CT&T FUNDS
NSAR-B, 1996-12-30
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<PAGE>      PAGE  1
000 B000000 10/31/96
000 C000000 0000912036
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 A
001 A000000 CT&T FUNDS
001 B000000 811-8004
001 C000000 3122232139
002 A000000 171 NORTH CLARK ST
002 B000000 CHICAGO
002 C000000 IL
002 D010000 60601
002 D020000 3294
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  9
007 C010100  1
007 C020100 CHICAGO TRUST GROWTH & INCOME FUND
007 C030100 N
007 C010200  2
007 C020200 CHICAGO TRUST BOND FUND
007 C030200 N
007 C010300  3
007 C020300 CHICAGO TRUST MUNICIPAL BOND FUND
007 C030300 N
007 C010400  4
007 C020400 CHICAGO TRUST MONEY MARKET FUND
007 C030400 N
007 C010500  5
007 C020500 CHICAGO TRUST TALON FUND
007 C030500 N
007 C010600  6
007 C020600 MONTAG & CALDWELL GROWTH FUND CLASS N
007 C030600 N
007 C010700  7
007 C020700 MONTAG & CALDWELL BALANCED FUND
007 C030700 N
007 C010800  8
007 C020800 CHICAGO TRUST ASSET ALLOCATION FUND
007 C030800 N
007 C010900  9
007 C020900 MONTAG & CALDWELL GROWTH FUND CLASS I
007 C030900 N
007 C011000 10
<PAGE>      PAGE  2
007 C011100 11
007 C011200 12
007 C011300 13
007 C011400 14
007 C011500 15
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
010 A00AA01 THE CHICAGO TRUST COMPANY
010 B00AA01 00000
010 C01AA01 CHICAGO
010 C02AA01 IL
010 C03AA01 60601
010 C04AA01 3294
010 A00AA02 FUND/PLAN SERVICES, INC.
010 B00AA02 34910
010 C01AA02 CONSHOHOCKEN
010 C02AA02 PA
010 C03AA02 19428
010 C04AA02 0874
011 A00AA01 FUND/PLAN BROKER SERVICES, INC.
011 B00AA01 8-4932
011 C01AA01 CONSHOHOCKEN
011 C02AA01 PA
011 C03AA01 19428
011 C04AA01 0874
012 A00AA01 FUND/PLAN SERVICES, INC.
012 B00AA01 84-932
012 C01AA01 CONSHOHOCKEN
012 C02AA01 PA
012 C03AA01 19428
012 C04AA01 0874
013 A00AA01 KPMG PEAT MARWICK LLP
013 B01AA01 CHICAGO
013 B02AA01 IL
013 B03AA01 60601
013 B04AA01 9973
015 A00AA01 UMB BANK, N.A.
015 B00AA01 C
015 C01AA01 KANSAS CITY
015 C02AA01 MO
015 C03AA01 64106
015 E01AA01 X
018  00AA00 Y
019 A00AA00 N
019 B00AA00    0
020 A000001 DEAN WITTER REYNOLDS, INC.
020 B000001 94-1671384
020 C000001     65
<PAGE>      PAGE  3
020 A000002 GOLDMAN SACHS & CO.
020 B000002 13-5108880
020 C000002     51
020 A000003 COWEN & CO.
020 B000003 13-5616116
020 C000003     23
020 A000004 WILLIAM BLAIR & CO.
020 B000004 36-2214610
020 C000004     21
020 A000005 MORGAN STANLEY & CO., INC.
020 B000005 13-2655998
020 C000005     21
020 A000006 BEAR STEARNS & CO.
020 B000006 13-3299429
020 C000006     20
020 A000007 BERNSTEIN, SANFORD & CO.
020 B000007 13-2625874
020 C000007     20
020 A000008 PERSHING & CO.
020 C000008     18
020 A000009 SALOMON BROTHERS, INC.
020 B000009 13-3082694
020 C000009     18
020 A000010 INTERSTATE SECURITIES CORP.
020 C000010     17
021  000000      451
022 A000001 FIRST CHICAGO CORP.
022 B000001 36-3595942
022 C000001   4531189
022 D000001         0
022 A000002 MORGAN (J.P.) SECURITIES, INC.
022 B000002 13-3224016
022 C000002   4271970
022 D000002       492
022 A000003 BANK OF AMERICA
022 B000003 94-1687665
022 C000003   4134268
022 D000003         0
022 A000004 UNITED MISSOURI BANK
022 B000004 44-0201230
022 C000004   1322280
022 D000004       178
022 A000005 GENERAL ELECTRIC CREDIT CORP.
022 B000005 13-1500700
022 C000005     74087
022 D000005         0
022 A000006 IBM CREDIT CORP.
022 C000006     67500
022 D000006      4500
022 A000007 NORWEST INVESTMENT SERVICES, INC.
022 B000007 41-1508325
<PAGE>      PAGE  4
022 C000007     62956
022 D000007         0
022 A000008 BENEFICIAL CORP.
022 C000008     59255
022 D000008         0
022 A000009 PRUDENTIAL FUNDING
022 C000009     57489
022 D000009       509
022 A000010 HELLER FINANCIAL
022 C000010     56950
022 D000010         0
023 C000000   15555508
023 D000000     100864
024  00AA00 N
025 D00AA01       0
025 D00AA02       0
025 D00AA03       0
025 D00AA04       0
025 D00AA05       0
025 D00AA06       0
025 D00AA07       0
025 D00AA08       0
026 A000000 Y
026 B000000 Y
026 C000000 Y
026 D000000 Y
026 E000000 N
026 F000000 Y
026 G010000 N
026 G020000 N
026 H000000 N
027  000000 Y
029  00AA00 N
030 A00AA00      0
030 B00AA00  0.00
030 C00AA00  0.00
031 A00AA00      0
031 B00AA00      0
032  00AA00      0
033  00AA00      0
034  00AA00 N
035  00AA00      0
036 B00AA00      0
049  00AA00 N
050  00AA00 N
051  00AA00 N
052  00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 Y
054 A00AA00 Y
<PAGE>      PAGE  5
054 B00AA00 Y
054 C00AA00 Y
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 N
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 Y
055 A00AA00 N
055 B00AA00 N
056  00AA00 Y
057  00AA00 N
058 A00AA00 N
059  00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061  00AA00       50
077 A000000 Y
077 B000000 Y
077 Q010000 Y
078  000000 N
080 A00AA00 FEDERAL INSURANCE CO. (CHUBB)
080 C00AA00     1000
081 A00AA00 N
081 B00AA00   0
082 A00AA00 Y
082 B00AA00       10
083 A00AA00 N
083 B00AA00        0
084 A00AA00 N
084 B00AA00        0
085 A00AA00 Y
085 B00AA00 N
008 A000101 THE CHICAGO TRUST COMPANY
008 B000101 A
008 C000101 801-00000
008 D010101 CHICAGO
008 D020101 IL
008 D030101 60601
008 D040101 3294
028 A010100      2160
028 A020100         0
028 A030100         0
028 A040100      2584
028 B010100      2618
<PAGE>      PAGE  6
028 B020100       398
028 B030100         0
028 B040100      3355
028 C010100      3515
028 C020100         0
028 C030100         0
028 C040100      5400
028 D010100      2835
028 D020100         0
028 D030100         0
028 D040100      1628
028 E010100      3504
028 E020100       276
028 E030100         0
028 E040100      2460
028 F010100      3556
028 F020100         0
028 F030100         0
028 F040100      2802
028 G010100     18188
028 G020100       674
028 G030100         0
028 G040100     18229
028 H000100         0
037  000100 N
038  000100      0
039  000100 N
040  000100 Y
041  000100 Y
042 A000100   0
042 B000100   0
042 C000100   0
042 D000100   0
042 E000100   0
042 F000100   0
042 G000100   0
042 H000100 100
043  000100    473
044  000100      0
045  000100 Y
046  000100 N
047  000100 Y
048  000100  0.700
048 A010100        0
048 A020100 0.000
048 B010100        0
048 B020100 0.000
048 C010100        0
048 C020100 0.000
048 D010100        0
048 D020100 0.000
<PAGE>      PAGE  7
048 E010100        0
048 E020100 0.000
048 F010100        0
048 F020100 0.000
048 G010100        0
048 G020100 0.000
048 H010100        0
048 H020100 0.000
048 I010100        0
048 I020100 0.000
048 J010100        0
048 J020100 0.000
048 K010100        0
048 K020100 0.000
062 A000100 N
062 B000100   0.0
062 C000100   0.0
062 D000100   0.0
062 E000100   0.0
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
062 L000100   0.0
062 M000100   0.0
062 N000100   0.0
062 O000100   0.0
062 P000100   0.0
062 Q000100   0.0
062 R000100   0.0
066 A000100 Y
066 B000100 N
066 C000100 N
066 D000100 N
066 E000100 N
066 F000100 N
066 G000100 Y
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
070 A010100 Y
070 A020100 Y
070 B010100 Y
070 B020100 N
070 C010100 Y
070 C020100 N
070 D010100 Y
070 D020100 N
<PAGE>      PAGE  8
070 E010100 Y
070 E020100 N
070 F010100 Y
070 F020100 N
070 G010100 Y
070 G020100 N
070 H010100 Y
070 H020100 N
070 I010100 Y
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 Y
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100     44579
071 B000100     53468
071 C000100    174962
071 D000100   25
072 A000100 12
072 B000100      761
072 C000100     2583
072 D000100        0
072 E000100        0
072 F000100     1324
072 G000100      105
072 H000100        0
072 I000100       45
072 J000100       37
072 K000100        0
072 L000100       17
072 M000100        2
072 N000100       68
072 O000100        0
072 P000100        0
072 Q000100       73
072 R000100       12
072 S000100        8
<PAGE>      PAGE  9
072 T000100      473
072 U000100        5
072 V000100        0
072 W000100        9
072 X000100     2178
072 Y000100      286
072 Z000100     1452
072AA000100     4305
072BB000100        0
072CC010100    39311
072CC020100        0
072DD010100     1445
072DD020100        0
072EE000100      977
073 A010100   0.1102
073 A020100   0.0000
073 B000100   0.0725
073 C000100   0.0000
074 A000100        1
074 B000100    16023
074 C000100        0
074 D000100        0
074 E000100        0
074 F000100   191910
074 G000100        0
074 H000100        0
074 I000100        0
074 J000100        0
074 K000100        0
074 L000100       92
074 M000100       10
074 N000100   208036
074 O000100     1767
074 P000100       67
074 Q000100        0
074 R010100        0
074 R020100        0
074 R030100        0
074 R040100     1069
074 S000100        0
074 T000100   205133
074 U010100    12688
074 U020100        0
074 V010100    16.17
074 V020100     0.00
074 W000100   0.0000
074 X000100     1277
074 Y000100        0
075 A000100        0
075 B000100   188444
076  000100     0.00
<PAGE>      PAGE  10
008 A000201 THE CHICAGO TRUST COMPANY
008 B000201 A
008 C000201 801-000000
008 D010201 CHICAGO
008 D020201 IL
008 D030201 60601
008 D040201 3294
028 A010200      1411
028 A020200       343
028 A030200         0
028 A040200       453
028 B010200       552
028 B020200       378
028 B030200         0
028 B040200       535
028 C010200      1653
028 C020200       335
028 C030200         0
028 C040200      4614
028 D010200      1195
028 D020200       396
028 D030200         0
028 D040200       717
028 E010200      1177
028 E020200       318
028 E030200         0
028 E040200      1614
028 F010200       963
028 F020200       338
028 F030200         0
028 F040200       442
028 G010200      6951
028 G020200      2108
028 G030200         0
028 G040200      8375
028 H000200         0
037  000200 N
038  000200      0
039  000200 N
040  000200 Y
041  000200 Y
042 A000200   0
042 B000200   0
042 C000200   0
042 D000200   0
042 E000200   0
042 F000200   0
042 G000200   0
042 H000200 100
043  000200    189
044  000200      0
<PAGE>      PAGE  11
045  000200 Y
046  000200 N
047  000200 Y
048  000200  0.550
048 A010200        0
048 A020200 0.000
048 B010200        0
048 B020200 0.000
048 C010200        0
048 C020200 0.000
048 D010200        0
048 D020200 0.000
048 E010200        0
048 E020200 0.000
048 F010200        0
048 F020200 0.000
048 G010200        0
048 G020200 0.000
048 H010200        0
048 H020200 0.000
048 I010200        0
048 I020200 0.000
048 J010200        0
048 J020200 0.000
048 K010200        0
048 K020200 0.000
062 A000200 Y
062 B000200   0.0
062 C000200   0.0
062 D000200   5.8
062 E000200   0.0
062 F000200   0.0
062 G000200   0.0
062 H000200   0.0
062 I000200   0.0
062 J000200   0.0
062 K000200   0.0
062 L000200   0.0
062 M000200  16.8
062 N000200  34.3
062 O000200   0.0
062 P000200  37.7
062 Q000200   4.0
062 R000200   0.0
063 A000200   0
063 B000200 11.9
064 A000200 N
064 B000200 N
066 A000200 N
067  000200 N
068 A000200 N
<PAGE>      PAGE  12
068 B000200 N
069  000200 N
070 A010200 Y
070 A020200 Y
070 B010200 Y
070 B020200 N
070 C010200 Y
070 C020200 N
070 D010200 Y
070 D020200 N
070 E010200 Y
070 E020200 N
070 F010200 Y
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 Y
070 H020200 N
070 I010200 Y
070 I020200 N
070 J010200 Y
070 J020200 Y
070 K010200 Y
070 K020200 N
070 L010200 N
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 Y
070 N020200 N
070 O010200 Y
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200     38412
071 B000200     29182
071 C000200     69898
071 D000200   42
072 A000200 12
072 B000200     5290
072 C000200        0
072 D000200        0
072 E000200        0
072 F000200      417
072 G000200       42
072 H000200        0
072 I000200       36
<PAGE>      PAGE  13
072 J000200       20
072 K000200        0
072 L000200        7
072 M000200        2
072 N000200       32
072 O000200        0
072 P000200        0
072 Q000200       57
072 R000200       12
072 S000200        8
072 T000200      189
072 U000200        5
072 V000200        0
072 W000200        5
072 X000200      832
072 Y000200      226
072 Z000200     4684
072AA000200        0
072BB000200       22
072CC010200        0
072CC020200      428
072DD010200     4576
072DD020200        0
072EE000200       26
073 A010200   0.5958
073 A020200   0.0000
073 B000200   0.0000
073 C000200   0.0000
074 A000200        1
074 B000200     4598
074 C000200        0
074 D000200    73511
074 E000200        0
074 F000200        0
074 G000200        0
074 H000200        0
074 I000200        0
074 J000200        0
074 K000200        7
074 L000200     1140
074 M000200       10
074 N000200    79267
074 O000200        0
074 P000200        0
074 Q000200        0
074 R010200        0
074 R020200        0
074 R030200        0
074 R040200       56
074 S000200        0
074 T000200    79211
<PAGE>      PAGE  14
074 U010200     8008
074 U020200        0
074 V010200     9.89
074 V020200     0.00
074 W000200   0.0000
074 X000200      368
074 Y000200        0
075 A000200        0
075 B000200    75694
076  000200     0.00
008 A000301 THE CHICAGO TRUST COMPANY
008 B000301 A
008 C000301 801-000000
008 D010301 CHICAGO
008 D020301 IL
008 D030301 60601
008 D040301 3294
028 A010300         2
028 A020300         2
028 A030300         0
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028 B010300         7
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028 G010300       170
028 G020300        12
028 G030300         0
028 G040300       179
028 H000300         0
037  000300 N
038  000300      0
039  000300 N
040  000300 Y
041  000300 Y
<PAGE>      PAGE  15
042 A000300   0
042 B000300   0
042 C000300   0
042 D000300   0
042 E000300   0
042 F000300   0
042 G000300   0
042 H000300 100
043  000300     28
044  000300      0
045  000300 Y
046  000300 N
047  000300 Y
048  000300  0.600
048 A010300        0
048 A020300 0.000
048 B010300        0
048 B020300 0.000
048 C010300        0
048 C020300 0.000
048 D010300        0
048 D020300 0.000
048 E010300        0
048 E020300 0.000
048 F010300        0
048 F020300 0.000
048 G010300        0
048 G020300 0.000
048 H010300        0
048 H020300 0.000
048 I010300        0
048 I020300 0.000
048 J010300        0
048 J020300 0.000
048 K010300        0
048 K020300 0.000
062 A000300 Y
062 B000300   0.0
062 C000300   0.0
062 D000300   0.0
062 E000300   0.0
062 F000300   0.0
062 G000300   0.0
062 H000300   0.0
062 I000300   0.0
062 J000300   0.0
062 K000300   0.0
062 L000300   1.7
062 M000300   0.0
062 N000300   0.0
062 O000300  96.6
<PAGE>      PAGE  16
062 P000300   0.0
062 Q000300   0.0
062 R000300   0.0
063 A000300   0
063 B000300  5.6
064 A000300 N
064 B000300 N
066 A000300 N
067  000300 N
068 A000300 N
068 B000300 N
069  000300 N
070 A010300 Y
070 A020300 N
070 B010300 Y
070 B020300 N
070 C010300 Y
070 C020300 N
070 D010300 Y
070 D020300 N
070 E010300 Y
070 E020300 N
070 F010300 Y
070 F020300 N
070 G010300 Y
070 G020300 N
070 H010300 Y
070 H020300 N
070 I010300 Y
070 I020300 N
070 J010300 Y
070 J020300 N
070 K010300 Y
070 K020300 Y
070 L010300 N
070 L020300 N
070 M010300 N
070 M020300 N
070 N010300 Y
070 N020300 N
070 O010300 Y
070 O020300 N
070 P010300 N
070 P020300 N
070 Q010300 N
070 Q020300 N
070 R010300 N
070 R020300 N
071 A000300      3271
071 B000300      3017
071 C000300     10982
<PAGE>      PAGE  17
071 D000300   27
072 A000300 12
072 B000300      523
072 C000300        0
072 D000300        0
072 E000300        0
072 F000300       68
072 G000300        6
072 H000300        0
072 I000300       10
072 J000300        4
072 K000300        0
072 L000300        2
072 M000300        2
072 N000300       13
072 O000300        0
072 P000300        0
072 Q000300       14
072 R000300       12
072 S000300        7
072 T000300       28
072 U000300        5
072 V000300        0
072 W000300        1
072 X000300      172
072 Y000300       70
072 Z000300      421
072AA000300       30
072BB000300        0
072CC010300        0
072CC020300       54
072DD010300      419
072DD020300        0
072EE000300        0
073 A010300   0.3763
073 A020300   0.0000
073 B000300   0.0000
073 C000300   0.0000
074 A000300        0
074 B000300        0
074 C000300      193
074 D000300    10801
074 E000300        0
074 F000300        0
074 G000300        0
074 H000300        0
074 I000300        0
074 J000300        0
074 K000300       13
074 L000300      185
074 M000300       11
<PAGE>      PAGE  18
074 N000300    11203
074 O000300        0
074 P000300        0
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074 R040300       17
074 S000300        0
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074 U020300        0
074 V010300    10.06
074 V020300     0.00
074 W000300   0.0000
074 X000300      104
074 Y000300        0
075 A000300        0
075 B000300    11308
076  000300     0.00
008 A000401 THE CHICAGO TRUST COMPANY
008 B000401 A
008 C000401 801-000000
008 D010401 CHICAGO
008 D020401 IL
008 D030401 60601
008 D040401 3294
028 A010400     39201
028 A020400        20
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028 B020400        22
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028 B040400     27892
028 C010400     28002
028 C020400        23
028 C030400         0
028 C040400     39354
028 D010400     27617
028 D020400        23
028 D030400         0
028 D040400     17580
028 E010400     35284
028 E020400        26
028 E030400         0
028 E040400     24887
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028 F020400        58
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<PAGE>      PAGE  19
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SIGNATURE   MARTIN M. FAWZY                              
TITLE       CORP. ADMIN         
 


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</TABLE>

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</TABLE>

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</TABLE>

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<CIK> 0000912036
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</TABLE>

<TABLE> <S> <C>

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</TABLE>

<TABLE> <S> <C>

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<NAME> CT&T FUNDS
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   <NAME> MONTAG & CALDWELL GROWTH FUND-CLASS N
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<DIVIDEND-INCOME>                               941980
<INTEREST-INCOME>                               320772
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<EXPENSES-NET>                                 1290787
<NET-INVESTMENT-INCOME>                        (28035)
<REALIZED-GAINS-CURRENT>                       2171050
<APPREC-INCREASE-CURRENT>                     26825183
<NET-CHANGE-FROM-OPS>                         28968198
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        28975
<DISTRIBUTIONS-OF-GAINS>                         24401    
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        7779869
<NUMBER-OF-SHARES-REDEEMED>                    1115729
<SHARES-REINVESTED>                               3770
<NET-CHANGE-IN-ASSETS>                       178294846
<ACCUMULATED-NII-PRIOR>                           1155
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
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<INTEREST-EXPENSE>                                   0
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<EXPENSE-RATIO>                                   1.28
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 7
   <NAME> MONTAG & CALDWELL BALANCED FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          OCT-31-1996
<PERIOD-START>                             NOV-01-1995
<PERIOD-END>                               OCT-31-1996
<INVESTMENTS-AT-COST>                         27258043
<INVESTMENTS-AT-VALUE>                        31220867
<RECEIVABLES>                                   359387
<ASSETS-OTHER>                                   10002
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                31590256
<PAYABLE-FOR-SECURITIES>                         75327
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        42258
<TOTAL-LIABILITIES>                             117585
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      24777133
<SHARES-COMMON-STOCK>                          2202131
<SHARES-COMMON-PRIOR>                          1807375
<ACCUMULATED-NII-CURRENT>                        70787
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        2661927
<OVERDISTRIBUTION-GAINS>                             0
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<NET-ASSETS>                                  31472671
<DIVIDEND-INCOME>                               150474
<INTEREST-INCOME>                               738475
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  326326
<NET-INVESTMENT-INCOME>                         562623
<REALIZED-GAINS-CURRENT>                       2720967
<APPREC-INCREASE-CURRENT>                      1750771
<NET-CHANGE-FROM-OPS>                          5034361
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       544785
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        1269601
<NUMBER-OF-SHARES-REDEEMED>                     916526
<SHARES-REINVESTED>                              41681
<NET-CHANGE-IN-ASSETS>                         9564497
<ACCUMULATED-NII-PRIOR>                          54957
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                       61048
<GROSS-ADVISORY-FEES>                           195796
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 411731
<AVERAGE-NET-ASSETS>                          26327227
<PER-SHARE-NAV-BEGIN>                            12.12
<PER-SHARE-NII>                                    .27
<PER-SHARE-GAIN-APPREC>                           2.17
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<PER-SHARE-DISTRIBUTIONS>                            0
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<PER-SHARE-NAV-END>                              14.29
<EXPENSE-RATIO>                                   1.25
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 8
   <NAME> CHICAGO TRUST ASSET ALLOCATION FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          OCT-31-1996
<PERIOD-START>                             NOV-01-1995
<PERIOD-END>                               OCT-31-1996
<INVESTMENTS-AT-COST>                        138715011
<INVESTMENTS-AT-VALUE>                       156850733
<RECEIVABLES>                                   971001
<ASSETS-OTHER>                                    6168
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                               157827902
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1124459
<TOTAL-LIABILITIES>                            1124459
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     135747284
<SHARES-COMMON-STOCK>                         16316686
<SHARES-COMMON-PRIOR>                         18134536
<ACCUMULATED-NII-CURRENT>                       567503
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        2252934
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      18135722
<NET-ASSETS>                                 156703443
<DIVIDEND-INCOME>                              1216831
<INTEREST-INCOME>                              4867412
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<EXPENSES-NET>                                 1536593
<NET-INVESTMENT-INCOME>                        4547650
<REALIZED-GAINS-CURRENT>                       2227691
<APPREC-INCREASE-CURRENT>                     17768218
<NET-CHANGE-FROM-OPS>                         24543559
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                      4421553
<DISTRIBUTIONS-OF-GAINS>                          7294
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        2932312
<NUMBER-OF-SHARES-REDEEMED>                    5245177
<SHARES-REINVESTED>                             495015
<NET-CHANGE-IN-ASSETS>                         3882977
<ACCUMULATED-NII-PRIOR>                         466569
<ACCUMULATED-GAINS-PRIOR>                         7294
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1075631
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1796737
<AVERAGE-NET-ASSETS>                         153811595
<PER-SHARE-NAV-BEGIN>                             8.43
<PER-SHARE-NII>                                    .27
<PER-SHARE-GAIN-APPREC>                           1.16
<PER-SHARE-DIVIDEND>                               .26
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.60
<EXPENSE-RATIO>                                   1.00
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 9
   <NAME> MONTAG & CALDWELL GROWTH FUND-CLASS I
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          OCT-31-1996
<PERIOD-START>                             NOV-01-1995
<PERIOD-END>                               OCT-31-1996
<INVESTMENTS-AT-COST>                        186481595
<INVESTMENTS-AT-VALUE>                       219194881
<RECEIVABLES>                                  1973891
<ASSETS-OTHER>                                   10002
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<TOTAL-ASSETS>                               221178774
<PAYABLE-FOR-SECURITIES>                       2012337
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       516542
<TOTAL-LIABILITIES>                            2528879
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     184137775
<SHARES-COMMON-STOCK>                          3068018
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                           73703
<ACCUMULATED-NET-GAINS>                        1872537
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      32713286
<NET-ASSETS>                                 218649895
<DIVIDEND-INCOME>                               941980
<INTEREST-INCOME>                               320772
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1290787
<NET-INVESTMENT-INCOME>                        (28035)
<REALIZED-GAINS-CURRENT>                       2171050
<APPREC-INCREASE-CURRENT>                     26825183
<NET-CHANGE-FROM-OPS>                         28968198
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        45883
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        3302194
<NUMBER-OF-SHARES-REDEEMED>                     236988
<SHARES-REINVESTED>                               2812
<NET-CHANGE-IN-ASSETS>                       178294846
<ACCUMULATED-NII-PRIOR>                           1155
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                      274112
<GROSS-ADVISORY-FEES>                           834718
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1325434
<AVERAGE-NET-ASSETS>                         104057971
<PER-SHARE-NAV-BEGIN>                            15.59
<PER-SHARE-NII>                                    .02
<PER-SHARE-GAIN-APPREC>                           1.49
<PER-SHARE-DIVIDEND>                               .02
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              17.08
<EXPENSE-RATIO>                                    .98
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>




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