LIFE & ANNUITY TRUST
Registration Nos. 33-70988; 811-8118
CERTIFICATE PURSUANT TO
17 C.F.R. 230.497(j)
The undersigned hereby certifies on behalf of Life & Annuity Trust (the
"Trust") that the Prospectus and related Statement of Additional Information
describing the Trust's Asset Allocation, Equity Value, Growth, Money Market,
Strategic Growth and U.S. Government Allocation Funds, that would have been
filed pursuant to 17 C.F.R. 230.497(c), do not differ from the Prospectus and
Statement of Additional Information contained in Post-Effective Amendment No. 6
to the Trust's Registration Statement on Form N-1A, the text of which was filed
on May 1, 1998.
IN WITNESS WHEREOF, the Company has caused this certificate to be
executed and witnessed in its name and on its behalf by the undersigned on the
5th day of May, 1998.
Witness: LIFE & ANNUITY TRUST
By: /s/ Ann Bonsteel By: /s/ Richard H. Blank, Jr.
Name: Ann Bonsteel Richard H. Blank, Jr.
Title: Assistant Secretary Chief Operating Officer,
Secretary and Treasurer
