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[Letterhead]
October 7, 1999
VIA EDGARLINK
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U.S. Securities and Exchange Commission
Office of Insurance Products
Division of Investment Management
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: PROTECTIVE LIFE INSURANCE COMPANY
PROTECTIVE VARIABLE ANNUITY SEPARATE ACCOUNT
PROTECTIVE ADVANTAGE-SM- VARIABLE DEFERRED ANNUITY
FILING PURSUANT TO RULE 497(j) FOR
FILE NO. 333-81553; 811-8108
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Commissioners:
On behalf of Protective Life Insurance Company and Protective
Variable Annuity Separate Account, we hereby certify, pursuant to Rule 497(j)
under the Securities Act of 1933, as amended, that the form of the Statement
of Additional Information ("SAI") being used in connection with the offering
of the Protective Advantage-SM- variable deferred annuity contract and
otherwise required to be filed under Rule 497(c) does not differ from the SAI
contained in Pre-Effective Amendment No. 1 for Protective Variable Annuity
Separate Account as filed with the Commission on September 17, 1999 via
EDGARLINK and in definitive materials filed on September 28, 1999 pursuant to
Rule 497(c).
Please do not hesitate to call the undersigned at (800) 627-0220
if you have any questions.
Sincerely,
/s/ Steve M. Callaway
Steve M. Callaway
