<TABLE> <S> <C>

<ARTICLE>  5
<LEGEND>    THE SCHEDULE  CONTAINS  SUMMARY  FINANCIAL  INFORMATION
            EXTRACTED FROM THE CONSOLIDATED  FINANCIAL  STATEMENTS
            THE PERIOD ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS
            ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

</LEGEND>
<MULTIPLIER>1000000

<S>                             <C>
<FISCAL-YEAR-END>               JUN-30-2000
<PERIOD-START>                  JUL-01-1999
<PERIOD-END>                    JUN-30-2000
<PERIOD-TYPE>                   12-MOS
<CASH>                                319
<SECURITIES>                          795
<RECEIVABLES>                      35,178
<ALLOWANCES>                       34,796
<INVENTORY>                           375
<CURRENT-ASSETS>                    1,973
<PP&E>                                754
<DEPRECIATION>                         83
<TOTAL-ASSETS>                     26,389
<CURRENT-LIABILITIES>                 647
<BONDS>                                 0
                   0
                             0
<COMMON>                                1
<OTHER-SE>                         24,795
<TOTAL-LIABILITY-AND-EQUITY>       26,389
<SALES>                             1,430
<TOTAL-REVENUES>                    1,430
<CGS>                                 752
<TOTAL-COSTS>                         752
<OTHER-EXPENSES>                    1,544
<LOSS-PROVISION>                        0
<INTEREST-EXPENSE>                      1
<INCOME-PRETAX>                      (830)
<INCOME-TAX>                           75
<INCOME-CONTINUING>                  (905)
<DISCONTINUED>                          0
<EXTRAORDINARY>                         0
<CHANGES>                               0
<NET-INCOME>                         (905)
<EPS-BASIC>                      ($1.27)
<EPS-DILUTED>                      ($1.27)


</TABLE>



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