CT&T FUNDS
NSAR-A, 1997-06-27
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<PAGE>      PAGE  1
000 A000000 04/30/97
000 C000000 0000912036
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 U
001 A000000 CT&T FUNDS
001 B000000 811-8004
001 C000000 3122232139
002 A000000 171 NORTH CLARK ST
002 B000000 CHICAGO
002 C000000 IL
002 D010000 60601
002 D020000 3294
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  8
077 A000000 N
062 A000100 N
062 B000100   0.0
062 C000100   0.0
062 D000100   0.0
062 E000100   0.0
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
062 L000100   0.0
062 M000100   0.0
062 N000100   0.0
062 O000100   0.0
062 P000100   0.0
062 Q000100   0.0
062 R000100   0.0
071 A000100     25534
071 B000100     23485
071 C000100    202778
071 D000100   12
072 A000100  6
074 N000100   237791
074 T000100   237434
075 A000100        0
075 B000100   222541
<PAGE>      PAGE  2
062 A000200 Y
062 B000200   0.0
062 C000200   0.0
062 D000200   4.4
062 E000200   0.0
062 F000200   0.0
062 G000200   0.0
062 H000200   0.0
062 I000200   0.0
062 J000200   0.0
062 K000200   0.0
062 L000200   0.0
062 M000200  17.5
062 N000200  27.4
062 O000200   0.0
062 P000200  44.9
062 Q000200   4.8
062 R000200   0.0
071 A000200     31804
071 B000200      9376
071 C000200     82660
071 D000200   11
072 A000200  6
074 N000200    99083
074 T000200    97984
075 A000200        0
075 B000200    91172
062 A000300 Y
062 B000300   0.0
062 C000300   0.0
062 D000300   0.0
062 E000300   0.0
062 F000300   0.0
062 G000300   0.0
062 H000300   0.0
062 I000300   0.0
062 J000300   0.0
062 K000300   0.0
062 L000300   1.6
062 M000300   0.0
062 N000300   0.0
062 O000300  96.7
062 P000300   0.0
062 Q000300   0.0
062 R000300   0.0
071 A000300      1013
071 B000300       828
071 C000300     10892
071 D000300    8
072 A000300  6
074 N000300    11230
<PAGE>      PAGE  3
074 T000300    11226
075 A000300        0
075 B000300    11203
062 A000400 Y
062 B000400   0.0
062 C000400   0.0
062 D000400   9.0
062 E000400   0.0
062 F000400   6.0
062 G000400   0.0
062 H000400   4.9
062 I000400  65.7
062 J000400   9.4
062 K000400   0.0
062 L000400   5.0
062 M000400   0.0
062 N000400   0.0
062 O000400   0.0
062 P000400   0.0
062 Q000400   0.0
062 R000400   0.0
071 A000400         0
071 B000400         0
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071 D000400    0
072 A000400  6
074 N000400   241197
074 T000400   240072
075 A000400   242899
075 B000400        0
062 A000500 N
062 B000500   0.0
062 C000500   0.0
062 D000500   0.0
062 E000500   0.0
062 F000500   0.0
062 G000500   0.0
062 H000500   0.0
062 I000500   0.0
062 J000500   0.0
062 K000500   0.0
062 L000500   0.0
062 M000500   0.0
062 N000500   0.0
062 O000500   0.0
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062 Q000500   0.0
062 R000500   0.0
071 A000500     13044
071 B000500     11294
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<PAGE>      PAGE  4
071 D000500   69
072 A000500  6
074 N000500    21402
074 T000500    20839
075 A000500        0
075 B000500    19925
062 A000600 N
062 B000600   0.0
062 C000600   0.0
062 D000600   0.0
062 E000600   0.0
062 F000600   0.0
062 G000600   0.0
062 H000600   0.0
062 I000600   0.0
062 J000600   0.0
062 K000600   0.0
062 L000600   0.0
062 M000600   0.0
062 N000600   0.0
062 O000600   0.0
062 P000600   0.0
062 Q000600   0.0
062 R000600   0.0
071 A000600    185790
071 B000600     17775
071 C000600    306836
071 D000600    6
072 A000600  6
074 N000600   445736
074 T000600   437480
075 A000600        0
075 B000600   319151
062 A000700 N
062 B000700   0.0
062 C000700   0.0
062 D000700   0.0
062 E000700   0.0
062 F000700   0.0
062 G000700   0.0
062 H000700   0.0
062 I000700   0.0
062 J000700   0.0
062 K000700   0.0
062 L000700   0.0
062 M000700   0.0
062 N000700   0.0
062 O000700   0.0
062 P000700   0.0
062 Q000700   0.0
062 R000700   0.0
<PAGE>      PAGE  5
071 A000700     21700
071 B000700     10686
071 C000700     37940
071 D000700   28
072 A000700  6
074 N000700    49190
074 T000700    48928
075 A000700        0
075 B000700    39520
062 A000800 N
062 B000800   0.0
062 C000800   0.0
062 D000800   0.0
062 E000800   0.0
062 F000800   0.0
062 G000800   0.0
062 H000800   0.0
062 I000800   0.0
062 J000800   0.0
062 K000800   0.0
062 L000800   0.0
062 M000800   0.0
062 N000800   0.0
062 O000800   0.0
062 P000800   0.0
062 Q000800   0.0
062 R000800   0.0
071 A000800     21479
071 B000800     21415
071 C000800    152217
071 D000800   14
072 A000800  6
074 N000800   171133
074 T000800   170172
075 A000800        0
075 B000800   165122
SIGNATURE   MARTIN M. FAWZY                              
TITLE       CORP. ADMIN         
 


<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 1
   <NAME> CHICAGO TRUST GROWTH AND INCOME FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                        178069896
<INVESTMENTS-AT-VALUE>                       237558550
<RECEIVABLES>                                   217561
<ASSETS-OTHER>                                    5917
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<SENIOR-LONG-TERM-DEBT>                              0
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<TOTAL-LIABILITIES>                             356277
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<SHARES-COMMON-STOCK>                         13681663
<SHARES-COMMON-PRIOR>                         12687963
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<OVERDISTRIBUTION-NII>                           14906
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<NET-ASSETS>                                 237434485
<DIVIDEND-INCOME>                              1158123
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<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1142787
<NET-INVESTMENT-INCOME>                         536277
<REALIZED-GAINS-CURRENT>                       4231511
<APPREC-INCREASE-CURRENT>                     15868851
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<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       684739
<DISTRIBUTIONS-OF-GAINS>                       4305275
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        1574757
<NUMBER-OF-SHARES-REDEEMED>                     882967
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<AVERAGE-NET-ASSETS>                         222868329
<PER-SHARE-NAV-BEGIN>                            16.17
<PER-SHARE-NII>                                    .04
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<PER-SHARE-DIVIDEND>                             (.05)
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<PER-SHARE-NAV-END>                              17.35
<EXPENSE-RATIO>                                   1.03
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 2
   <NAME> CHICAGO TRUST BOND FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                         98181365
<INVESTMENTS-AT-VALUE>                        97025468
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<APPREC-INCREASE-CURRENT>                    (1233871)
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<EQUALIZATION>                                       0
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<PER-SHARE-NAV-BEGIN>                             9.89
<PER-SHARE-NII>                                    .30
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<EXPENSE-RATIO>                                    .80
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<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 3
   <NAME> CHICAGO TRUST MUNICIPAL BOND FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                         10957375
<INVESTMENTS-AT-VALUE>                        11029906
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<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      11225178
<SHARES-COMMON-STOCK>                          1126814
<SHARES-COMMON-PRIOR>                          1112365
<ACCUMULATED-NII-CURRENT>                        23420
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        (95337)
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<APPREC-INCREASE-CURRENT>                     (106238)
<NET-CHANGE-FROM-OPS>                           104498
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       209266
<DISTRIBUTIONS-OF-GAINS>                             0
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<NUMBER-OF-SHARES-SOLD>                          29039
<NUMBER-OF-SHARES-REDEEMED>                      15702
<SHARES-REINVESTED>                               1112
<NET-CHANGE-IN-ASSETS>                           39630
<ACCUMULATED-NII-PRIOR>                          23870
<ACCUMULATED-GAINS-PRIOR>                      (97257)
<OVERDISTRIB-NII-PRIOR>                              0
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<PER-SHARE-NAV-BEGIN>                            10.06
<PER-SHARE-NII>                                    .19
<PER-SHARE-GAIN-APPREC>                          (.10)
<PER-SHARE-DIVIDEND>                             (.19)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.96
<EXPENSE-RATIO>                                    .90
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 4
   <NAME> CHICAGO TRUST MONEY MARKET FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                        240072392
<INVESTMENTS-AT-VALUE>                       240072392
<RECEIVABLES>                                  1025471
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<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1124758
<TOTAL-LIABILITIES>                            1124758
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     240072447
<SHARES-COMMON-STOCK>                        240072447
<SHARES-COMMON-PRIOR>                        226535616
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<OVERDISTRIBUTION-GAINS>                             0
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<PER-SHARE-NII>                                    .03
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<PER-SHARE-DIVIDEND>                             (.03)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .50
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 5
   <NAME> CHICAGO TRUST TALON FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                         19197079
<INVESTMENTS-AT-VALUE>                        21298934
<RECEIVABLES>                                    93935
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<TOTAL-LIABILITIES>                             563188
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<PAID-IN-CAPITAL-COMMON>                      16670925
<SHARES-COMMON-STOCK>                          1433528
<SHARES-COMMON-PRIOR>                          1210058
<ACCUMULATED-NII-CURRENT>                        26213
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<APPREC-INCREASE-CURRENT>                     (408274)
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<DISTRIBUTIONS-OF-INCOME>                        28536
<DISTRIBUTIONS-OF-GAINS>                       1458660
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<NUMBER-OF-SHARES-SOLD>                         163110
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<SHARES-REINVESTED>                             105827
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<ACCUMULATED-NII-PRIOR>                           8945
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<GROSS-EXPENSE>                                 160800
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<PER-SHARE-NAV-BEGIN>                            14.39
<PER-SHARE-NII>                                    .03
<PER-SHARE-GAIN-APPREC>                           1.33
<PER-SHARE-DIVIDEND>                             (.02)
<PER-SHARE-DISTRIBUTIONS>                       (1.19)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              14.54
<EXPENSE-RATIO>                                   1.30
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 6
   <NAME> MONTAG & CALDWELL GROWTH FUND CLASS N
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                        370597668
<INVESTMENTS-AT-VALUE>                       437383578
<RECEIVABLES>                                  8337243
<ASSETS-OTHER>                                    6868
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<PAYABLE-FOR-SECURITIES>                       5383088
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      2872976
<TOTAL-LIABILITIES>                            8256064
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     371169893
<SHARES-COMMON-STOCK>                         16635512
<SHARES-COMMON-PRIOR>                          9733552
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                          282311
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                      (193517)
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<NET-INVESTMENT-INCOME>                       (199458)
<REALIZED-GAINS-CURRENT>                      (186639)
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 7
   <NAME> MONTAG & CALDWELL BALANCED FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                         42873262
<INVESTMENTS-AT-VALUE>                        48251762
<RECEIVABLES>                                   928925
<ASSETS-OTHER>                                     911
<OTHER-ITEMS-ASSETS>                              8350
<TOTAL-ASSETS>                                49189948
<PAYABLE-FOR-SECURITIES>                        215691
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        46326
<TOTAL-LIABILITIES>                             262017
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      42476663
<SHARES-COMMON-STOCK>                          3491205
<SHARES-COMMON-PRIOR>                          2202131
<ACCUMULATED-NII-CURRENT>                       123220
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<NET-ASSETS>                                  48927931
<DIVIDEND-INCOME>                                94895
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<NET-INVESTMENT-INCOME>                         382961
<REALIZED-GAINS-CURRENT>                        988318
<APPREC-INCREASE-CURRENT>                      1415676
<NET-CHANGE-FROM-OPS>                          2786955
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       330528
<DISTRIBUTIONS-OF-GAINS>                       2700697
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<AVERAGE-NET-ASSETS>                          40021459
<PER-SHARE-NAV-BEGIN>                            14.29
<PER-SHARE-NII>                                    .13
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<EXPENSE-RATIO>                                   1.25
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000912036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 8
   <NAME> CHICAGO TRUST ASSET ALLOCATION FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                        142805195
<INVESTMENTS-AT-VALUE>                       169068899
<RECEIVABLES>                                  2054611
<ASSETS-OTHER>                                    4493
<OTHER-ITEMS-ASSETS>                              4863
<TOTAL-ASSETS>                               171132866
<PAYABLE-FOR-SECURITIES>                        805445
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       154960
<TOTAL-LIABILITIES>                             960405
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     142191282
<SHARES-COMMON-STOCK>                         16975457
<SHARES-COMMON-PRIOR>                         16316686
<ACCUMULATED-NII-CURRENT>                       551252
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        1166223
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      26263704
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<DIVIDEND-INCOME>                               540281
<INTEREST-INCOME>                              2573230
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<NET-INVESTMENT-INCOME>                        2266814
<REALIZED-GAINS-CURRENT>                       1166428
<APPREC-INCREASE-CURRENT>                      8127982
<NET-CHANGE-FROM-OPS>                         11561224
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                      2283065
<DISTRIBUTIONS-OF-GAINS>                       2253139
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<NUMBER-OF-SHARES-SOLD>                        1571242
<NUMBER-OF-SHARES-REDEEMED>                    1383393
<SHARES-REINVESTED>                             470922
<NET-CHANGE-IN-ASSETS>                        13469018
<ACCUMULATED-NII-PRIOR>                         567503
<ACCUMULATED-GAINS-PRIOR>                      2252934
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<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 899311
<AVERAGE-NET-ASSETS>                         165210649
<PER-SHARE-NAV-BEGIN>                              9.6
<PER-SHARE-NII>                                    .13
<PER-SHARE-GAIN-APPREC>                            .56
<PER-SHARE-DIVIDEND>                             (.13)
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<EXPENSE-RATIO>                                   1.03
<AVG-DEBT-OUTSTANDING>                               0
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000823036
<NAME> CT&T FUNDS
<SERIES>
   <NUMBER> 9
   <NAME> MONTAG & CALDWELL GROWTH FUNDS CLASS I
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1997
<PERIOD-START>                             NOV-01-1996
<PERIOD-END>                               APR-30-1997
<INVESTMENTS-AT-COST>                        370597668
<INVESTMENTS-AT-VALUE>                       437383578
<RECEIVABLES>                                  8337243
<ASSETS-OTHER>                                    6868
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<PAYABLE-FOR-SECURITIES>                       5383088
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      2872976
<TOTAL-LIABILITIES>                            8256064
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     371169893
<SHARES-COMMON-STOCK>                          6335400
<SHARES-COMMON-PRIOR>                          3068018
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                          282311
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                      (193517)
<ACCUM-APPREC-OR-DEPREC>                      66785910
<NET-ASSETS>                                 437479975
<DIVIDEND-INCOME>                              1208790
<INTEREST-INCOME>                               398025
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1806273
<NET-INVESTMENT-INCOME>                       (199458)
<REALIZED-GAINS-CURRENT>                      (186639)
<APPREC-INCREASE-CURRENT>                     34072624
<NET-CHANGE-FROM-OPS>                         33686527
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         9150
<DISTRIBUTIONS-OF-GAINS>                        412803
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<NUMBER-OF-SHARES-SOLD>                        3948560
<NUMBER-OF-SHARES-REDEEMED>                     702782
<SHARES-REINVESTED>                              21604
<NET-CHANGE-IN-ASSETS>                       218830080
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      1872537
<OVERDISTRIB-NII-PRIOR>                          73703    
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1270146
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1806273
<AVERAGE-NET-ASSETS>                          82662129
<PER-SHARE-NAV-BEGIN>                            17.08
<PER-SHARE-NII>                                    .01
<PER-SHARE-GAIN-APPREC>                           2.12
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.14)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              19.07
<EXPENSE-RATIO>                                    .92
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>


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