<PAGE> PAGE 1
000 B000000 12/31/97
000 C000000 0000912900
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 MMA PRAXIS MUTUAL FUNDS
001 B000000 811-8056
001 C000000 6144708000
002 A000000 3435 STELZER ROAD
002 B000000 COLUMBUS
002 C000000 OH
002 D010000 43219
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 3
007 C010100 1
007 C020100 MMA PRAXIS INTERMEDIATE INCOME FUND
007 C030100 N
007 C010200 2
007 C020200 MMA PRAXIS GROWTH FUND
007 C030200 N
007 C010300 3
007 C020300 MMA PRAXIS INTERNATIONAL FUND
007 C030300 N
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
010 A00AA01 BISYS FUND SERVICES, INC.
010 C01AA01 COLUMBUS
010 C02AA01 OH
010 C03AA01 43219
011 A00AA01 BISYS FUND SERVICES, INC.
011 B00AA01 8-0000
011 C01AA01 COLUMBUS
011 C02AA01 OH
011 C03AA01 43219
012 A00AA01 BISYS FUND SERVICES OHIO, INC.
012 B00AA01 84-0000
012 C01AA01 COLUMBUS
012 C02AA01 OH
<PAGE> PAGE 2
012 C03AA01 43219
013 A00AA01 COOPERS & LYBRAND L.L.P
013 B01AA01 COLUMBUS
013 B02AA01 OH
013 B03AA01 43215
018 00AA00 Y
019 A00AA00 N
019 B00AA00 0
020 A000001 SMITH BARNEY
020 B000001 13-1912900
020 C000001 45
020 A000002 EXECUTION SERVICES INC
020 C000002 41
020 A000003 DONALDSON-LUFKIN JENRETTE
020 B000003 13-2741729
020 C000003 31
020 A000004 MORGAN STANLEY
020 B000004 13-2655998
020 C000004 27
020 A000005 TIEDEMANN INTL RES
020 C000005 25
020 A000006 HAMBRECT AND QUIST
020 B000006 91-3220242
020 C000006 19
020 A000007 GOLDMANN SACHS
020 B000007 13-5108880
020 C000007 10
020 A000008 MERRILL LYNCH
020 B000008 13-5674085
020 C000008 9
020 A000009 PAINE WEBBER
020 B000009 13-2638166
020 C000009 5
020 A000010 ABN AMRO BANK
020 B000010 13-3227945
020 C000010 3
021 000000 245
022 A000001 MORGAN STANLEY
022 B000001 13-2655998
022 C000001 106257
022 D000001 8614
022 A000002 FIRST BOSTON
022 B000002 13-5659485
022 C000002 82046
022 D000002 0
022 A000003 RAYMOND JAMES
022 C000003 7183
022 D000003 7176
022 A000004 HAMBRECT AND QUIST
022 B000004 91-3220242
022 C000004 6115
<PAGE> PAGE 3
022 D000004 7229
022 A000005 DONALDSON-LUFKIN JENRETTE
022 B000005 13-2741729
022 C000005 5837
022 D000005 3353
022 A000006 MORGAN KEEGAN
022 C000006 4703
022 D000006 3687
022 A000007 MERRILL LYNCH
022 B000007 13-5674085
022 C000007 4459
022 D000007 250
022 A000008 BEAR STEARNS
022 B000008 13-3299429
022 C000008 1816
022 D000008 1567
022 A000009 ASSOCIATE CORP
022 C000009 1224
022 D000009 0
022 A000010 ROBERT BAIRD
022 C000010 371
022 D000010 518
023 C000000 265917
023 D000000 33084
026 A000000 N
026 B000000 Y
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027 000000 Y
049 00AA00 N
050 00AA00 N
051 00AA00 N
052 00AA00 N
053 A00AA00 Y
053 B00AA00 Y
054 A00AA00 N
054 B00AA00 N
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 N
054 H00AA00 N
054 I00AA00 N
054 J00AA00 N
054 K00AA00 N
<PAGE> PAGE 4
054 L00AA00 N
054 M00AA00 N
054 N00AA00 N
054 O00AA00 N
055 A00AA00 Y
055 B00AA00 N
056 00AA00 Y
057 00AA00 N
058 A00AA00 N
059 00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061 00AA00 500
077 A000000 Y
077 B000000 Y
077 C000000 N
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 Y
077 P000000 N
077 Q010000 Y
077 Q020000 N
077 Q030000 N
078 000000 N
080 A00AA00 CHUBB
080 C00AA00 600
081 A00AA00 N
081 B00AA00 0
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
086 A010000 0
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
<PAGE> PAGE 5
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
008 A000101 MMA CAPITAL MANAGEMENT
008 B000101 A
008 C000101 801-0000
008 D010101 GOSHEN
008 D020101 IN
008 D030101 46527
015 A000101 FIFTH THIRD BANK
015 B000101 C
015 C010101 CINCINNATI
015 C020101 OH
015 C030101 45263
015 E010101 X
024 000100 Y
025 A000101 MORGAN STANLEY
025 C000101 D
025 D000101 548
025 D000102 0
025 D000103 0
025 D000104 0
025 D000105 0
025 D000106 0
025 D000107 0
025 D000108 0
028 A010100 701
028 A020100 55
028 A030100 0
028 A040100 177
028 B010100 600
028 B020100 68
028 B030100 0
028 B040100 193
028 C010100 572
028 C020100 59
028 C030100 0
028 C040100 205
028 D010100 548
028 D020100 67
028 D030100 0
028 D040100 248
028 E010100 739
028 E020100 72
028 E030100 0
028 E040100 270
028 F010100 680
028 F020100 63
<PAGE> PAGE 6
028 F030100 0
028 F040100 191
028 G010100 3840
028 G020100 384
028 G030100 0
028 G040100 1284
028 H000100 1284
029 000100 N
030 A000100 0
030 B000100 0.00
030 C000100 0.00
031 A000100 0
031 B000100 0
032 000100 0
033 000100 0
034 000100 Y
035 000100 118
036 A000100 N
036 B000100 0
037 000100 N
038 000100 0
039 000100 N
040 000100 Y
041 000100 Y
042 A000100 0
042 B000100 0
042 C000100 100
042 D000100 0
042 E000100 0
042 F000100 0
042 G000100 0
042 H000100 0
043 000100 15
044 000100 0
045 000100 Y
046 000100 N
047 000100 Y
048 000100 0.500
048 A010100 0
048 A020100 0.000
048 B010100 0
048 B020100 0.000
048 C010100 0
048 C020100 0.000
048 D010100 0
048 D020100 0.000
048 E010100 0
048 E020100 0.000
048 F010100 0
048 F020100 0.000
048 G010100 0
<PAGE> PAGE 7
048 G020100 0.000
048 H010100 0
048 H020100 0.000
048 I010100 0
048 I020100 0.000
048 J010100 0
048 J020100 0.000
048 K010100 0
048 K020100 0.000
062 A000100 Y
062 B000100 0.0
062 C000100 0.0
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 0.0
062 J000100 0.0
062 K000100 0.0
062 L000100 0.0
062 M000100 0.0
062 N000100 26.0
062 O000100 0.0
062 P000100 57.8
062 Q000100 15.2
062 R000100 0.0
063 A000100 0
063 B000100 9.5
064 A000100 N
064 B000100 N
066 A000100 N
067 000100 N
068 A000100 N
068 B000100 N
069 000100 N
070 A010100 Y
070 A020100 N
070 B010100 Y
070 B020100 N
070 C010100 Y
070 C020100 N
070 D010100 Y
070 D020100 N
070 E010100 Y
070 E020100 N
070 F010100 Y
070 F020100 N
070 G010100 Y
070 G020100 N
070 H010100 Y
<PAGE> PAGE 8
070 H020100 N
070 I010100 Y
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 Y
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100 20477
071 B000100 17314
071 C000100 28831
071 D000100 60
072 A000100 12
072 B000100 2041
072 C000100 0
072 D000100 0
072 E000100 0
072 F000100 151
072 G000100 50
072 H000100 0
072 I000100 79
072 J000100 4
072 K000100 0
072 L000100 21
072 M000100 8
072 N000100 23
072 O000100 0
072 P000100 0
072 Q000100 40
072 R000100 5
072 S000100 22
072 T000100 378
072 U000100 7
072 V000100 0
072 W000100 3
072 X000100 791
072 Y000100 459
072 Z000100 1709
<PAGE> PAGE 9
072AA000100 10
072BB000100 0
072CC010100 544
072CC020100 0
072DD010100 1715
072DD020100 0
072EE000100 0
073 A010100 0.5500
073 A020100 0.0000
073 B000100 0.0000
073 C000100 0.0000
074 A000100 0
074 B000100 0
074 C000100 0
074 D000100 33006
074 E000100 0
074 F000100 0
074 G000100 0
074 H000100 0
074 I000100 0
074 J000100 0
074 K000100 0
074 L000100 459
074 M000100 11
074 N000100 33477
074 O000100 0
074 P000100 9
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 129
074 S000100 0
074 T000100 33339
074 U010100 3330
074 U020100 0
074 V010100 10.01
074 V020100 0.00
074 W000100 0.0000
074 X000100 1921
074 Y000100 0
075 A000100 0
075 B000100 30248
076 000100 0.00
008 A000201 MMA CAPITAL MANAGEMENT
008 B000201 A
008 C000201 801-0000
008 D010201 GOSHEN
008 D020201 IN
008 D030201 46527
015 A000201 FIFTH THIRD BANK
<PAGE> PAGE 10
015 B000201 C
015 C010201 CINCINNATI
015 C020201 OH
015 C030201 45263
015 E010201 X
024 000200 N
025 D000201 0
025 D000202 0
025 D000203 0
025 D000204 0
025 D000205 0
025 D000206 0
025 D000207 0
025 D000208 0
028 A010200 2514
028 A020200 59
028 A030200 0
028 A040200 392
028 B010200 2116
028 B020200 0
028 B030200 0
028 B040200 279
028 C010200 3074
028 C020200 859
028 C030200 0
028 C040200 1751
028 D010200 3019
028 D020200 20
028 D030200 0
028 D040200 351
028 E010200 2217
028 E020200 0
028 E030200 0
028 E040200 250
028 F010200 2842
028 F020200 8545
028 F030200 0
028 F040200 963
028 G010200 15782
028 G020200 9483
028 G030200 0
028 G040200 3986
028 H000200 3986
029 000200 N
030 A000200 0
030 B000200 0.00
030 C000200 0.00
031 A000200 0
031 B000200 0
032 000200 0
033 000200 0
<PAGE> PAGE 11
034 000200 Y
035 000200 698
036 A000200 N
036 B000200 0
037 000200 N
038 000200 0
039 000200 N
040 000200 Y
041 000200 Y
042 A000200 0
042 B000200 0
042 C000200 100
042 D000200 0
042 E000200 0
042 F000200 0
042 G000200 0
042 H000200 0
043 000200 247
044 000200 0
045 000200 Y
046 000200 N
047 000200 Y
048 000200 0.740
048 A010200 0
048 A020200 0.000
048 B010200 0
048 B020200 0.000
048 C010200 0
048 C020200 0.000
048 D010200 0
048 D020200 0.000
048 E010200 0
048 E020200 0.000
048 F010200 0
048 F020200 0.000
048 G010200 0
048 G020200 0.000
048 H010200 0
048 H020200 0.000
048 I010200 0
048 I020200 0.000
048 J010200 0
048 J020200 0.000
048 K010200 0
048 K020200 0.000
062 A000200 N
062 B000200 0.0
062 C000200 0.0
062 D000200 0.0
062 E000200 0.0
062 F000200 0.0
<PAGE> PAGE 12
062 G000200 0.0
062 H000200 0.0
062 I000200 0.0
062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 0.0
062 N000200 0.0
062 O000200 0.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
063 A000200 0
063 B000200 0.0
066 A000200 Y
066 B000200 N
066 C000200 Y
066 D000200 N
066 E000200 N
066 F000200 N
066 G000200 N
067 000200 N
068 A000200 N
068 B000200 N
069 000200 N
070 A010200 Y
070 A020200 N
070 B010200 Y
070 B020200 N
070 C010200 Y
070 C020200 N
070 D010200 Y
070 D020200 N
070 E010200 Y
070 E020200 N
070 F010200 Y
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 Y
070 H020200 N
070 I010200 Y
070 I020200 N
070 J010200 Y
070 J020200 N
070 K010200 Y
070 K020200 N
070 L010200 Y
070 L020200 N
070 M010200 N
070 M020200 N
<PAGE> PAGE 13
070 N010200 Y
070 N020200 N
070 O010200 Y
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 Y
070 R020200 N
071 A000200 69245
071 B000200 41085
071 C000200 77137
071 D000200 53
072 A000200 12
072 B000200 365
072 C000200 1244
072 D000200 0
072 E000200 0
072 F000200 610
072 G000200 83
072 H000200 0
072 I000200 248
072 J000200 5
072 K000200 0
072 L000200 44
072 M000200 21
072 N000200 41
072 O000200 0
072 P000200 0
072 Q000200 32
072 R000200 18
072 S000200 47
072 T000200 1032
072 U000200 7
072 V000200 0
072 W000200 10
072 X000200 2198
072 Y000200 774
072 Z000200 185
072AA000200 11233
072BB000200 0
072CC010200 9437
072CC020200 0
072DD010200 196
072DD020200 0
072EE000200 10158
073 A010200 0.0400
073 A020200 0.0000
073 B000200 1.7100
073 C000200 0.0000
<PAGE> PAGE 14
074 A000200 0
074 B000200 0
074 C000200 0
074 D000200 0
074 E000200 0
074 F000200 97263
074 G000200 0
074 H000200 0
074 I000200 7041
074 J000200 0
074 K000200 0
074 L000200 115
074 M000200 21
074 N000200 104440
074 O000200 0
074 P000200 76
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 55
074 S000200 0
074 T000200 104309
074 U010200 6637
074 U020200 0
074 V010200 15.72
074 V020200 0.00
074 W000200 0.0000
074 X000200 8719
074 Y000200 0
075 A000200 0
075 B000200 82679
076 000200 0.00
008 A000301 MMA CAPITAL MANAGEMENT
008 B000301 A
008 C000301 801-0000
008 D010301 GOSHEN
008 D020301 IN
008 D030301 46527
008 A000302 OECHSLE INTERNATIONAL ADVISORS, L.P.
008 B000302 S
008 C000302 801-28111
008 D010302 BOSTON
008 D020302 MA
008 D030302 02110
015 A000301 BOSTON SAFE DEPOSIT AND TRUST
015 B000301 C
015 C010301 BOSTON
015 C020301 MA
015 C030301 02108
015 E040301 X
<PAGE> PAGE 15
015 A000302 FIFTH THIRD BANK
015 B000302 S
015 C010302 CINCINNATI
015 C020302 OH
015 C030302 45263
015 E010302 X
024 000300 N
025 D000301 0
025 D000302 0
025 D000303 0
025 D000304 0
025 D000305 0
025 D000306 0
025 D000307 0
025 D000308 0
028 A010300 5080
028 A020300 0
028 A030300 0
028 A040300 0
028 B010300 1309
028 B020300 0
028 B030300 0
028 B040300 0
028 C010300 1156
028 C020300 0
028 C030300 0
028 C040300 9
028 D010300 1908
028 D020300 0
028 D030300 0
028 D040300 15
028 E010300 755
028 E020300 0
028 E030300 0
028 E040300 64
028 F010300 535
028 F020300 24
028 F030300 0
028 F040300 61
028 G010300 10743
028 G020300 24
028 G030300 0
028 G040300 149
028 H000300 149
029 000300 N
030 A000300 0
030 B000300 0.00
030 C000300 0.00
031 A000300 0
031 B000300 0
032 000300 0
<PAGE> PAGE 16
033 000300 0
034 000300 Y
035 000300 123
036 A000300 N
036 B000300 0
037 000300 N
038 000300 0
039 000300 N
040 000300 Y
041 000300 Y
042 A000300 0
042 B000300 0
042 C000300 100
042 D000300 0
042 E000300 0
042 F000300 0
042 G000300 0
042 H000300 0
043 000300 5
044 000300 0
045 000300 Y
046 000300 N
047 000300 Y
048 000300 0.900
048 A010300 0
048 A020300 0.000
048 B010300 0
048 B020300 0.000
048 C010300 0
048 C020300 0.000
048 D010300 0
048 D020300 0.000
048 E010300 0
048 E020300 0.000
048 F010300 0
048 F020300 0.000
048 G010300 0
048 G020300 0.000
048 H010300 0
048 H020300 0.000
048 I010300 0
048 I020300 0.000
048 J010300 0
048 J020300 0.000
048 K010300 0
048 K020300 0.000
062 A000300 N
062 B000300 0.0
062 C000300 0.0
062 D000300 0.0
062 E000300 0.0
<PAGE> PAGE 17
062 F000300 0.0
062 G000300 0.0
062 H000300 0.0
062 I000300 0.0
062 J000300 0.0
062 K000300 0.0
062 L000300 0.0
062 M000300 0.0
062 N000300 0.0
062 O000300 0.0
062 P000300 0.0
062 Q000300 0.0
062 R000300 0.0
063 A000300 0
063 B000300 0.0
066 A000300 Y
066 B000300 N
066 C000300 Y
066 D000300 N
066 E000300 N
066 F000300 N
066 G000300 N
067 000300 N
068 A000300 N
068 B000300 Y
069 000300 N
070 A010300 Y
070 A020300 N
070 B010300 Y
070 B020300 N
070 C010300 Y
070 C020300 N
070 D010300 Y
070 D020300 N
070 E010300 Y
070 E020300 N
070 F010300 Y
070 F020300 N
070 G010300 Y
070 G020300 N
070 H010300 Y
070 H020300 N
070 I010300 N
070 I020300 N
070 J010300 Y
070 J020300 N
070 K010300 Y
070 K020300 N
070 L010300 Y
070 L020300 Y
070 M010300 Y
<PAGE> PAGE 18
070 M020300 Y
070 N010300 Y
070 N020300 N
070 O010300 Y
070 O020300 N
070 P010300 N
070 P020300 N
070 Q010300 Y
070 Q020300 N
070 R010300 Y
070 R020300 N
071 A000300 22106
071 B000300 5481
071 C000300 10651
071 D000300 51
072 A000300 9
072 B000300 0
072 C000300 108
072 D000300 0
072 E000300 -10
072 F000300 82
072 G000300 38
072 H000300 0
072 I000300 28
072 J000300 37
072 K000300 0
072 L000300 7
072 M000300 2
072 N000300 22
072 O000300 0
072 P000300 0
072 Q000300 40
072 R000300 12
072 S000300 3
072 T000300 113
072 U000300 3
072 V000300 0
072 W000300 2
072 X000300 389
072 Y000300 207
072 Z000300 -84
072AA000300 0
072BB000300 152
072CC010300 0
072CC020300 103
072DD010300 0
072DD020300 0
072EE000300 0
073 A010300 0.0000
073 A020300 0.0000
073 B000300 0.0200
<PAGE> PAGE 19
073 C000300 0.0000
074 A000300 1081
074 B000300 0
074 C000300 0
074 D000300 0
074 E000300 0
074 F000300 16289
074 G000300 0
074 H000300 0
074 I000300 68
074 J000300 103
074 K000300 42
074 L000300 27
074 M000300 18
074 N000300 17627
074 O000300 307
074 P000300 32
074 Q000300 0
074 R010300 0
074 R020300 0
074 R030300 0
074 R040300 43
074 S000300 0
074 T000300 17245
074 U010300 1624
074 U020300 0
074 V010300 10.62
074 V020300 0.00
074 W000300 0.0000
074 X000300 1312
074 Y000300 0
075 A000300 0
075 B000300 12125
076 000300 0.00
SIGNATURE TOM LINE
TITLE TREASURER
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000912900
<NAME> MMA PRAXIS FUNDS
<SERIES>
<NUMBER> 01
<NAME> INTERMEDIATE INCOME FUND
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-1-1997
<PERIOD-END> DEC-31-1997
<INVESTMENTS-AT-COST> 32110081
<INVESTMENTS-AT-VALUE> 33006284
<RECEIVABLES> 315
<ASSETS-OTHER> 11055
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 33476757
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 137381
<TOTAL-LIABILITIES> 137381
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 32727696
<SHARES-COMMON-STOCK> 3330133
<SHARES-COMMON-PRIOR> 2800868
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 568
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 283955
<ACCUM-APPREC-OR-DEPREC> 896203
<NET-ASSETS> 33339376
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2041134
<OTHER-INCOME> 0
<EXPENSES-NET> 332471
<NET-INVESTMENT-INCOME> 1708663
<REALIZED-GAINS-CURRENT> 9746
<APPREC-INCREASE-CURRENT> 543936
<NET-CHANGE-FROM-OPS> 2262345
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1715276
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 727038
<NUMBER-OF-SHARES-REDEEMED> 270306
<SHARES-REINVESTED> 72532
<NET-CHANGE-IN-ASSETS> 5771368
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 288
<OVERDIST-NET-GAINS-PRIOR> 290895
<GROSS-ADVISORY-FEES> 151224
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 791222
<AVERAGE-NET-ASSETS> 30244879
<PER-SHARE-NAV-BEGIN> 9.84
<PER-SHARE-NII> .55
<PER-SHARE-GAIN-APPREC> .17
<PER-SHARE-DIVIDEND> .55
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.01
<EXPENSE-RATIO> 1.1
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000912900
<NAME> MMA PRAXIS FUNDS
<SERIES>
<NUMBER> 02
<NAME> GROWTH FUND
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-1-1997
<PERIOD-END> DEC-31-1997
<INVESTMENTS-AT-COST> 86052746
<INVESTMENTS-AT-VALUE> 104303199
<RECEIVABLES> 115336
<ASSETS-OTHER> 21263
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 104439798
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 130301
<TOTAL-LIABILITIES> 130301
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 84023185
<SHARES-COMMON-STOCK> 6637356
<SHARES-COMMON-PRIOR> 4340466
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 5536
<ACCUMULATED-NET-GAINS> 2030323
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18250453
<NET-ASSETS> 104309497
<DIVIDEND-INCOME> 1244449
<INTEREST-INCOME> 364777
<OTHER-INCOME> 0
<EXPENSES-NET> 1423812
<NET-INVESTMENT-INCOME> 185414
<REALIZED-GAINS-CURRENT> 11233412
<APPREC-INCREASE-CURRENT> 9436871
<NET-CHANGE-FROM-OPS> 20855697
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 195657
<DISTRIBUTIONS-OF-GAINS> 10157638
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2086508
<NUMBER-OF-SHARES-REDEEMED> 415821
<SHARES-REINVESTED> 626203
<NET-CHANGE-IN-ASSETS> 45402768
<ACCUMULATED-NII-PRIOR> 15369
<ACCUMULATED-GAINS-PRIOR> 954549
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 610039
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2197706
<AVERAGE-NET-ASSETS> 82594989
<PER-SHARE-NAV-BEGIN> 13.57
<PER-SHARE-NII> .04
<PER-SHARE-GAIN-APPREC> 3.86
<PER-SHARE-DIVIDEND> .04
<PER-SHARE-DISTRIBUTIONS> 1.71
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 15.72
<EXPENSE-RATIO> 1.72
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000912900
<NAME> MMA PRAXIS FUNDS
<SERIES>
<NUMBER> 03
<NAME> INTERNATIONAL FUND
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> APR-01-1997
<PERIOD-END> DEC-31-1997
<INVESTMENTS-AT-COST> 16459144
<INVESTMENTS-AT-VALUE> 16288727
<RECEIVABLES> 171212
<ASSETS-OTHER> 1166993
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 17626932
<PAYABLE-FOR-SECURITIES> 306847
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 74651
<TOTAL-LIABILITIES> 381498
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17607968
<SHARES-COMMON-STOCK> 1623792
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 63556
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 196211
<ACCUM-APPREC-OR-DEPREC> (102767)
<NET-ASSETS> 17245434
<DIVIDEND-INCOME> 107746
<INTEREST-INCOME> 0
<OTHER-INCOME> (10464)
<EXPENSES-NET> 181535
<NET-INVESTMENT-INCOME> (84253)
<REALIZED-GAINS-CURRENT> (151946)
<APPREC-INCREASE-CURRENT> (102768)
<NET-CHANGE-FROM-OPS> (338967)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (691)
<DISTRIBUTIONS-OF-GAINS> (30081)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1635650
<NUMBER-OF-SHARES-REDEEMED> 14210
<SHARES-REINVESTED> 2351
<NET-CHANGE-IN-ASSETS> 17245434
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 81639
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 388779
<AVERAGE-NET-ASSETS> 12083653
<PER-SHARE-NAV-BEGIN> 10
<PER-SHARE-NII> (.05)
<PER-SHARE-GAIN-APPREC> .69
<PER-SHARE-DIVIDEND> .02
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.62
<EXPENSE-RATIO> 2
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
To the Trustees of
MMA Praxis Mutual Funds
In planning and
performing our audits of
the financial statements
of the MMA Praxis Mutual
Funds for the year ended December 31, 1997, we
considered its internal
control, including
controls over safeguarding securities,
in order to determine
our auditing procedures
for the purpose of
expressing our opinion
on the financial
statements and to comply
with the requirements of
Form N-SAR, not to
provide assurance on
internal control.
The management of the
MMA Praxis Mutual Funds
is responsible for
establishing and
maintaining internal
control. In fulfilling
this responsibility,
estimates and judgments
by management are
required to assess the
expected benefits and
related costs of
controls. Generally,
controls that are
relevant to an audit
pertain to the entity's
objective of preparing
financial statements for
external purposes that
are fairly presented in
conformity with
generally accepted
accounting principles.
Those controls include
the safeguarding of
assets against
unauthorized
acquisition, use, or
disposition.
Because of inherent
limitations in internal
control, errors or
irregularities may occur
and may not be detected.
Also, projection of any
evaluation of internal
control to future
periods is subject to
the risk that it may
become inadequate
because of changes in
conditions or that the
effectiveness of the
design and operation may
deteriorate.
Our consideration of
internal control would
not necessarily disclose
all matters in internal
control that might be
material weaknesses
under standards
established by the
American Institute of
Certified Public
Accountants. A material
weakness is a condition
in which the design or
operation of any
specific internal
control component does
not reduce to a
relatively low level the
risk that errors or
irregularities in
amounts that would be
material in relation to
the financial statements
being audited may occur
and not be detected
within a timely period
by employees in the
normal course of
performing their
assigned functions.
However, we noted no
matters involving
internal control,
including controls over
safeguarding securities,
that we consider to be
material weaknesses as
defined above as of
December 31, 1997.
This report is intended
solely for the
information and use of
management and the
Securities and Exchange
Commission.
/s/COOPERS & LYBRAND,
L.L.P.
Columbus, Ohio
February 16, 1998
