<TABLE> <S> <C>
<PAGE>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM TFC
ENTERPRISES, INC. ANNUAL REPORT ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER 30,
2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JUN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,216
<SECURITIES> 0
<RECEIVABLES> 222,769
<ALLOWANCES> 21,101
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 6,371
<DEPRECIATION> 3,712
<TOTAL-ASSETS> 248,661
<CURRENT-LIABILITIES> 203,591
<BONDS> 0
0
0
<COMMON> 50
<OTHER-SE> 45,020
<TOTAL-LIABILITY-AND-EQUITY> 45,070
<SALES> 12,764
<TOTAL-REVENUES> 13,229
<CGS> 0
<TOTAL-COSTS> 6,613
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 169
<INTEREST-EXPENSE> 4,239
<INCOME-PRETAX> 2,208
<INCOME-TAX> 924
<INCOME-CONTINUING> 0
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,284
<EPS-BASIC> 0.11
<EPS-DILUTED> 0.10
</TABLE>