May 2, 1997 and the Annual Report to Stockholders
for fiscal 1996 are incorporated herein by reference - Parts II and III.
EXPLANATORY NOTE
This amendment to Form 10-K 405 on Form 10-K 405/A has been prepared to
include exhibit 27.1 which was previously omitted. No part of the Form
10-K 405 as previously filed, other than Part III, Item 14, Exhibit 27.1, is
affected by this amendment.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange
Act of 1934, the Registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.
GreenPoint Financial Corp.
By: /S/ Thomas S. Johnson
Thomas S. Johnson
Chairman of the Board,
President and Chief
Executive Officer
Dated: March 11, 1997
Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed below by the following persons on behalf of the
Registrant and in the capacities indicated and on the dates indicated.
Signature Title Date
/S/ Thomas S. Johnson Chairman of the Board, 3/11/97
Thomas S. Johnson President and Chief
Executive Officer
/S/ Bernard S. Berman Director 3/11/97
Bernard S. Berman
Director 3/11/97
Edward C. Bessey
/S/ Dan F. Huebner Director 3/11/97
Dan F. Huebner
/S/ William M. Jackson Director 3/11/97
William M. Jackson
/S/ Susan J. Kropf Director 3/11/97
Susan J. Kropf
/S/ Robert M. McLane Director 3/11/97
Robert M. McLane
/S/ Charles B. McQuade Director 3/11/97
Charles B. McQuade
/S/ Alvin N. Puryear Director 3/11/97
Alvin N. Puryear
/S/ Robert P. Quinn Director 3/11/97
Robert P. Quinn
/S/ Edward C. Schmults Director 3/11/97
Edward C. Schmults
/S/ Wilfred O. Uhl Director 3/11/97
Wilfred O. Uhl
/S/ Robert F. Vizza Director 3/11/97
Robert F. Vizza
/S/ Jules Zimmerman Director 3/11/97
Jules Zimmerman
/S/ Charles P. Richardson Executive Vice President 3/11/97
Charles P. Richardson and Chief Financial Officer
/S/ Mary Beth Farrell Senior Vice President 3/11/97
Mary Beth Farrell and Comptroller
GREENPOINT FINANCIAL CORP.
BYLAWS
GREENPOINT FINANCIAL CORP.
BYLAWS
ARTICLE I - STOCKHOLDERS
SECTION 1. ANNUAL MEETING.
An annual meeting of the stockholders, for the election of Directors to
succeed those whose terms expire and for the transaction of such other business
as may properly come before the meeting, shall be held at such place, on such
date, and at such time as the Board of Directors shall each year fix, which
date shall be within thirteen (13) months subsequent to the later of the date
of incorporation or the last annual meeting of stockholders.
SECTION 2. SPECIAL MEETINGS.
Subject to the rights of the holders of any class or series of preferred
stock of the Corporation, special meetings of stockholders of the Corporation
may be called only by the Board of Directors pursuant to a resolution adopted
by a majority of the Whole Board. The term "Whole Board" shall mean the total
number of Directors which the Corporation would have if there were no vacancies
on the Board of Directors (hereinafter the "Whole Board").
SECTION 3. NOTICE OF MEETINGS.
Written notice of the place, date, and time of all meetings of the
stockholders shall be given, not less than ten (10) nor more than sixty (60)
EXHIBIT 27.1
FINANCIAL DATA SCHEDULE
[NAME] GREENPOINT FINANCIAL CORP.
<MULTIPLER> 1,000,000
[PERIOD-TYPE] 12-MOS
[FISCAL-YEAR-END] DEC-31-1996
[PERIOD-END] DEC-31-1996
[CASH] 78.0
[INT-BEARING-DEPOSITS] 109.5
[FED-FUNDS-SOLD] 388.5
[TRADING-ASSETS] 0
[INVESTMENTS-HELD-FOR-SALE] 4,355.4
[INVESTMENTS-CARRYING] 4.0
[INVESTMENTS-MARKET] 4.0
[LOANS] 7,404.1
[ALLOWANCE] (105.0)
[TOTAL-ASSETS] 13,325.6
[DEPOSITS] 11,452.3
[SHORT-TERM] 89.5
[LIABILITIES-OTHER] 320.4
[LONG-TERM] 0
[PREFERRED-MANDATORY] 0
[PREFERRED] 0
[COMMON] 0.5
[OTHER-SE] 1,459.3
[TOTAL-LIABILITIES-AND-EQUITY] 13,325.6
[INTEREST-LOAN] 594.3
[INTEREST-INVEST] 379.7
[INTEREST-OTHER] 0
[INTEREST-TOTAL] 974.0
[INTEREST-DEPOSIT] 525.7
[INTEREST-EXPENSE] 527.5
[INTEREST-INCOME-NET] 446.5
[LOAN-LOSSES] (15.7)
[SECURITIES-GAINS] 0.9
[EXPENSE-OTHER] 263.2
[INCOME-PRETAX] 224.5
[INCOME-PRE-EXTRAORDINARY] 132.5
[EXTRAORDINARY] 0
[CHANGES] 0
[NET-INCOME] 132.5
[EPS-PRIMARY] 3.02
[EPS-DILUTED] 2.97
[YIELD-ACTUAL] 3.51
[LOANS-NON] 356.1
[LOANS-PAST] 0
[LOANS-TROUBLED] 0
[LOANS-PROBLEM] 0
[ALLOWANCE-OPEN] (105.5)
[CHARGE-OFFS] (17.5)
[RECOVERIES] 1.3
[ALLOWANCE-CLOSE] (105.0)
[ALLOWANCE-DOMESTIC] (105.0)
[ALLOWANCE-FOREIGN] 0
[ALLOWANCE-UNALLOCATED] 0
