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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<CIK> 0000912566
<NAME> CNB HOLDINGS INC
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 3,311
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 13,749
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 31,781
<ALLOWANCE> 380
<TOTAL-ASSETS> 51,208
<DEPOSITS> 44,541
<SHORT-TERM> 192
<LIABILITIES-OTHER> 115,208
<LONG-TERM> 122
0
0
<COMMON> 4,632
<OTHER-SE> 1,606
<TOTAL-LIABILITIES-AND-EQUITY> 51,208
<INTEREST-LOAN> 2,085
<INTEREST-INVEST> 704
<INTEREST-OTHER> 18
<INTEREST-TOTAL> 2,808
<INTEREST-DEPOSIT> 1,401
<INTEREST-EXPENSE> 1,416
<INTEREST-INCOME-NET> 1,392
<LOAN-LOSSES> 89
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,213
<INCOME-PRETAX> 335
<INCOME-PRE-EXTRAORDINARY> 335
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 335
<EPS-BASIC> 0.36
<EPS-DILUTED> 0.36
<YIELD-ACTUAL> 3.97
<LOANS-NON> 132
<LOANS-PAST> 0
<LOANS-TROUBLED> 165
<LOANS-PROBLEM> 50
<ALLOWANCE-OPEN> 323
<CHARGE-OFFS> 32
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 380
<ALLOWANCE-DOMESTIC> 380
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 380
</TABLE>
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