<PAGE> PAGE 1
000 A000000 06/30/95
000 C000000 0000913363
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 PROVIDENT INSTITUTIONAL FUNDS INC.
001 B000000 811-8072
001 C000000 3027912919
002 A000000 400 BELLEVUE PARKWAY, SUITE 100
002 B000000 WILMINGTON
002 C000000 DE
002 D010000 19809
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 2
007 C010100 1
007 C020100 SHORT DURATION FUND
007 C030100 N
007 C010200 2
007 C020200 INTERMEDIATE DURATION FUND
007 C030200 N
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
008 A00AA01 PNC INSTITUTIONAL MANAGEMENT CORPORATION
008 B00AA01 A
008 C00AA01 801-13304
008 D01AA01 WILMINGTON
008 D02AA01 DE
008 D03AA01 19809
008 A00AA02 BLACKROCK FINANCIAL MANAGEMENT, INC.
008 B00AA02 S
008 C00AA02 801-32183
008 D01AA02 NEW YORK
008 D02AA02 NY
008 D03AA02 10154
010 A00AA01 PFPC INC.
010 B00AA01 85-1196
010 C01AA01 WILMINGTON
<PAGE> PAGE 2
010 C02AA01 DE
010 C03AA01 19809
011 A00AA01 PROVIDENT DISTRIBUTORS,INC.
011 B00AA01 8-46564
011 C01AA01 RADNOR
011 C02AA01 PA
011 C03AA01 19087
012 A00AA01 PFPC INC.
012 B00AA01 85-1196
012 C01AA01 WILMINGTON
012 C02AA01 DE
012 C03AA01 19809
013 A00AA01 KPMG PEAT MARWICK LLP.
013 B01AA01 PHILADELPHIA
013 B02AA01 PA
013 B03AA01 19103
015 A00AA01 PNC BANK, N.A.
015 B00AA01 C
015 C01AA01 LESTER
015 C02AA01 PA
015 C03AA01 19113
015 E01AA01 X
018 00AA00 Y
019 A00AA00 Y
019 B00AA00 17
019 C00AA00 INSTITUTIO
020 C000001 0
020 C000002 0
020 C000003 0
020 C000004 0
020 C000005 0
020 C000006 0
020 C000007 0
020 C000008 0
020 C000009 0
020 C000010 0
021 000000 0
022 A000001 NIKKO SECURITIES CO. INTERNATIONAL, INC.
022 B000001 94-1302123
022 C000001 923985
022 D000001 11729
022 A000002 MORGAN STANLEY & CO., INC.
022 B000002 13-2655998
022 C000002 538444
022 D000002 20865
022 A000003 LEHMAN BROTHERS GOVERNMENT SECURITIES INC.
022 B000003 13-1912900
022 C000003 154081
022 D000003 127383
022 A000004 GOLDMAN SACHS & CO.
022 B000004 13-5108880
<PAGE> PAGE 3
022 C000004 218330
022 D000004 1501
022 A000005 UNION BANK OF SWITZERLAND
022 B000005 00-0000000
022 C000005 138529
022 D000005 3551
022 A000006 PAINEWEBBER INC.
022 B000006 13-2638166
022 C000006 55026
022 D000006 79390
022 A000007 CHASE SECURITIES, INC.
022 B000007 13-3112953
022 C000007 94705
022 D000007 0
022 A000008 SALOMON BROTHERS INC.
022 B000008 13-3082694
022 C000008 36369
022 D000008 49422
022 A000009 MERRILL LYNCH, PIERCE, FENNER & SMITH INC.
022 B000009 13-5674085
022 C000009 31225
022 D000009 33787
022 A000010 LANSTON (AUBREY G) & CO., INC.
022 B000010 13-5552129
022 C000010 17710
022 D000010 38396
023 C000000 2355447
023 D000000 443994
024 00AA00 N
026 A000000 N
026 B000000 Y
026 C000000 Y
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027 000000 Y
029 00AA00 N
030 A00AA00 0
030 B00AA00 0.00
030 C00AA00 0.00
031 A00AA00 0
031 B00AA00 0
032 00AA00 0
033 00AA00 0
034 00AA00 N
035 00AA00 0
036 B00AA00 0
037 00AA00 N
<PAGE> PAGE 4
038 00AA00 0
039 00AA00 N
040 00AA00 Y
041 00AA00 Y
045 00AA00 Y
046 00AA00 N
047 00AA00 Y
048 00AA00 0.400
048 A01AA00 0
048 A02AA00 0.000
048 B01AA00 0
048 B02AA00 0.000
048 C01AA00 0
048 C02AA00 0.000
048 D01AA00 0
048 D02AA00 0.000
048 E01AA00 0
048 E02AA00 0.000
048 F01AA00 0
048 F02AA00 0.000
048 G01AA00 0
048 G02AA00 0.000
048 H01AA00 0
048 H02AA00 0.000
048 I01AA00 0
048 I02AA00 0.000
048 J01AA00 0
048 J02AA00 0.000
048 K01AA00 0
048 K02AA00 0.000
049 00AA00 N
050 00AA00 N
051 00AA00 N
052 00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 N
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 Y
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 N
054 K00AA00 N
054 L00AA00 N
054 M00AA00 N
054 N00AA00 N
<PAGE> PAGE 5
054 O00AA00 N
058 A00AA00 N
059 00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061 00AA00 5000
066 A00AA00 N
067 00AA00 N
068 A00AA00 N
068 B00AA00 N
069 00AA00 N
070 A01AA00 Y
070 A02AA00 Y
070 B01AA00 N
070 B02AA00 N
070 C01AA00 N
070 C02AA00 N
070 D01AA00 N
070 D02AA00 N
070 E01AA00 N
070 E02AA00 N
070 F01AA00 N
070 F02AA00 N
070 G01AA00 Y
070 G02AA00 N
070 H01AA00 N
070 H02AA00 N
070 I01AA00 N
070 I02AA00 N
070 J01AA00 Y
070 J02AA00 N
070 K01AA00 Y
070 K02AA00 N
070 L01AA00 N
070 L02AA00 N
070 M01AA00 N
070 M02AA00 N
070 N01AA00 Y
070 N02AA00 N
070 O01AA00 Y
070 O02AA00 Y
070 P01AA00 N
070 P02AA00 N
070 Q01AA00 N
070 Q02AA00 N
070 R01AA00 Y
070 R02AA00 N
077 A000000 Y
077 B000000 N
077 C000000 N
077 D000000 N
<PAGE> PAGE 6
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 Y
077 N000000 N
077 O000000 N
077 P000000 N
077 Q010000 N
077 Q020000 N
077 Q030000 N
080 C00AA00 0
081 B00AA00 0
082 B00AA00 0
083 B00AA00 0
084 B00AA00 0
086 A010000 0
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
028 A010100 0
028 A020100 10
028 A030100 0
028 A040100 0
028 B010100 0
028 B020100 15
028 B030100 0
028 B040100 0
028 C010100 0
028 C020100 4
028 C030100 0
028 C040100 0
028 D010100 0
028 D020100 5
028 D030100 0
028 D040100 0
028 E010100 0
028 E020100 5
028 E030100 0
<PAGE> PAGE 7
028 E040100 15803
028 F010100 0
028 F020100 0
028 F030100 0
028 F040100 8147
028 G010100 0
028 G020100 39
028 G030100 0
028 G040100 23950
028 H000100 0
042 A000100 0
042 B000100 0
042 C000100 0
042 D000100 0
042 E000100 0
042 F000100 0
042 G000100 0
042 H000100 100
043 000100 36
044 000100 0
055 A000100 N
055 B000100 N
056 000100 N
057 000100 N
062 A000100 Y
062 B000100 0.0
062 C000100 1.9
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 0.0
062 J000100 0.0
062 K000100 0.0
062 L000100 0.0
062 M000100 16.3
062 N000100 90.9
062 O000100 0.0
062 P000100 0.0
062 Q000100 0.0
062 R000100 0.0
063 A000100 0
063 B000100 3.7
064 A000100 Y
064 B000100 N
071 A000100 279038
071 B000100 274791
071 C000100 88488
071 D000100 311
072 A000100 6
<PAGE> PAGE 8
072 B000100 3162
072 C000100 0
072 D000100 0
072 E000100 0
072 F000100 223
072 G000100 89
072 H000100 0
072 I000100 12
072 J000100 14
072 K000100 0
072 L000100 3
072 M000100 17
072 N000100 6
072 O000100 0
072 P000100 66
072 Q000100 0
072 R000100 13
072 S000100 10
072 T000100 36
072 U000100 5
072 V000100 0
072 W000100 8
072 X000100 502
072 Y000100 117
072 Z000100 2777
072AA000100 862
072BB000100 1511
072CC010100 4012
072CC020100 0
072DD010100 2777
072DD020100 0
072EE000100 0
073 A010100 0.2720
073 A020100 0.0000
073 B000100 0.0000
073 C000100 0.0000
074 A000100 125
074 B000100 0
074 C000100 1598
074 D000100 87187
074 E000100 0
074 F000100 0
074 G000100 0
074 H000100 0
074 I000100 0
074 J000100 24414
074 K000100 0
074 L000100 1069
074 M000100 41
074 N000100 114434
074 O000100 6485
<PAGE> PAGE 9
074 P000100 0
074 Q000100 0
074 R010100 26140
074 R020100 0
074 R030100 0
074 R040100 452
074 S000100 0
074 T000100 81357
074 U010100 8311
074 U020100 0
074 V010100 9.79
074 V020100 0.00
074 W000100 0.0000
074 X000100 4
074 Y000100 5039
075 A000100 0
075 B000100 98238
076 000100 0.00
028 A010200 0
028 A020200 6
028 A030200 0
028 A040200 0
028 B010200 0
028 B020200 8
028 B030200 0
028 B040200 0
028 C010200 0
028 C020200 2
028 C030200 0
028 C040200 0
028 D010200 0
028 D020200 0
028 D030200 0
028 D040200 2030
028 E010200 0
028 E020200 0
028 E030200 0
028 E040200 0
028 F010200 0
028 F020200 1
028 F030200 0
028 F040200 15089
028 G010200 0
028 G020200 17
028 G030200 0
028 G040200 17119
028 H000200 0
042 A000200 0
042 B000200 0
042 C000200 0
042 D000200 0
<PAGE> PAGE 10
042 E000200 0
042 F000200 0
042 G000200 0
042 H000200 100
043 000200 12
044 000200 0
055 A000200 Y
055 B000200 N
056 000200 N
057 000200 N
062 A000200 Y
062 B000200 0.0
062 C000200 0.0
062 D000200 0.0
062 E000200 0.0
062 F000200 0.0
062 G000200 0.0
062 H000200 0.0
062 I000200 0.0
062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 40.3
062 N000200 82.0
062 O000200 0.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
063 A000200 0
063 B000200 6.1
064 A000200 Y
064 B000200 N
071 A000200 122904
071 B000200 129408
071 C000200 33660
071 D000200 365
072 A000200 6
072 B000200 1277
072 C000200 0
072 D000200 0
072 E000200 0
072 F000200 77
072 G000200 36
072 H000200 0
072 I000200 12
072 J000200 12
072 K000200 0
072 L000200 1
072 M000200 9
072 N000200 6
072 O000200 0
<PAGE> PAGE 11
072 P000200 64
072 Q000200 0
072 R000200 5
072 S000200 3
072 T000200 12
072 U000200 5
072 V000200 0
072 W000200 4
072 X000200 246
072 Y000200 73
072 Z000200 1104
072AA000200 1051
072BB000200 1217
072CC010200 2488
072CC020200 0
072DD010200 1104
072DD020200 0
072EE000200 0
073 A010200 0.3117
073 A020200 0.0000
073 B000200 0.0000
073 C000200 0.0000
074 A000200 237
074 B000200 0
074 C000200 0
074 D000200 25204
074 E000200 0
074 F000200 0
074 G000200 0
074 H000200 0
074 I000200 0
074 J000200 6841
074 K000200 0
074 L000200 361
074 M000200 38
074 N000200 32681
074 O000200 2277
074 P000200 0
074 Q000200 0
074 R010200 9644
074 R020200 0
074 R030200 0
074 R040200 151
074 S000200 0
074 T000200 20609
074 U010200 2112
074 U020200 0
074 V010200 9.76
074 V020200 0.00
074 W000200 0.0000
074 X000200 3
<PAGE> PAGE 12
074 Y000200 1907
075 A000200 0
075 B000200 33594
076 000200 0.00
SIGNATURE WENDY MCGEE
TITLE LEGAL ASSISTANT
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000913363
<NAME> PROVIDENT INSTITUTIONAL FUNDS, INC.
<SERIES>
<NUMBER> 1
<NAME> PROVIDENT INSTITUTIONAL SHORT DURATION FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> JUN-30-1995
<INVESTMENTS-AT-COST> 88452316
<INVESTMENTS-AT-VALUE> 88784725
<RECEIVABLES> 25482812
<ASSETS-OTHER> 166059
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 114433596
<PAYABLE-FOR-SECURITIES> 6484931
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 26592012
<TOTAL-LIABILITIES> 33076943
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 83717164
<SHARES-COMMON-STOCK> 8310993
<SHARES-COMMON-PRIOR> 10756869
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2692920)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 332409
<NET-ASSETS> 81356653
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3161740
<OTHER-INCOME> 0
<EXPENSES-NET> 384890
<NET-INVESTMENT-INCOME> 2776850
<REALIZED-GAINS-CURRENT> (649255)
<APPREC-INCREASE-CURRENT> 4012414
<NET-CHANGE-FROM-OPS> 6140009
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2776850
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 2449940
<SHARES-REINVESTED> 4064
<NET-CHANGE-IN-ASSETS> (2445876)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (2038053)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 222506
<INTEREST-EXPENSE> 66183
<GROSS-EXPENSE> 502328
<AVERAGE-NET-ASSETS> 98237655
<PER-SHARE-NAV-BEGIN> 9.47
<PER-SHARE-NII> .27
<PER-SHARE-GAIN-APPREC> .32
<PER-SHARE-DIVIDEND> (.27)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.79
<EXPENSE-RATIO> .65
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000913363
<NAME> PROVIDENT INSTITUTIONAL FUNDS, INC.
<SERIES>
<NUMBER> 2
<NAME> PROVIDENT INSTITUTIONAL INTERMEDIATE DURATION FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> JUN-30-1995
<INVESTMENTS-AT-COST> 24885692
<INVESTMENTS-AT-VALUE> 25203900
<RECEIVABLES> 7202331
<ASSETS-OTHER> 275287
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 32681518
<PAYABLE-FOR-SECURITIES> 2277187
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 9794973
<TOTAL-LIABILITIES> 12072160
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 21138508
<SHARES-COMMON-STOCK> 2112300
<SHARES-COMMON-PRIOR> 3860091
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (847358)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 318208
<NET-ASSETS> 20609358
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1270320
<OTHER-INCOME> 6756
<EXPENSES-NET> 173567
<NET-INVESTMENT-INCOME> 1103509
<REALIZED-GAINS-CURRENT> (165938)
<APPREC-INCREASE-CURRENT> 2487849
<NET-CHANGE-FROM-OPS> 3425420
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1103509
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 1749574
<SHARES-REINVESTED> 1783
<NET-CHANGE-IN-ASSETS> (1747791)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (680183)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 76821
<INTEREST-EXPENSE> 63634
<GROSS-EXPENSE> 246953
<AVERAGE-NET-ASSETS> 33594314
<PER-SHARE-NAV-BEGIN> 9.17
<PER-SHARE-NII> .31
<PER-SHARE-GAIN-APPREC> .59
<PER-SHARE-DIVIDEND> .31
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.76
<EXPENSE-RATIO> .65
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>