Supplement dated September 29, 2000 to
Prospectuses dated May 1, 2000 for
PROTECTIVE ADVANTAGE(sm) VARIABLE ANNUITY
PROTECTIVE VARIABLE ANNUITY
PROTECTIVE VARIABLE ANNUITY II
ELEMENTS(sm) PLUS VARIABLE ANNUITY
ELEMENTS(sm) ACCESS VARIABLE ANNUITY
issued by Protective Life Insurance Company
and to Prospectus dated May 1, 2000 for
PROTECTIVE VARIABLE ANNUITY
issued by Protective Life and Annuity Insurance Company
The Funds
The information about the Protective Investment Company (PIC) Small Cap Value
Fund under the caption "The Funds" is amended as follows:
"The Fund invests, under normal circumstances, at least 65% of its total assets
in equity securities of companies with public stock market capitalizations
(based upon shares available for trading on an unrestricted basis) within the
range of the market capitalization of companies constituting the Russell 2000
Value Index at the time of investment (currently between $20 million and $3
billion).
