UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): MAY 15, 2000
BANK OF AMERICA, NATIONAL ASSOCIATION (U.S.A.)
----------------------------------------------
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
(ORIGINATOR OF THE NATIONSBANK CREDIT CARD MASTER TRUST)
UNITED STATES 33-69572 51-0313900
-------------- -------- ----------
(STATE OR OTHER (COMMISSION FILE (I.R.S. EMPLOYER
JURISDICTION OF NUMBER) IDENTIFICATION NO.)
INCORPORATION
1825 EAST BUCKEYE ROAD
PHOENIX, ARIZONA 85034
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
----------------------------------------
REGISTRANT'S TELEPHONE NUMBER INCLUDING AREA CODE: (704) 386-4103
PAGE 1 OF 23
<PAGE>
EXHIBIT INDEX APPEARS ON PAGE 4
ITEM 5. OTHER EVENTS
-------------
THE REGISTRANT HEREBY INCORPORATES BY REFERENCE THE INFORMATION
CONTAINED IN EXHIBIT 99 HERETO IN RESPONSE TO THIS ITEM 5.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS
-------------------------------------------------------------------
(C) EXHIBITS
99A MONTHLY CERTIFICATEHOLDER'S STATEMENT --
NATIONSBANK CREDIT CARD MASTER TRUST
$500,000,000 CLASS A 6.0% ASSET BACKED
CERTIFICATES, SERIES 1993-2
99B MONTHLY CERTIFICATEHOLDER'S STATEMENT --
NATIONSBANK CREDIT CARD MASTER TRUST
$31,915,000 CLASS B 6.25% ASSET BACKED
CERTIFICATES, SERIES 1993-2
99C MONTHLY CERTIFICATEHOLDER'S STATEMENT --
NATIONSBANK CREDIT CARD MASTER TRUST
$1,000,000,000 CLASS A 6.45% ASSET BACKED
CERTIFICATES, SERIES 1995-1
99D MONTHLY CERTIFICATEHOLDER'S STATEMENT --
NATIONSBANK CREDIT CARD MASTER TRUST
$51,137,000 CLASS B 6.625% ASSET BACKED
CERTIFICATES, SERIES 1995-1
99E MONTHLY CERTIFICATEHOLDER'S STATEMENT --
NATIONSBANK CREDIT CARD MASTER TRUST
$756,000,000 CLASS A 5.29375% ASSET BACKED
CERTIFICATES, SERIES 1996-1
99F MONTHLY CERTIFICATEHOLDER'S STATEMENT --
NATIONSBANK CREDIT CARD MASTER TRUST
$58,500,000 CLASS B 5.42375% ASSET BACKED
CERTIFICATES, SERIES 1996-1
PAGE 2 OF 23
<PAGE>
SIGNATURES
PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934,
THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE
UNDERSIGNED HEREUNTO DULY AUTHORIZED.
BANK OF AMERICA, NATIONAL ASSOCIATION (USA)
-------------------------------------------
(REGISTRANT)
DATED: MAY 15, 2000 BY: /S/ EMILY WATSON
-------------- ------------------
NAME: EMILY WATSON
TITLE: VICE PRESIDENT
(DULY AUTHORIZED OFFICER)
PAGE 3 OF 23
<PAGE>
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBIT PAGE
------ ------- ----
99A MONTHLY CERTIFICATEHOLDER'S STATEMENT -- EXHIBIT 99
NATIONSBANK CREDIT CARD MASTER TRUST A & B
$500,000,000 CLASS A 6.0% ASSET BACKED 5 - 10
CERTIFICATES, SERIES 1993-2
99B MONTHLY CERTIFICATEHOLDER'S STATEMENT -- EXHIBIT 99
NATIONSBANK CREDIT CARD MASTER TRUST A & B
$31,915,000 CLASS B 6.25% ASSET BACKED 5 - 10
CERTIFICATES, SERIES 1993-2
99C MONTHLY CERTIFICATEHOLDER'S STATEMENT -- EXHIBIT 99
NATIONSBANK CREDIT CARD MASTER TRUST C, D, & E
$1,000,000,000 CLASS A 6.45% ASSET BACKED 11 - 16
CERTIFICATES, SERIES 1995-1
99D MONTHLY CERTIFICATEHOLDER'S STATEMENT -- EXHIBIT 99
NATIONSBANK CREDIT CARD MASTER TRUST C, D, & E
$51,137,000 CLASS B 6.625% ASSET BACKED 11 - 16
CERTIFICATES, SERIES 1995-1
99E MONTHLY CERTIFICATEHOLDER'S STATEMENT -- EXHIBIT 99
NATIONSBANK CREDIT CARD MASTER TRUST F, G, & H
$756,000,000 CLASS A 5.29375% ASSET BACKED 17 - 23
CERTIFICATES, SERIES 1996-1
99F MONTHLY CERTIFICATEHOLDER'S STATEMENT -- EXHIBIT 99
NATIONSBANK CREDIT CARD MASTER TRUST F, G, & H
$58,500,000 CLASS B 5.42375% ASSET BACKED 17 - 23
CERTIFICATES, SERIES 1996-1
PAGE 4 OF 23
<PAGE>