<PAGE> 1
DECHERT PRICE & RHOADS
1775 EYE STREET, N.W.
WASHINGTON, D.C. 20006
(202) 261-3300
April 25, 2000
VIA ELECTRONIC TRANSMISSION
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: MMA Praxis Mutual Funds
File Nos. 33-69724 and 811-08056
Dear Sir or Madam:
Pursuant to Rule 497 (j) under the Securities Act of 1933, we hereby
certify on behalf of the MMA Praxis Mutual Funds (the "Trust"), in connection
with the three individual series of the Trust, MMA Praxis Growth Fund, MMA
Praxis Intermediate Income Fund and MMA Praxis International Fund (the "Funds"),
that the form of Prospectus and Statement of Additional Information that would
have been filed under Rule 497(c) by the Trust on behalf of the Funds does not
differ from those contained in Post-Effective Amendment No. 10 which was filed
on April 20, 2000. The text of Post-Effective Amendment No. 10 was filed
electronically.
Please do not hesitate to contact the undersigned at (202) 261-3364 if you
have any questions regarding this certification.
Very truly yours,
/s/ Patrick W.D. Turley