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EXHIBIT 1
Joint Filing Agreement
In accordance with Rule 13d-1(f) under the Securities Exchange Act of 1934,
the persons named below agree to the joint filing on behalf of each of them of a
Statement on Schedule 13D (including amendments thereto) with respect to the
Common Stock of BLC Financial Services, Inc., and further agree that this Joint
Filing Agreement be included as an exhibit to such joint filings. In evidence
thereof, the undersigned, being duly authorized, hereby execute this Agreement
this 6th day of September, 2000.
MUUS & COMPANY LLC
/s/ Michael W. Sonnenfeldt
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Individually and on behalf
of the above-named limited liability
company as sole member
September 6, 2000
