PROTECTIVE LIFE CORPORATION (PROTECTIVE LOGO APPEARS HERE)
Post Office Box 2606
Birmingham, Alabama 35202
205-879-9230
STEVE M. CALLAWAY
Senior Associate Counsel
Writer's Direct Number: (205) 868-3604
Facsimile Number: (205) 868-3597
Toll-Free Number: (800) 627-0220
May 7, 1999
VIA EDGARLINK
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U.S. Securities and Exchange Commission
Office of Insurance Products
Division of Investment Management
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: PROTECTIVE LIFE INSURANCE COMPANY
PROTECTIVE VARIABLE ANNUITY SEPARATE ACCOUNT
ELEMENTS(SM) ACCESS VARIABLE DEFERRED ANNUITY
FILING PURSUANT TO RULE 497(j) FOR
FILE NO. 333-68551; 811-8108
Commissioners:
On behalf of Protective Life Insurance Company and Protective Variable
Annuity Separate Account, we hereby certify, pursuant to Rule 497(j) under the
Securities Act of 1933, as amended, that the form of the Statement of Additional
Information ("SAI") being used in connection with the offering of the
Elements(SM) Access variable deferred annuity contract and otherwise required to
be filed under Rule 497(c) does not differ from the SAI contained in
Post-Effective Amendment No. 2 for Protective Variable Annuity Separate Account
as filed with the Commission on May 3, 1999 via EDGARLINK.
Please do not hesitate to call the undersigned at (800) 627-0220 if you
have any questions.
Sincerely,
/s/ Steve M. Callaway
Steve M. Callaway
Attachment
