<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from Form 10-KSB
for the fiscal year ended June 30, 2000 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,477
<INT-BEARING-DEPOSITS> 496
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,231
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 86,832
<ALLOWANCE> 259
<TOTAL-ASSETS> 100,685
<DEPOSITS> 53,648
<SHORT-TERM> 10,500
<LIABILITIES-OTHER> 1,103
<LONG-TERM> 18,784
0
0
<COMMON> 9
<OTHER-SE> 16,641
<TOTAL-LIABILITIES-AND-EQUITY> 100,685
<INTEREST-LOAN> 6,608
<INTEREST-INVEST> 413
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 7,021
<INTEREST-DEPOSIT> 2,731
<INTEREST-EXPENSE> 1,254
<INTEREST-INCOME-NET> 3,036
<LOAN-LOSSES> 36
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,006
<INCOME-PRETAX> 1,678
<INCOME-PRE-EXTRAORDINARY> 1,678
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,141
<EPS-BASIC> .78
<EPS-DILUTED> .76
<YIELD-ACTUAL> 8.12
<LOANS-NON> 731
<LOANS-PAST> 244
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 242
<CHARGE-OFFS> 19
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 259
<ALLOWANCE-DOMESTIC> 259
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 259
</TABLE>