CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in this Registration
Statement on Form N-1A of our report dated December 3, 1999, relating to the
financial statements and selected ratio data of PIC Small Cap Portfolio which
appear in the October 31, 1999 annual report to shareholders of PIC Investment
Trust which is also incorporated by reference into the Registration Statement.
We also consent to the reference to us under the heading "Custodian and
Auditors" in such Registration Statement.
/s/ PricewaterhouseCoopers LLP
New York, NY
August 30, 2000
