KS BANCORP INC
10QSB, EX-27, 2000-08-10
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                             735
<INT-BEARING-DEPOSITS>                           2,871
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     11,513
<INVESTMENTS-CARRYING>                           1,141
<INVESTMENTS-MARKET>                             1,154
<LOANS>                                        124,800
<ALLOWANCE>                                        414
<TOTAL-ASSETS>                                 145,248
<DEPOSITS>                                     116,131
<SHORT-TERM>                                    13,000
<LIABILITIES-OTHER>                                877
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                         4,655
<OTHER-SE>                                      10,585
<TOTAL-LIABILITIES-AND-EQUITY>                 145,248
<INTEREST-LOAN>                                  5,342
<INTEREST-INVEST>                                  384
<INTEREST-OTHER>                                    34
<INTEREST-TOTAL>                                 5,760
<INTEREST-DEPOSIT>                               2,866
<INTEREST-EXPENSE>                               3,139
<INTEREST-INCOME-NET>                            2,621
<LOAN-LOSSES>                                       10
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,784
<INCOME-PRETAX>                                  1,055
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       651
<EPS-BASIC>                                       0.72
<EPS-DILUTED>                                     0.70
<YIELD-ACTUAL>                                    3.47
<LOANS-NON>                                        400
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   392
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  414
<ALLOWANCE-DOMESTIC>                               414
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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