KS BANCORP INC
10QSB, EX-27, 2000-11-13
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                             730
<INT-BEARING-DEPOSITS>                           1,651
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     10,460
<INVESTMENTS-CARRYING>                             983
<INVESTMENTS-MARKET>                               994
<LOANS>                                        131,386
<ALLOWANCE>                                        441
<TOTAL-ASSETS>                                 150,057
<DEPOSITS>                                     116,372
<SHORT-TERM>                                    17,000
<LIABILITIES-OTHER>                              1,073
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                         4,688
<OTHER-SE>                                      10,924
<TOTAL-LIABILITIES-AND-EQUITY>                 150,057
<INTEREST-LOAN>                                  8,196
<INTEREST-INVEST>                                  556
<INTEREST-OTHER>                                    53
<INTEREST-TOTAL>                                 8,805
<INTEREST-DEPOSIT>                               4,374
<INTEREST-EXPENSE>                               4,892
<INTEREST-INCOME-NET>                            3,913
<LOAN-LOSSES>                                       64
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,613
<INCOME-PRETAX>                                  2,859
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,770
<EPS-BASIC>                                       1.98
<EPS-DILUTED>                                     1.93
<YIELD-ACTUAL>                                    3.42
<LOANS-NON>                                        452
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   440
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  441
<ALLOWANCE-DOMESTIC>                               441
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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