<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB FOR THE COMPANY FOR THE PERIOD ENDED JUNE 30,
2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO THE FINANCIAL STATEMENTS
AND OTHER INFORMATION CONTAINED IN THAT REPORT.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 10,647
<INT-BEARING-DEPOSITS> 289
<FED-FUNDS-SOLD> 525
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 73,319
<INVESTMENTS-CARRYING> 7,386
<INVESTMENTS-MARKET> 7,391
<LOANS> 159,223
<ALLOWANCE> 1,623
<TOTAL-ASSETS> 266,218
<DEPOSITS> 204,432
<SHORT-TERM> 35,750
<LIABILITIES-OTHER> 2,608
<LONG-TERM> 0
0
0
<COMMON> 8,616
<OTHER-SE> 14,812
<TOTAL-LIABILITIES-AND-EQUITY> 266,218
<INTEREST-LOAN> 6,552
<INTEREST-INVEST> 2,375
<INTEREST-OTHER> 109
<INTEREST-TOTAL> 9,036
<INTEREST-DEPOSIT> 2,470
<INTEREST-EXPENSE> 3,107
<INTEREST-INCOME-NET> 5,929
<LOAN-LOSSES> 200
<SECURITIES-GAINS> (1)
<EXPENSE-OTHER> 4,584
<INCOME-PRETAX> 2,896
<INCOME-PRE-EXTRAORDINARY> 2,896
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,165
<EPS-BASIC> 1.24
<EPS-DILUTED> 1.23
<YIELD-ACTUAL> 5.53
<LOANS-NON> 246
<LOANS-PAST> 3
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,453
<CHARGE-OFFS> 65
<RECOVERIES> 35
<ALLOWANCE-CLOSE> 1,623
<ALLOWANCE-DOMESTIC> 544
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,078
</TABLE>